High Yield Reward Checking Accounts

Compare rates on reward checking accounts from banks and credit unions. On average, reward checking accounts offer significantly higher rates than traditional checking accounts. Most require you actively use the account each month, which banks usually define as ten or more debit card transactions, in order to earn the higher rate. For more details refer to this reward checking article. You can use the plus icon next to each account to view the account requirements.

Bank or Credit UnionApyMinMax1yr Est.
Earnings
Product
Great Lakes Credit Union4.00%-$10k$400Ultimate Checking
Belvoir Federal Credit Union3.25%-$15k$325CUXcel
Money One Federal Credit Union3.01%-$10k$301REWARDChecking
Lake Michigan Credit Union3.00%-$15k$300Max Checking
Capital Educators Federal Credit Union2.50%-$10k$250High Yield Checking
ABCO Federal Credit Union2.02%-$25k$202Premiere Checking
Redneck Bank2.00%-$10k$200Redneck Rewards Checking
INOVA Federal Credit Union2.00%-$20k$200Ovation Checking
Evantage Bank2.00%-$10k$200Evantage Rewards Checking
AmericaNet Bank2.00%-$10k$200Rewards Checking
Community Bank of Pleasant Hill1.75%-$10k$175Rewards Checking
Community Bank of Raymore1.75%-$10k$175Rewards Checking
Connexus Credit Union1.75%-$25k$175Xtraordinary Checking
First Technology Federal Credit Union1.58%-$10k$158Dividend Rewards Checking
Apple Federal Credit Union1.50%-$20k$150Investors Checking
Avidia Bank1.36%-$25k$136eChecking
Heritage Bank1.26%-$25k$126eCentive Account
West Texas National Bank1.26%-$25k$126Ultimate Checking
Bank of Blue Valley1.25%-$15k$125Ultimate Rate Ultimate Checking Account
Bank of Internet USA1.25%-$150k$125Rewards Checking
BankFirst Financial Services1.24%-$50k$124Kasasa Cash
North Country Savings Bank1.05%-$25k$105Advantage Checking
State Bank of Toledo1.00%-$25k$100Hometown Reward Checking
North American Savings Bank0.75%-$25k$75.00Rewards Checking
Atlantic Coast Bank0.70%-$15k$70.00High Tide Rewards Checking
Mcgraw Hill Credit Union0.60%-$250k$60.00The S3 Account
First National Community Bank (PA)0.20%-$25k$20.00Maximum Earnings (ME) Account
Consumers Credit Union (IL)0.20%*-$25k$164Reward Checking
Liberty Savings Bank0.20%--$20.00High Interest Checking
Eli Lilly Credit Union0.15%*--$15.00High Interest Checking
Affinity Credit Union0.10%*$5k-$12.50Green Rewards Checking
South Division Credit Union0.10%-$25k$10.00Freedom Green Checking
America's Credit Union 0.00%*--$49.95Perk Checking