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Special 18-Month & 30-Month CDs at Jefferson Bank in Dallas-Fort Worth - Local Only

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Jeferson Bank is advertising two CD specials with bump-up and add-on options. One is a 1.36% APY 18-month CD that allows one rate bump and the other is a 1.61% APY 30-month CD that allows two rate bumps. Both allow you to make one additional deposit during the term. Minimum deposit is $10,000. These specials don't seem to be listed at the bank's website. They were advertised in today's (1/23/2011) edition of the Dallas Morning News. The ad is available online here.

It appears that a branch visit is required to open an account. Branches are located in Dallas, Mesquite, Rockwall and Fort Worth.

The bank isn't in the best financial shape. It has an overall health score at DepositAccounts.com of 1 out of 5 with a Texas Ratio of 104.52% (poor) based on September 2010 data. Please refer to our financial overview of Jefferson Bank for more details. It's currently operating under an October 2009 FDIC Cease and Desist order. The bank has been a FDIC member since 1996 (FDIC Certificate # 34196).

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  Tags: Jefferson Bank, Texas, CD rates

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