High Yield Reward Checking Accounts

Compare rates on reward checking accounts from banks and credit unions. On average, reward checking accounts offer significantly higher rates than traditional checking accounts. Most require you actively use the account each month, which banks usually define as ten or more debit card transactions, in order to earn the higher rate. For more details refer to this reward checking article. You can use the plus icon next to each account to view the account requirements.

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Showing nationwide and Virginia accounts based on a $10,000 deposit.

Bank or Credit Union	Apy	Min	Max	1yr Est. Earnings	Product
Great Lakes Credit Union	4.00%	-	$10k	$400	Ultimate Checking
Belvoir Federal Credit Union	3.25%	-	$15k	$325	CUXcel
Money One Federal Credit Union	3.01%	-	$10k	$301	REWARDChecking
INOVA Federal Credit Union	3.00%	-	$20k	$300	Ovation Checking
Lake Michigan Credit Union	3.00%	-	$15k	$300	Max Checking
Dupont Community Credit Union	2.78%	-	$25k	$278	Grow Green Checking Tier II
ABNB Credit Union	2.50%	-	$20k	$250	Rewards Checking
Capital Educators Federal Credit Union	2.50%	-	$10k	$250	High Yield Checking
Northern Star Credit Union	2.35%	-	$25k	$235	Kasasa Cash
ABCO Federal Credit Union	2.02%	-	$25k	$202	Premiere Checking
Blue Ridge Bank	2.01%	-	$15k	$201	Kasasa Cash
Evantage Bank	2.00%	-	$10k	$200	Evantage Rewards Checking
Redneck Bank	2.00%	-	$10k	$200	Redneck Rewards Checking
AmericaNet Bank	2.00%	-	$10k	$200	Rewards Checking
Partners Financial Credit Union	1.92%	-	$15k	$192	Imagine Checking
Community Bank of Pleasant Hill	1.75%	-	$10k	$175	Rewards Checking
Community Bank of Raymore	1.75%	-	$10k	$175	Rewards Checking
Connexus Credit Union	1.75%	-	$25k	$175	Xtraordinary Checking
First Technology Federal Credit Union	1.58%	-	$10k	$158	Dividend Rewards Checking
Randolph Bank & Trust Company	1.51%	-	$25k	$151	Extra-Mile Choice Checking
Benchmark Community Bank	1.50%	-	$15k	$150	$uccess Checking
Marine Federal Credit Union	1.50%	-	$15k	$150	Bravo Checking
Apple Federal Credit Union	1.50%	-	$20k	$150	Investors Checking
Baylands Credit Union	1.41%	-	$15k	$141	Grow Green Checking
Farmers & Merchants Bank	1.41%	-	$50k	$141	Personal Platinum Rewards Checking
Avidia Bank	1.36%	-	$25k	$136	eChecking
New Peoples Bank, Inc.	1.26%	-	$25k	$126	New Freedom Choice Checking
Pendleton Community Bank	1.26%	-	$15k	$126	Your Rewards Checking
West Texas National Bank	1.26%	-	$25k	$126	Ultimate Checking
Heritage Bank	1.26%	-	$25k	$126	eCentive Account
Bank of Blue Valley	1.25%	-	$15k	$125	Ultimate Rate Ultimate Checking Account
Bank of Internet USA	1.25%	-	$150k	$125	Rewards Checking
Citizens Bank (TN)	1.25%	-	$25k	$125	WOW Rate E-Checking
BankFirst Financial Services	1.24%	-	$50k	$124	Kasasa Cash
Cardinal Bank	1.21%	-	$100k	$121	First Choice Checking
North Country Savings Bank	1.05%	-	$25k	$105	Advantage Checking
EVB Bank	1.01%	-	$15k	$101	Reward Checking
State Bank of Toledo	1.00%	-	$25k	$100	Hometown Reward Checking
First National Bank of Altavista	0.90%	-	$30k	$90.00	Ka-Ching! Checking
Central Virginia Bank	0.80%	-	-	$80.00	iRewards Checking
Mcgraw Hill Credit Union	0.60%	-	$250k	$60.00	The S3 Account
North American Savings Bank	0.60%	-	$25k	$60.00	Rewards Checking
State Department Federal Credit Union	0.35%	$2k	-	$35.00	Advantage Checking
Valley Bank	0.31%	-	$15k	$31.00	My LifeStyle Checking
City National Bank	0.20%	-	-	$20.00	FREE Reward Checking
Consumers Credit Union (IL)	0.20%^*	-	$25k	$164	Reward Checking
New Generations Federal Credit Union	0.20%	-	-	$20.00	New Generations High-Yield Checking
Liberty Savings Bank	0.20%	-	-	$20.00	High Interest Checking
First National Community Bank (PA)	0.20%	-	$25k	$20.00	Maximum Earnings (ME) Account
Eli Lilly Credit Union	0.15%^*	-	-	$15.00	High Interest Checking
South Division Credit Union	0.10%	-	$25k	$10.00	Freedom Green Checking
Beacon Credit Union	0.10%^*	-	-	$134	Choice Plus Checking
Affinity Credit Union	0.10%^*	$5k	-	$12.50	Green Rewards Checking
America's Credit Union	0.00%^*	-	-	$49.95	Perk Checking