Dedicated to Deposits: Deals, Data, and Discussion
Bayer Heritage Federal Credit Union2.40%$500-60 Month Share Certificate
Bayer Heritage Federal Credit Union2.15%$500-48 - 59 Month Share Certificate
Bayer Heritage Federal Credit Union1.38%$500-36 - 47 Month Share Certificate
Bayer Heritage Federal Credit Union0.88%$500-24 - 35 Month Share Certificate
Accounts mentioned in this post. Rates as of August 1, 2014

New Higher CD Rates at Bayer Heritage FCU in WV, OH & SC - Local Only


Bayer Heritage Federal Credit Union

I hope this isn't an April's Fools joke, but Bayer Heritage Federal Credit Union has just increased some of its CD rates which were already very competitive. The best rates are 3.56% APY for a 5-year term and 3.30% APY for a 4-year term. These rates are up by about 40 basis points since February. The shorter term CD rates also went up, but they're not quite as competitive. These include a 2.02% APY 3-year CD and a 1.51% APY 2-year CD. Minimum deposit is $500, and these are also available in an IRA. These rates are listed in the credit union's dividends page as of 4/01/2011.

In addition to employees of the Bayer Corporation that are specifically named in the BHFCU Charter, membership is open to persons who live, work, worship or attend school in the West Virginia counties of either Wetzel or Tyler, or in Monroe County, Ohio. Also included are specific areas in the following counties: Marshall, West Virgina; Belmont, Ohio; Licking, Ohio; Berkley, South Carolina; and Charleston, South Carolina. Please refer to the credit union's membership page for the full details. Membership requires a minimum $5 deposit into the share savings account.

Bayer Heritage Federal Credit Union branches are located in several towns of northeast West Virginia, in Pittsburgh, Pennsylvania, in Bushy Park, South Carolina, and in Baytown, Texas.

The credit union has an overall health score at of 4 stars (out of 5) with a Texas Ratio of 6.74% (excellent) based on December 2010 data. Please refer to our financial overview of Bayer Heritage Federal Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 11836).

How It Compares?

These long-term CD rates at BHFCU are way above the rates for nationally available CDs. The best 5-year CD rate is 2.93% APY at Melrose Credit Union and the best 4-year CD rate is 2.45% APY at Fort Knox Federal Credit Union. These rates are accurate as of the morning of 4/1/2011.

Searching for the Best CD Rates

To search for the best nationwide rates and the best rates in your state, please refer to the following tables at

  Tags: South Carolina, Bayer Heritage Federal Credit Union, CD rates, West Virginia, Ohio

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