Beverly Bank & Trust Company N.A. is offering a 5.53% APY 12-month certificate of deposit. The minimum deposit is $1,000, and the maximum is $99,999. This rate appears to require the customer be a Founders or Platinum Preferred member. Platinum Preferred checking accounts are for those 55 and older. A yield of 5.41% APY is available for anyone without the checking requirement.
The bank has an online application that appears to allow people from any state to open an account.
Branches are located in Chicago. It's a small bank with 30 employees that was established in 2004. The bank is FDIC insured (Certificate # 57701).