Dedicated to Deposits: Deals, Data, and Discussion

5.10% 60-Month / 5.00% 36-Month CD at a New York CU (Bethpage).

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Bethpage Credit Union
Bethpage Federal Credit Union has some high rates on its long term certificates. The highest rate is 5.10% APY on the 60-month term. The 48-month and 36-month terms have a yield of 5.00% APY. There's also a promotional 16-month certificate with a 4.80% APY. The minimum deposit is $1,000. These are also available in an IRA.

The credit union also has a nice Youth Savings Account for those 21 and younger. It has a yield of 6% APY on balances up to $1,000, and 3% APY for higher balances.

Membership is open to anyone who lives, works, worships or attends school in Nassau county or Suffolk county, (with the exception of the townships of East Hampton, Southampton, and Shelter Island). Please refer to the credit union's How-to-Join page for the full details. Membership requires a minimum $5 deposit into the savings account. There's an online application that allows you to join and open accounts online.

Branches are located in several cities on Long Island. The credit union is federally insured by the NCUA (Charter # 4735). It's a large credit union with $2.8 billion in assets and 138,477 members.

  Tags: New York, CD rates, Bethpage Credit Union, IRA rates

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