Special 13-Month CD at Jeanne D'Arc Credit Union in MA & NH - Local Only
Jeanne D'Arc Credit Union is offering a special 1.70% APY 13-month CD. Minimum deposit is $500. This rate is listed on the credit union's what's new page as of 6/19/2010. It's a limited time special and may end at any time.
The credit union also has some attractive savings accounts. The Primary Savings account has a rate of 7% APY on balances up to $500. Balances over $500 earn 0.25%. With a balance of $500, you'll earn about $30 per year more in this than a 1% account.
For those with large balances, the credit union has a decent money market account with a top rate of 1.20% APY on balances over $100,000 as of 6/19/2010. This used to be more competitive last November when the rate was 1.80% APY. Refer to the credit union's rates page for the latest rates.
Membership is open to anyone who lives, works, or attends school in Essex or Middlesex counties, the cities or towns of Fitchburg, Harvard, Leominster, Lunenburg or Lancaster, or the New Hampshire counties of Hillsborough or Rockingham. Please refer to the credit union's Membership page for the full details.
There's an online application that's provided by cashedge.com. It allows electronic ACH funding from your existing checking account. A membership savings account with a minimum balance of $5 is required to maintain membership
Branches are located in the Massachusetts cities of Chelmsford, Dracut, Lowell, Methuen, Tyngsboro and Westford.
The credit union's ratings for safety and soundness are above average: 4 stars (excellent) at BauerFinancial, 3 stars (performing) at Bankrate.com and an overall health score of 4 out of 5 at DepositAccounts.com (see our Jeanne D'arc Credit Union rates and reviews page). The above ratings are based on March data except for Bankrate which is based on 12/31/09 data. The credit union is federally insured by the NCUA (Charter # 67352).
Other Competitive Certificate of Deposit Rates
For terms around 12 months, Incredible Bank continues to offer the best nationwide deal with a 2.00% blended APY (as of 6/19/2010). For Massachusetts, Industrial Credit Union had been offering a 2% 12-month CD, but this has recently fallen to 1.85% APY. Please refer to the CD Rates section of DepositAccounts.com for CD rates available nationwide or in your state.
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|Jeanne D'Arc Credit Union|
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