High Yield Reward Checking Accounts
Compare rates on reward checking accounts from banks and credit unions. On average, reward checking accounts offer significantly higher rates than traditional checking accounts. Most require you actively use the account each month, which banks usually define as ten or more debit card transactions, in order to earn the higher rate. For more details refer to this reward checking article. You can use the plus icon next to each account to view the account requirements.
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| Bank or Credit Union | Apy | Min | Max | 1yr Est. Earnings | Product | |
| INOVA Federal Credit Union | 3.00% | - | $20k | $300 | Ovation Checking | |
| Bank of Blue Valley | 3.00% | - | $25k | $300 | Ultimate Rate Ultimate Checking Account | |
| ABCO Federal Credit Union | 2.52% | - | $25k | $252 | Premiere Checking | |
| Community Bank of Pleasant Hill | 2.01% | - | $25k | $201 | Rewards Checking | |
| Community Bank of Raymore | 2.01% | - | $25k | $201 | Rewards Checking | |
| Atlantic Coast Bank | 2.01% | - | $15k | $201 | iKasasa Cash | |
| Connexus Credit Union | 2.00% | - | $25k | $200 | Xtraordinary Checking | |
| Heritage Bank | 1.71% | - | $25k | $171 | eCentive Sccount | |
| Avidia Bank | 1.66% | - | $25k | $166 | eChecking | |
| North Country Savings Bank | 1.50% | - | $50k | $150 | Advantage Checking | |
| West Texas National Bank | 1.26% | - | $25k | $126 | Ultimate Checking | |
| Bank of Internet USA | 1.25% | - | - | $125 | Rewards Checking | |
| Southern Community Bank & Trust | 0.80% | - | $25k | $80.00 | ME Banking | |
| Amegy Bank | 0.75% | - | $25k | $75.00 | Smart Yield Checking | |
| South Division Credit Union | 0.50% | - | $25k | $50.00 | Freedom Green Checking | |
| City National Bank | 0.45% | - | - | $45.00 | FREE Reward Checking | |
| Liberty Savings Bank | 0.35% | - | - | $35.00 | High Interest Checking | |
| First National Community Bank (PA) | 0.20% | - | $25k | $20.00 | Maximum Earnings (ME) Account | |
| Affinity Credit Union | 0.20%* | $5k | - | $20.00 | Green Rewards Checking |
