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Best. Investment. Ever. Or Is It?
Best Bank Account Interest Rates - Summary for Week Ending April 13, 20144.01% Reward Checking Account at Centera Bank in Kansas - Local Only
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POSTED ON BY Ken Tumin
- 4.01% APY on balances up to $25,000
- 1.01% APY on balances over $25,000
- 0.25% base rate if requirements are not met
- Reimburses all ATM fees nationwide
- 10 Visa debit card purchases
- 1 direct deposit or automatic payment
- Receive monthly account statement electronically
- $100 minimum initial deposit
- No minimum balance requirement
- No monthly service charge
- Free Online Bill Pay
Branches are located in Southwest Kansas in the cities of Sublette, Satanta, Greensburg, Dodge City and Minneola. One interesting note about Greensburg is that it's the city that received nationwide attention in 2007 when it was hit hard by a major tornado.
Centera Bank's ratings for safety and soundness are strong: 4 stars (excellent) at BauerFinancial and 5 stars (superior) at Bankrate.com. Both ratings are based on 6/30/09 financial data. The bank has been a FDIC member since 1946 (FDIC Certificate # 16436).
Thanks to the reader who emailed me info on this reward checking account.
Other Reward Checking Accounts
To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.
