2 Year CD Rates
Compare rates on 2 year CDs from banks and credit unions. Use the filter box below to customize your results. You can sort by each column below or select another product to compare rates.
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| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| Connexus Credit Union | 1.30% | $10k | - | $654 | 24 Month Certificate With Active Checking | |
| American Airlines Credit Union | 1.26% | $10k | - | $636 | Share Certificate Ladder Option 2 | |
| Digital Credit Union | 1.23% | $2,500 | - | $699 | Jumbo 27 Month Jump-Up CD - Relationship Rate | |
| CIT Bank | 1.20% | $25k | - | $604 | 2 Year Achiever CD | |
| Melrose Credit Union | 1.11% | $5k | - | $558 | 2 Year Share Certificate | |
| Andrews Federal Credit Union | 1.11% | $1k | - | $560 | 24 Month Share Certificate | |
| Nationwide Bank | 1.10%* | $500 | - | $555 | 24 Month CD | |
| Citizens State Bank (FL) | 1.10%* | $1k | - | $555 | 24 Month CD | |
| Barclays | 1.10% | - | - | $555 | 24 Month Online CD | |
| Doral Direct | 1.09% | $500 | - | $549 | 24 Month CD | |
| The National Republic Bank of Chicago | 1.06% | $1k | $100k | $533 | 2 Year CD | |
| Ally Bank | 1.05% | - | - | $528 | Raise Your Rate 2-Year CD | |
| Start SavingSponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Open and fund with any amount. Member FDIC. | ||||||
| Northwest Federal Credit Union | 1.05%* | $25k | - | $528 | 2 Year Share Certificate | |
| Fort Knox Federal Credit Union | 1.05% | $500 | - | $507 | 23 Month CD Loyalty Special | |
| NexBank | 1.05% | $10k | - | $529 | Business 24 Month CD | |
| Colorado Federal Savings Bank | 1.05% | $5k | - | $528 | 2 Year CD | |
| Pen Air Credit Union | 1.05% | $500 | - | $529 | 24 Month CD | |
| AloStar Bank of Commerce | 1.05% | $1k | - | $529 | 24 Month CD | |
| Alliant Credit Union | 1.05% | $1k | - | $529 | 24 - 35 Month Share CD | |
| Sandia Laboratory Credit Union | 1.01%* | $1k | - | $509 | 24 Month CD | |
| Bank of Internet USA | 1.01% | $1k | - | $509 | 24 Month CD | |
| Discover Bank | 1.00% | $2,500 | - | $504 | 24 Month CD | |
| Start SavingSponsored Note: US based customer service. Accumulate interest in CD or transfer to another account. | ||||||
| State Bank of India | 1.00%† | $5k | - | $503 | 2 Year CD | |
| Geauga Savings Bank | 1.00% | $1k | - | $504 | 24 Month CD | |
| OneWest Bank | 1.00% | $1k | - | $503 | 2 Year Online CD | |
| OneUnited Bank | 1.00% | $1k | - | $503 | UNITY 2 Year CD | |
| Hudson City Savings Bank | 1.00%† | $500 | - | $503 | 2 Year CD | |
| RTN Federal Credit Union | 1.00%* | $1k | - | $504 | 24 Month CD | |
| Navy Federal Credit Union | 1.00%* | $20k | - | $504 | 24 Month CD | |
| E-LOAN.com | 0.95% | $10k | - | $477 | 2 Year CD | |
| First Internet Bank of IN | 0.95% | $1k | - | $479 | 24 Months CD | |
| Wings Financial Credit Union | 0.95% | $500 | - | $477 | 2 Year Dividend Paid Monthly Share Certificate | |
| Premier America Credit Union | 0.95%* | $25k | - | $479 | 24 Month CD | |
| Intervest National Bank | 0.90% | $2,500 | - | $452 | 2 Year CD | |
| Quantum National Bank | 0.90% | $1k | - | $453 | 24 Month Relationship CD | |
| ableBanking | 0.90% | $1k | $240k | $452 | 2 Year CD | |
| Ameriprise Bank FSB | 0.90%* | $1k | - | $453 | 24 Month Ameriprise® Flexible Savings Certificate | |
| Third Federal | 0.90%† | $500 | - | $548 | 29 Month CD Special | |
| Air Academy Federal Credit Union | 0.90% | $10k | - | $453 | 24 Month CD | |
| Air Force Federal Credit Union | 0.90%* | $1k | - | $452 | 2 Year CD | |
| Belvoir Federal Credit Union | 0.90% | $1k | - | $453 | 24 Month Share Certificate | |
| EverBank | 0.85% | $1,500 | - | $427 | 2 Year Yield Pledge CD | |
| CNB Bank Direct | 0.85% | $25k | - | $427 | 24 Month CD | |
| RiverLand Credit Union | 0.85% | $1k | - | $428 | 24 Month Certificate | |
| Justice Federal Credit Union | 0.85%* | $500 | - | $428 | 24 Month Share Certificate w/ JNA Relationship | |
| USAA Bank | 0.81% | $1k | $95k | $407 | 2 Year CD - Standard | |
| Presidential Online Bank | 0.80% | $1k | - | $402 | 2 Year CD | |
| Giantbank.com | 0.80% | $2,500 | - | $403 | 24 Month Giant Personal CD | |
| Goldwater Bank | 0.80% | $5k | - | $403 | 24 Month CD - AZ Only | |
| 5Star Bank | 0.80% | $1k | - | $402 | 2 Year CD | |
| Northrop Grumman Federal Credit Union | 0.76% | $2,500 | - | $382 | 24 Month Term CD | |
| First Savings Bank Northwest | 0.76% | $25k | - | $382 | 24 Month CD | |
| Affinity Credit Union | 0.75% | $500 | - | $377 | 24 Month Certificate | |
| Mcgraw Hill Credit Union | 0.75% | $10k | - | $377 | 24 Month CD | |
| America's Credit Union | 0.75% | $25k | - | $330 | 21-30 Month Term Promotional Standard Share Certificate | |
| Self-Help Credit Union | 0.75% | $500 | - | $377 | 24 Month Standard CD | |
| Green Bank, National Association | 0.75% | $1k | $250k | $376 | 2 Year GO! CD | |
| Ascencia Bank | 0.75% | $500 | $97k | $376 | 2 Year CD | |
| Jacksonville Bank | 0.71% | $1k | - | $357 | 24 - 35 Month CD | |
| Pinnacle Federal Credit Union | 0.70% | $500 | - | $352 | 24 Month CD | |
| Christian Community Credit Union | 0.70%* | $10k | - | $352 | 24 - 35 Month Share Certificate | |
| Garden Savings Federal Credit Union | 0.70% | $500 | - | $351 | 2 Year Share Certificate | |
| Easthampton Savings Bank | 0.70% | $1k | - | $352 | 24 Month CD | |
| Astera Credit Union | 0.70% | $500 | - | $351 | 2 Year CD | |
| Agriculture Federal Credit Union | 0.70% | $1k | - | $352 | 24 Month Share Certificate | |
| ViewPoint Bank, National Association | 0.70% | $1k | - | $352 | 24 Month Regular CD | |
| North American Savings Bank | 0.70% | $10k | - | $352 | 24 - 35 Month CD with Checking | |
| First Trade Union Bank | 0.65% | $500 | - | $326 | 2 Year CD | |
| West Texas National Bank | 0.65% | $1k | - | $326 | 2 Year CD | |
| Atlantic Coast Bank | 0.65% | $1k | - | $327 | 24 Month iCertificates of Deposit | |
| Credit Union Of New Jersey | 0.65%* | $500 | - | $326 | 2 Year Share Certificate | |
| Xceed Financial Credit Union | 0.65% | $500 | - | $327 | 24 Month Business CD | |
| BankUnited | 0.65% | $5k | - | $327 | 24 Month CD Special | |
| Apple Federal Credit Union | 0.65% | $500 | - | $327 | 24 Month Share Certificate | |
| First National Community Bank (PA) | 0.60% | $1k | - | $301 | 2 Year CD | |
| Patriot Bank | 0.60% | $1k | - | $302 | 24 Month CD | |
| Capital Educators Federal Credit Union | 0.60%* | $25k | - | $302 | 24 - 35 Month Share Certificate | |
| E-Central Credit Union | 0.60% | $1k | - | $302 | 24 - 35 Month CD | |
| Salem Five | 0.60% | $10k | - | $302 | 24 Month Relationship CD | |
| Stillwater National Bank | 0.60%† | $10k | - | $302 | 24 Month CD | |
| First National Bank (LA) | 0.60% | - | - | $302 | 24 Month CD | |
| Communitywide Credit Union | 0.60% | $2k | - | $301 | 24 Month Share Certificate | |
| First Technology Federal Credit Union | 0.60% | $500 | - | $302 | 24 Month CD | |
| Airbanking | 0.60% | $500 | - | $301 | 2 Year CD | |
| AIG Bank | 0.60% | - | - | $302 | 24 Month CD | |
| American Express Bank, FSB | 0.60% | - | - | $302 | 24 Month CD | |
| National Bank of Kansas City | 0.55% | - | - | $277 | 24 - 35 Month CD | |
| South Division Credit Union | 0.55% | $1k | - | $276 | 2 Year CD | |
| Velocity Credit Union | 0.55% | $1k | - | $276 | 2 Year Inflation Fighter Share Certificate | |
| First Security Bank & Trust | 0.55% | $2,500 | - | $277 | 24 - 35 Month CD | |
| Southeast Financial Federal Credit Union | 0.50% | $500 | - | $251 | 2 Year CD | |
| FNBO Direct | 0.50% | $500 | $1m | $251 | 24 Month CD | |
| Mountain America Credit Union | 0.50% | $500 | - | $251 | 24 Month CD | |
| North Country Savings Bank | 0.50% | $500 | - | $251 | 2 Year CD | |
| NewDominion Bank | 0.50% | $1k | - | $251 | 24 Month Fixed Rate CD | |
| Webster Bank | 0.50% | $1k | - | $251 | 2 Year CD | |
| Lake Michigan Credit Union | 0.50% | $500 | - | $251 | 24 Month Special VIP CD | |
| First New England Federal Credit Union | 0.50% | $1k | - | $251 | 24 Month CD - Relationship | |
| Simplicity Bank | 0.50% | $1k | - | $251 | 2 Year to Less than 3 Year CD | |
| NASA Federal Credit Union | 0.50% | $1k | - | $251 | Business 24 Month Share Certificate | |
| Money One Federal Credit Union | 0.50%* | $10k | - | $251 | 2 Year Share Savings Certificate | |
| State Farm Bank | 0.50%*† | - | - | $251 | 24 Month CD | |
| Pacific Resource Credit Union | 0.46% | $1k | - | $231 | 24 Month CD | |
| United States Senate Credit Union | 0.46%* | $20k | $100k | $231 | 24 Month Smart CD | |
| Patelco Credit Union | 0.45% | $1k | - | $226 | 24 - 35 Month CD | |
| Newtown Savings Bank | 0.45% | - | - | $226 | 2 Year CD | |
| KeyBank | 0.45%† | $25k | $100k | $226 | 24 Month Tiered CD - Relationship | |
| Silvergate Bank | 0.45% | $2,500 | $225k | $226 | 2 Year High Yield Online CD | |
| Zions Bank | 0.45% | $1k | - | $226 | 2 Year Gold CD | |
| Bank of Blue Valley | 0.45% | - | - | $226 | 24 - 35 Months CD | |
| Heritage Bank | 0.44% | $1k | - | $221 | 24 Month CD | |
| Eli Lilly Credit Union | 0.41% | $1k | - | $205 | 2 Year CD | |
| US Bank N.A. | 0.40%† | $1k | $250k | $235 | 28 Month Step Up CD | |
| Capital One 360 | 0.40% | - | - | $201 | 24 Month CD | |
| Amalgamated Bank | 0.40%† | $500 | $99k | $200 | Business 2 Year USAVE Time Deposit | |
| Univest Bank and Trust Co. | 0.40% | $500 | - | $200 | 2 Year 3D-CD | |
| Cattaraugus County Bank | 0.39% | $1k | - | $196 | 24 Month CD | |
| Provident Credit Union (CA) | 0.35% | $1k | - | $176 | 24 Month CD | |
| H&R Block Bank | 0.35% | $250 | - | $176 | 24 Month CD | |
| Pacific Mercantile Bank | 0.35% | $10k | - | $176 | 24 Month Net CD | |
| The Adirondack Trust Company | 0.35% | $500 | - | $175 | 2 Year CD | |
| Principal Bank | 0.35% | $5k | - | $176 | 24 Month CD | |
| iGObanking | 0.35% | $1k | - | $212 | 29 Month iGOCD | |
| American Bank | 0.35% | $500 | - | $176 | Business 24 Month CD | |
| Community Bank of Pleasant Hill | 0.35% | $500 | - | $175 | 2 Year CD | |
| Community Bank of Raymore | 0.35% | $500 | - | $175 | 2 Year CD | |
| Consumers Credit Union (IL) | 0.30% | $250 | - | $150 | 2 Year CD | |
| 20Th Century Fox Credit Union | 0.30% | $2,500 | - | $150 | 2 Year Certificate | |
| Sovereign Bank | 0.30% | $500 | $100k | $150 | 24 Month Rising Rate Relationship CD | |
| Great Lakes Credit Union | 0.30% | $1k | - | $150 | 2 Year Share Certificate | |
| Acacia Federal Savings Bank | 0.30% | $500 | - | $151 | 24 Month CD | |
| Union Bank of California | 0.30%† | $350 | $100k | $151 | 24 - 35 Month CD | |
| BankDirect | 0.25% | $10k | - | $126 | 24 Month CD | |
| Chase Manhattan Bank | 0.25%*† | $10k | - | $126 | 24-29 Month CD - Relationship | |
| University Federal Credit Union | 0.25% | $1k | - | $126 | 24 Month Regular CD | |
| Citibank | 0.25%† | $1k | - | $125 | 2 Year CD | |
| 1st Source Bank | 0.22% | $500 | - | $110 | 2 Year CD | |
| Wells Fargo Bank | 0.21%† | $2,500 | - | $105 | 24 Month Step Rate Bonus CD | |
| INOVA Federal Credit Union | 0.20% | $200 | - | $100 | 2 Year CD | |
| Regions Bank | 0.20%† | $500 | - | $100 | 24 - 29 Month Relationship CD | |
| Bank of America | 0.20%† | $1k | - | $100 | 24 - 35 Month CD - Platinum Rate | |
| Amegy Bank | 0.15% | $1k | - | $75.06 | 2 Year Business CD | |
| Comerica Bank | 0.15%† | $1k | - | $75.06 | 2 Year Fixed Rate CD | |
| HSBC Bank USA, National Association | 0.10% | $1k | - | $50.02 | 2 to 4 Year Less 1 Day Telephone CD | |
| GiftsforBanking.com | 0.10% | $5k | - | $50.02 | 2 Year CD Gifts | |
| HSBC Advance | 0.10% | $1k | - | $50.02 | 2 - 4 Year Less 1 Day Telephone CD | |
| Guardian Credit Union | 0.04% | $500 | - | $20.06 | 24 Month Share Certificate | |
Nationwide CDs
Average 2 Year CD Rate Trend
Featured Accounts
CIT Bank
3-year Term IRA CD
1.21% APY
3-year Term IRA CD
1.21% APY
Capital One 360
360 Checking Account
0.85% APY
* All banks listed are a Member FDIC.