5.64% 24-Month / 5.64% 36-Month CD at a New York CU (Municipal)

Municipal Credit Union is offering a 5.64% APY share certificate for terms of 24 and 36 months. The minimum deposit is $500. These rates are also available in IRA certificates.

Field of membership is primarily based on select employer groups which includes New York City employees, Federal or State employees who work in the five boroughs, and health care professionals (private or public) working in New York State. See site for the full list. Membership requires a minimum $5 deposit in the share savings account.

Branches are located in New York, Brooklyn, Bronx, Elmhurst, Staten Island, Elmont, Melville and Yonkers. The credit union is federally insured by the NCUA (Charter # 60153). It's a large credit union with $1.24 billioin in assets and 295,196 members.

Thanks to the reader who mentioned the certificate in the finding deals post.

Tags: New York, Municipal Credit Union, CD rates