Dedicated to Deposits: Deals, Data, and Discussion

5.46% 6-Month CD at a Wachovia in Southern California

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Wachovia Bank
Wachovia is advertising a 5.46% APY 6-month CD. The minimum deposit is $5,000 or $2,000 for an IRA CD. A new or existing personal checking account is required. This CD special isn't listed at Wachovia's website. It was advertised in today in SoCal newspapers. The ad is available online here.

If you don't already have a Wachovia checking account and are interested in this CD deal, make sure you sign up for the $125 checking account bonus (see post). Those in California can get a $75 bonus for opening a Free Checking with a minimum $500 deposit. Another $50 is earned with direct deposit.

For those not in California, you can still get a $50 bonus for their Free Checking (see post). However, Wachovia CD deals are not nearly as good. According to the banking rep, the best CD deal is only a 5% APY for a 6 month term for those in Florida and Texas. Other CD specials may apply in other areas, but I only asked about those two states.

Thanks to the reader who mentioned this certificate special in the comments of the finding deals post.
  Tags: California, Wachovia Bank, CD rates, IRA rates

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Comments
Comment #1 by Anonymous posted on
Anonymous
Warning: I went into their branch to open this account and was told they do a hard credit pull, even if you had an account with Western Financial.

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