Dedicated to Deposits: Deals, Data, and Discussion
Premier Credit Union1.15%$5k-60 Month Premier Certificate
Premier Credit Union0.65%$5k-18 Month Premier Certificate
Premier Credit Union0.25%$25k-Money Market Account
Accounts mentioned in this post. Rates as of August 27, 2014

Top CD and Money Market Rates at Premier Credit Union in Iowa - Local Only


Premier Credit Union

Premier Credit Union is offer several very competitive CD and money market rates. The best CD rates range from 2.00% APY for an 18-month term to 2.80% APY for a 5-year term. Minimum deposit is $5,000. For the money market account, the top rate is 1.50% APY for balances of at least $100K. The rates go down quite a bit for the lower tiers (1.10% APY for $50K to $100K and 0.80% APY for $25K to $50K). These rates are listed in the credit union's rates page as of 11/12/2010.

Below the rate tables, they include a link to the account disclosures. In the CD Truth-in-Savings Disclosure, they list the following for the early withdrawal penalty:

For Investor, Premier and IRA certificate accounts, the amount of early withdrawal penalty for your account is 90 days interest.

This is below average for early withdrawal penalties of long-term CDs. If the early withdrawal penalty is important to you, my recent post on the potential risks of long-term CDs should be considered.

The credit union also offers a competitive high-yield reward checking account. I reviewed this in a separate post.

Membership Eligibility

Credit union membership is open to everyone who lives or works in Boone, Dallas, Jasper, Madison, Marion, Polk, Story or Warren County. Please refer to the credit union's membership section for more details.

Branches are located in the Iowa cities of Des Moines, Ames and West Des Moines.

The credit union has an overall health score at of 3 out of 5 with a Texas Ratio of 16.80% (excellent) based on June 2010 data. Please refer to our financial overview of Premier Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 64271).

Searching for the Best CD Rates

To search for the best nationwide CD rates and the best CD rates in your state, please refer to the CD rates section of

  Tags: Iowa, Premier Credit Union, CD rates, money market accounts

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Comment #1 by Anonymous posted on
I guess this is in Iowa?  That's not in the title.

Comment #2 by KenBDG posted on
Yes, it's Iowa only. I somehow left it out of the title. I just fixed it. Thanks.