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5.36% 60-Month / 5.23% 12-Month CD at a Texas CU (Austin Telco)


Austin Telco Federal Credit Union has some competitive rates on its share certificates. The jumbo CD's have the best rates which range from 5.19% APY for a 6-month CD to 5.36% APY for a 60-month term. These require a minimum deposit of $95K. The rates for a CD with a minimum deposit of $1K range from 5.04% APY for a 6-month CD to 5.30% APY for a 60-month CD. These are also available in an IRA.

Membership is open to anyone living, working, worshiping or attending school in Austin's five county Metropolitan Area (Travis, Williamson, Hays, Bastrop and Caldwell Counties). Please refer to the credit union's membership page for more details. Membership requires a minimum balance of $25 in your share savings account. I've been told that Austin Telco FCU does a hard credit pull when you join.

Branches are located in the Central Texas cities Austin, Bastrop, Round Rock and Cedar Park. The credit union is federally insured by the NCUA (Charter # 4584). It has $509.2 million in assets and 59,306 members.

  Tags: CD rates, IRA rates, Texas

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