High Yield Reward Checking Accounts
Compare rates on reward checking accounts from banks and credit unions. On average, reward checking accounts offer significantly higher rates than traditional checking accounts. Most require you actively use the account each month, which banks usually define as ten or more debit card transactions, in order to earn the higher rate. For more details refer to this reward checking article. You can use the plus icon next to each account to view the account requirements.
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| Bank or Credit Union | Apy | Min | Max | 1yr Est. Earnings | Product | |
| Great Lakes Credit Union | 4.00% | - | $10k | $400 | Ultimate Checking | |
| Belvoir Federal Credit Union | 3.25% | - | $15k | $325 | CUXcel | |
| Money One Federal Credit Union | 3.01% | - | $10k | $301 | REWARDChecking | |
| Lake Michigan Credit Union | 3.00% | - | $15k | $300 | Max Checking | |
| Capital Educators Federal Credit Union | 2.50% | - | $10k | $250 | High Yield Checking | |
| ABCO Federal Credit Union | 2.02% | - | $25k | $202 | Premiere Checking | |
| Redneck Bank | 2.00% | - | $10k | $200 | Redneck Rewards Checking | |
| INOVA Federal Credit Union | 2.00% | - | $20k | $200 | Ovation Checking | |
| Evantage Bank | 2.00% | - | $10k | $200 | Evantage Rewards Checking | |
| AmericaNet Bank | 2.00% | - | $10k | $200 | Rewards Checking | |
| Community Bank of Pleasant Hill | 1.75% | - | $10k | $175 | Rewards Checking | |
| Community Bank of Raymore | 1.75% | - | $10k | $175 | Rewards Checking | |
| Connexus Credit Union | 1.75% | - | $25k | $175 | Xtraordinary Checking | |
| First Technology Federal Credit Union | 1.58% | - | $10k | $158 | Dividend Rewards Checking | |
| Apple Federal Credit Union | 1.50% | - | $20k | $150 | Investors Checking | |
| Avidia Bank | 1.36% | - | $25k | $136 | eChecking | |
| Heritage Bank | 1.26% | - | $25k | $126 | eCentive Account | |
| West Texas National Bank | 1.26% | - | $25k | $126 | Ultimate Checking | |
| Bank of Blue Valley | 1.25% | - | $15k | $125 | Ultimate Rate Ultimate Checking Account | |
| Bank of Internet USA | 1.25% | - | $150k | $125 | Rewards Checking | |
| BankFirst Financial Services | 1.24% | - | $50k | $124 | Kasasa Cash | |
| North Country Savings Bank | 1.05% | - | $25k | $105 | Advantage Checking | |
| State Bank of Toledo | 1.00% | - | $25k | $100 | Hometown Reward Checking | |
| North American Savings Bank | 0.75% | - | $25k | $75.00 | Rewards Checking | |
| Atlantic Coast Bank | 0.70% | - | $15k | $70.00 | High Tide Rewards Checking | |
| Mcgraw Hill Credit Union | 0.60% | - | $250k | $60.00 | The S3 Account | |
| First National Community Bank (PA) | 0.20% | - | $25k | $20.00 | Maximum Earnings (ME) Account | |
| Consumers Credit Union (IL) | 0.20%* | - | $25k | $164 | Reward Checking | |
| Liberty Savings Bank | 0.20% | - | - | $20.00 | High Interest Checking | |
| Eli Lilly Credit Union | 0.15%* | - | - | $15.00 | High Interest Checking | |
| Affinity Credit Union | 0.10%* | $5k | - | $12.50 | Green Rewards Checking | |
| South Division Credit Union | 0.10% | - | $25k | $10.00 | Freedom Green Checking | |
| America's Credit Union | 0.00%* | - | - | $49.95 | Perk Checking |


