2.79% 18-Month CD at Neighborhood National Bank in California
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Neighborhood National Bank is offering a special 2.79% APY 18-month CD. Minimum deposit is $1,000. New money is required. The CD special is listed on the bank's front page and in this promotional page as of 4/14/09.
I last posted on this 18-month CD special in January when the rate was 3.52% APY. The rate has fallen quite a bit, but it's still very competitive for an 18-month term.
It appears a branch visit is required. Branches are located in San Diego, Spring Valley and National City, California.
The bank has fair ratings for soundness: 3 stars (adequate) at BauerFinancial (based on 12/31/08 data) and 3 stars (performing) at Bankrate (based on 9/30/08 data). The bank has been FDIC insured since 1997 (FDIC Certificate # 34548).
Other High Certificate of Deposit Rates
For top CD rates nationally available, refer to my weekly rate summary. Many of the best CD deals are only locally available. To find the best deals in your state, refer to the index of state CD and bank deals.
I last posted on this 18-month CD special in January when the rate was 3.52% APY. The rate has fallen quite a bit, but it's still very competitive for an 18-month term.
It appears a branch visit is required. Branches are located in San Diego, Spring Valley and National City, California.
The bank has fair ratings for soundness: 3 stars (adequate) at BauerFinancial (based on 12/31/08 data) and 3 stars (performing) at Bankrate (based on 9/30/08 data). The bank has been FDIC insured since 1997 (FDIC Certificate # 34548).
Other High Certificate of Deposit Rates
For top CD rates nationally available, refer to my weekly rate summary. Many of the best CD deals are only locally available. To find the best deals in your state, refer to the index of state CD and bank deals.