Dedicated to Deposits: Deals, Data, and Discussion

4.25% 6-Month CD at STC Capital Bank in Illinois


STC Capital Bank
STC Capital Bank is offering a special 4.25% APY 6-month CD. There is no minimum balance requirement. The maximum balance is $100,000 per household. In addition to the special listed on the bank's homepage, it's also listed in this online ad. According to the ad, there is no early withdrawal penalty except during the first 7 days of the term or multiple withdrawals during a 7-day period.

It appears a branch visit may be required to open an account. Please check with the bank to confirm. Branches are located in St. Charles, IL which is about 30 miles west of Chicago.

The bank has some decent financial ratings for soundness: 4 stars (excellent) at BauerFinancial and 3 stars (performing) at Both are based on 6/30/08 data. STC Capital Bank has been FDIC insured since 2006 (FDIC Certificate # 58127).

  Tags: STC Capital Bank, Illinois, CD rates

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