Wachovia has been offering some nice promotional rates on short-term CDs in the last few months. These have varied by state are are never listed at Wachovia's website. A reader just mentioned seeing a 5.61% APY 8-month CD advertised with a $5,000 minimum. I called Wachovia for further details. For California, I was told of a 5.45% APY 10-month CD special. In Texas and Florida, the special was a 5.40% APY 7-month CD. All have a $5,000 minimum deposit requirement and did not require a checking account. Please leave a comment if Wachovia gives you any additional or different info. Their phone number is 800-922-4684.
Wachovia's $50 checking account promotion is nearing an end. The current expiration date is 4/24/07 for the free checking account and 4/30/07 for the student checking account (see post). For those in California, you can get up to $125 bonus for the free checking account. This doesn't expire until 6/24/07 (see post).