Dedicated to Deposits: Deals, Data, and Discussion
Featured Savings Rates
Average High Yield Reward Checking Rate Trend
Featured Accounts

High Yield Reward Checking Account Rates

Compare rates on reward checking accounts from banks and credit unions. On average, reward checking accounts offer significantly higher rates than traditional checking accounts. Most require you actively use the account each month, which banks usually define as ten or more debit card transactions, in order to earn the higher rate. For more details refer to this reward checking article. You can use the plus icon next to each account to view the account requirements.

Bank or Credit UnionApyMinMax1yr Est.
Consumers Credit Union (IL)5.09%-$10k$254Free Rewards Checking (High)
Lake Michigan Credit Union3.00%-$15k$150Max Checking
INOVA Federal Credit Union3.00%$1,500$20k$150Ovation Checking
Great Lakes Credit Union3.00%-$10k$150Ultimate Checking
Belvoir Federal Credit Union2.53%-$15k$126CUXcel
Capital Educators Federal Credit Union2.50%-$10k$125High Yield Checking
Lee Bank2.50%-$15k$125CACHEChecking
Security Bank (OK)2.05%-$25k$102Bonus Checking
First Jersey Credit Union2.00%-$10k$100Bonus Checking
Manasquan Savings Bank2.00%-$25k$100Kasasa Cash
Hopewell Valley Community Bank2.00%-$10k$100Kasasa Cash
Union Center National Bank2.00%-$30k$100Super Heart Smart Checking
ABCO Federal Credit Union1.76%-$25k$88.00Premiere Checking
Connexus Credit Union1.75%-$25k$87.50Xtraordinary Checking
Raritan Bay Federal Credit Union1.60%-$10k$80.00Kasasa Cash
First Technology Federal Credit Union1.58%-$10k$79.00Dividend Rewards Checking
Millington Savings Bank1.51%-$10k$75.50My High Interest Checking
Aspire Federal Credit Union1.51%-$10k$75.50Kasasa Cash
Evantage Bank1.50%-$10k$75.00Evantage Rewards Checking
First American Bank (IL)1.50%-$15k$75.00Everyday Rewards Checking
Redneck Bank1.50%-$10k$75.00Redneck Rewards Checking
Community Bank of Pleasant Hill1.50%-$10k$75.00Rewards Checking
Community Bank of Raymore1.50%-$10k$75.00Rewards Checking
AmericaNet Bank1.50%-$10k$75.00Rewards Checking
Heritage Bank1.26%-$25k$63.00eCentive Account
West Texas National Bank1.26%-$25k$63.00Ultimate Checking
Bank of Blue Valley1.25%-$15k$62.50Ultimate Rate Ultimate Checking Account
Apple Federal Credit Union1.25%-$20k$62.50Investors Checking
BankFirst Financial Services1.25%-$25k$62.50Kasasa Cash
Bank of Internet USA1.25%-$150k$62.50Rewards Checking
The Berkshire Bank1.20%$1k$100k$60.00Prime NOW Checking
Avidia Bank1.06%-$25k$53.00eChecking
North Country Savings Bank1.05%-$25k$52.50Advantage Checking
State Bank of Toledo1.00%-$25k$50.00Hometown Reward Checking
Quantum National Bank1.00%-$50k$50.00Hi-Rate Checking
Atlantic Stewardship Bank0.85%-$25k$42.50Power Rate Checking
Kearny Federal Savings Bank0.76%-$25k$38.00High Yield Checking
Grand Bank, N.A.0.75%--$37.50Reward Checking
Heritage Community Bank0.70%-$25k$35.00Heritage Rewards Checking
Atlantic Coast Bank0.60%-$15k$30.00High Tide Rewards Checking
North American Savings Bank0.60%-$25k$30.00Rewards Checking
Freedom Bank (NJ)0.50%*$1k-$25.00High Interest Checking
City National Bank0.20%--$10.00FREE Reward Checking
Amegy Bank0.20%-$25k$10.00Smart Yield Checking
Liberty Savings Bank0.20%--$10.00High Interest Checking
Eli Lilly Credit Union0.15%*--$46.00High Interest Checking
South Division Credit Union0.10%-$25k$5.00Freedom Green Checking
Affinity Credit Union0.10%*$5k-$2.50Green Rewards Checking
McGraw Hill Credit Union0.10%*$5k-$2.50The S3 Account
America's Credit Union 0.00%*--$49.95Perk Checking