Dedicated to Deposits: Deals, Data, and Discussion

4.50% 11-Month CD at Liberty Bank in Southwest Florida


Liberty Bank, F.S.B.
Liberty Bank is offering a special 4.50% APY 11-month CD. The minimum deposit is $10,000. This CD doesn't seem to be listed at the bank's website. A reader mentioned this bank a couple of days ago, and I just called for additional info. According to the CSR, no checking account is required. The special just started today so it should last through this week, but there's no guarantee.

A branch visit is required to open a new account. Branches are located in the Southwest Florida cities of Naples, Cape Coral and Bonita Springs.

This bank has been offering various competitive CD specials throughout this year. My last post was in early October.

The bank's financial ratings for soundness are weak: 2 stars (problematic) at BauerFinancial and 1 star (lowest) at These ratings are based on 6/30/08 data. As I recommend with any bank, it's best to stay under the FDIC limits. The bank has been FDIC insured since 2006 (FDIC Certificate # 58135).

Thanks to the reader who emailed news of this special CD.

Related Pages: Liberty Bank, F.S.B., CD rates, Florida

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