Dedicated to Deposits: Deals, Data, and Discussion

4.00% 60-Month CD at Fidelity Bank of Florida - Local Only


Fidelity Bank of Florida
Fidelity Bank of Florida is offering a special 5-year CD with a 4.00% APY. Minimum deposit is $10,000 and $4,000 for an IRA CD. The bank also has competitive rates on its NOW Checking and tiered money market account. The money market account has rates up to 2.00% APY for a $100K balance. These rates are listed at the bank's rates page as of 5/19/09.

It appears that a branch visit is required to open an account. Branches are located in the Central Florida cities of Merritt Island, Longwood and Port Richey.

The bank's financial ratings for safety and soundness are a little weak: 2 stars (below peer group) at and 3 stars (adequate) at BauerFinancial. Both are based on 12/31/08 data. The bank has been FDIC insured since 1990 (FDIC Certificate # 33198).

Other High Certificate of Deposit Rates

For those in Florida near Orlando, Tampa or Jacksonville, Urban Trust Bank continues to offer the best long-term CD rates in the nation as of 5/19/09 with a 4.50% APY 60-month CD and a 4.00% APY 39-month CD (see post).

For top CD rates nationally available, refer to my weekly rate summary. Many of the best CD deals are only locally available. To find the best deals in your state, refer to the index of state CD and bank deals.

  Tags: Fidelity Bank of Florida, CD rates, IRA rates, Florida

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Comment #1 by corporatebully (anonymous) posted on
RBC Bank President Gordon Nixon - Salary $11.73 Million


I'm a commercial fisherman fighting the Royal Bank of Canada (RBC Bank) over a $100,000 loan mistake. I lost my home, fishing vessel and equipment. Help me fight this corporate bully by closing your RBC Bank account.

There was no monthly interest payment date or amount of interest payable per month on my loan agreement. Date of first installment payment (Principal + interest) is approximately 1 year from the signing of my contract.
Demand loan agreements signed by other fishermen around the same time disclosed monthly interest payment dates and interest amounts payable per month.The lending policy for fishermen did change at RBC from one payment (principal + interest) per year for fishing loans to principal paid yearly with interest paid monthly. This lending practice was in place when I approached RBC.
Only problem is the loans officer was a replacement who wasn't familiar with these type of loans. She never informed me verbally or in writing about this new criteria.

Phone or e-mail:
RBC President, Gordon Nixon, Toronto (416)974-6415
RBC Vice President, Sales, Anne Lockie, Toronto (416)974-6821
RBC President, Atlantic Provinces, Greg Grice (902)421-8112 mail
RBC Manager, Cape Breton/Eastern Nova Scotia, Jerry Rankin (902)567-8600
RBC Vice President, Atlantic Provinces, Brian Conway (902)491-4302 mail
RBC Vice President, Halifax Region, Tammy Holland (902)421-8112 mail
RBC Senior Manager, Media & Public Relations, Beja Rodeck (416)974-5506 mail
RBC Ombudsman, Wendy Knight, Toronto, Ontario 1-800-769-2542 mail
Ombudsman for Banking Services & Investments, JoAnne Olafson, Toronto, 1-888-451-4519 mail

"Fighting the Royal Bank of Canada (RBC Bank) one customer at a time"