2 Year CD Rates
Compare rates on 2 year CDs from banks and credit unions. Use the filter box below to customize your results. You can sort by each column below or select another product to compare rates.
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Start SavingCIT Bank 2 Year Achiever CDAPY 1.25% Min $25k Max N/A Earnings Est. $629
Sponsored Note: Bump up your rate and deposit one time. FDIC InsuredStart SavingAlly Bank Raise Your Rate 2-Year CDAPY 1.09% Min N/A Max N/A Earnings Est. $548
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 24 Month CDAPY 0.80% Min N/A Max N/A Earnings Est. $403
Sponsored Note: 
Sponsored Note: Bump up your rate and deposit one time. FDIC InsuredStart SavingAlly Bank Raise Your Rate 2-Year CDAPY 1.09% Min N/A Max N/A Earnings Est. $548Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 24 Month CDAPY 0.80% Min N/A Max N/A Earnings Est. $403Sponsored Note: 
| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| Christian Community Credit Union | 1.50% | $1k | $250k | $758 | 24 - 35 Month Kingdom Builder Certificates - New Money Only | |
| Melrose Credit Union | 1.36% | $5k | - | $685 | 2 Year Share Certificate | |
| Wings Financial Credit Union | 1.31% | $500 | - | $659 | 2 Year Dividend Paid Monthly Share Certificate | |
| Alliant Credit Union | 1.30% | $1k | - | $656 | 24 - 35 Month Share CD | |
| Self-Help Credit Union | 1.26% | $500 | - | $636 | 24 Month CD | |
| CIT Bank | 1.25% | $25k | - | $629 | 2 Year Achiever CD | |
| Start SavingSponsored Note: Bump up your rate and deposit one time. FDIC Insured | ||||||
| Barclays | 1.25% | - | - | $631 | 24 Month Online CD | |
| Digital Credit Union | 1.23% | $2,500 | - | $699 | Jumbo 27 Month Jump-Up CD - Relationship Rate | |
| American Airlines Credit Union | 1.21% | $10k | - | $609 | 24 Month CD | |
| MetLife Bank | 1.17% | $2k | - | $590 | 24 Month CD | |
| Broadway Federal Bank | 1.16% | $500 | - | $585 | 24 Month Manager's Special CD | |
| AloStar Bank of Commerce | 1.16% | $1k | - | $585 | 24 Month CD | |
| Air Force Federal Credit Union | 1.15%* | $25k | - | $578 | 2 Year CD | |
| State Bank of India | 1.15%† | - | - | $578 | 2 Year CD | |
| Northwest Federal Credit Union | 1.15%* | $25k | - | $578 | 2 Year CD | |
| OneUnited Bank | 1.15% | $1k | - | $578 | UNITY Gold 2 year E-CD | |
| Goldwater Bank | 1.15% | $5k | - | $580 | 24 Month CD | |
| Fort Knox Federal Credit Union | 1.15% | $500 | - | $555 | 23 Month CD Loyalty Special | |
| CNB Bank Direct | 1.15% | $25k | - | $578 | 24 Month CD | |
| Affinity Credit Union | 1.15% | $500 | - | $580 | 24 Month Certificate | |
| Doral Bank | 1.15% | $1k | - | $580 | 24 Month Certificate | |
| Navy Federal Credit Union | 1.15%* | $20k | - | $580 | 24 Month CD | |
| Garden Savings Federal Credit Union | 1.11% | $500 | - | $558 | 2 Year Share Certificate | |
| Andrews Federal Credit Union | 1.11% | $1k | - | $558 | 24 Month CD | |
| OneWest Bank | 1.10% | $1k | - | $553 | 2 Year Online CD | |
| Hudson City Savings Bank | 1.10%† | $500 | - | $553 | 2 Year CD | |
| USAA Bank | 1.10% | $1k | $95k | $553 | 2 Year CD - Standard | |
| KeySource Commercial Bank | 1.10% | $100 | - | $553 | 24 Month CD | |
| Colorado Federal Savings Bank | 1.10% | $5k | - | $553 | 2 Year CD | |
| Ally Bank | 1.09% | - | - | $548 | Raise Your Rate 2-Year CD | |
| Start SavingSponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC | ||||||
| Pacific Mercantile Bank | 1.08% | $10k | - | $543 | 24 Month CD | |
| RTN Federal Credit Union | 1.06%* | $1k | - | $533 | 24 Month CD | |
| TIAA Direct | 1.06% | $1k | - | $533 | 2 Year CD | |
| AIG Bank | 1.05% | - | - | $529 | 24 Month CD | |
| Geauga Savings Bank | 1.05% | $1k | - | $529 | 24 Month CD | |
| Nationwide Bank | 1.05%* | - | - | $529 | 24 Month CD | |
| Third Federal | 1.05%† | $500 | - | $507 | 23 Month CD Special | |
| Ascencia Bank | 1.04% | $500 | $97k | $523 | 2 Year CD | |
| Bank of Internet USA | 1.01% | $1k | - | $509 | 24 Month CD | |
| EverBank | 1.01% | $1,500 | - | $508 | 2 Year Yield Pledge CD | |
| Patriot Bank | 1.01% | $1k | - | $509 | 24 Month CD | |
| First Internet Bank of IN | 1.00% | $1k | - | $504 | 24 Months CD | |
| Presidential Online Bank | 1.00% | $1k | - | $503 | 2 Year CD | |
| H&R Block Bank | 1.00% | $250 | - | $504 | 24 Month CD | |
| Lockheed Federal Credit Union | 1.00% | $1k | - | $504 | 24 Month CD | |
| Salem Five | 1.00% | $10k | - | $503 | 24 Month Relationship CD | |
| Jacksonville Bank | 1.00% | $1k | - | $504 | 24 - 35 Month CD | |
| Justice Federal Credit Union | 1.00%* | $500 | - | $503 | 24 Month CD | |
| 5Star Bank | 1.00% | $1k | - | $503 | 2 Year CD | |
| Mcgraw Hill Credit Union | 1.00% | $10k | - | $504 | 24 Month CD | |
| Premier America Credit Union | 1.00%* | $25k | - | $504 | 24 Month CD | |
| Bank of America | 1.00% | $25k | $250k | $504 | 24 Month CD | |
| Pentagon Federal Credit Union | 0.99% | $1k | - | $497 | 2 Year Money Market Cerificate | |
| BankUnited | 0.95% | $5k | - | $479 | 24 Month CD Special | |
| North American Savings Bank | 0.95% | $10k | - | $477 | 24 - 35 Month CD with Checking | |
| Agriculture Federal Credit Union | 0.90% | $1k | - | $453 | 24 Month Share Certificate | |
| Air Academy Federal Credit Union | 0.90% | $10k | - | $453 | 24 Month CD | |
| E-LOAN.com | 0.90% | $10k | - | $452 | 2 Year CD | |
| Giantbank.com | 0.90% | $2,500 | - | $453 | 24 Month Giant Personal CD | |
| RiverLand Credit Union | 0.90% | $1k | - | $452 | 24 Month Certificate | |
| Easthampton Savings Bank | 0.90% | $1k | - | $396 | 21 Month CD | |
| NOVA Bank | 0.90% | $500 | - | $453 | 24 Month CD | |
| Quantum National Bank | 0.90% | $1k | - | $453 | 24 Month Relationship CD | |
| Virtual Bank | 0.90% | $10k | - | $452 | 2 Year eCD | |
| United States Senate Credit Union | 0.89%* | $20k | $100k | $448 | 24 Month Smart CD | |
| First Savings Bank Northwest | 0.87% | $25k | - | $438 | 24 Month CD | |
| First National Bank (LA) | 0.85% | - | - | $427 | 24 Month CD | |
| Firstmark Credit Union | 0.85% | $500 | - | $427 | 2 Year Regular CD | |
| Intervest National Bank | 0.81% | $2,500 | - | $407 | 2 Year CD | |
| American Bank | 0.80% | $500 | - | $403 | 24 Month CD | |
| American Express Bank, FSB | 0.80% | - | - | $403 | 24 Month CD | |
| Community Bank of Raymore | 0.80% | $5k | - | $453 | 27 Month Emerald Club Rate Watcher CD | |
| Dime Savings Bank | 0.80% | $500 | - | $402 | 2 Year CD | |
| Stillwater National Bank | 0.80%*† | $10k | - | $402 | 24 Month CD | |
| Beacon Federal Bank | 0.80% | $2,500 | - | $403 | 24 Month CD | |
| Sandy Spring Direct | 0.75% | $10k | - | $425 | 27 Month CD | |
| FNBO Direct | 0.75% | $500 | $1m | $377 | 24 Month CD | |
| Heritage Bank | 0.75% | $1k | - | $377 | 24 Month CD | |
| Atlantic Coast Bank | 0.75% | $1k | - | $377 | 24 Month iCertificates of Deposit | |
| S-Bank | 0.75% | $1k | - | $376 | 24 Month Statement Term Certificates | |
| Ameriprise Bank FSB | 0.75%* | $10k | - | $377 | 24 Month CD | |
| Principal Bank | 0.75% | $5k | - | $377 | 24 Month CD | |
| First Security Bank & Trust | 0.75% | $10k | - | $377 | 24 - 35 Month CD | |
| Acacia Federal Savings Bank | 0.70% | $500 | - | $352 | 24 Month CD | |
| Apple Federal Credit Union | 0.70% | $500 | - | $352 | 24 Month Share Certificate | |
| Bank of Blue Valley | 0.70% | - | - | $352 | 24 - 35 Months CD | |
| Community Bank of Pleasant Hill | 0.70% | $500 | - | $351 | 2 Year CD | |
| Southeast Financial Federal Credit Union | 0.70% | $500 | - | $351 | 2 Year CD | |
| NewDominion Bank | 0.70% | $1k | - | $351 | 24 Month Fixed Rate CD | |
| South Division Credit Union | 0.70% | $1k | - | $351 | 2 Year CD | |
| Lake Michigan Credit Union | 0.70% | $500 | - | $351 | 24 Month VIP CD | |
| The Adirondack Trust Company | 0.70% | $500 | - | $351 | 2 Year CD | |
| First National Community Bank (PA) | 0.70% | $1k | - | $337 | 23 Month CD | |
| Cattaraugus County Bank | 0.69% | $1k | - | $347 | 24 Month CD | |
| First Trade Union Savings | 0.65% | $500 | - | $326 | 2 Year CD | |
| Newtown Savings Bank | 0.65% | - | - | $326 | 2 Year CD | |
| West Texas National Bank | 0.65% | $1k | - | $326 | 2 Year CD | |
| First New England Federal Credit Union | 0.65% | $1k | - | $327 | 24 Month CD - Relationship | |
| SunTrust Bank | 0.65%† | $2k | $1m | $340 | 25 Month CD | |
| UnivestDirect | 0.60% | $500 | - | $301 | 2 Year 3D-CD | |
| University Federal Credit Union | 0.60% | - | - | $302 | 24 Month Web CD | |
| North Country Savings Bank | 0.60% | $500 | - | $301 | 2 Year CD | |
| Velocity Credit Union | 0.60% | $1k | - | $301 | 2 Year Inflation Fighter Share Certificate | |
| Kaiser Federal Bank | 0.60% | $1k | - | $301 | 2 Year to Less than 3 Year CD | |
| E-Central Credit Union | 0.60% | $1k | - | $301 | 24 - 35 Month CD | |
| iGObanking | 0.60% | $1k | - | $365 | 29 Month iGOCD | |
| Pacific Resource Credit Union | 0.59% | $1k | - | $296 | 24 Month CD | |
| Randolph Bank & Trust Company | 0.57% | - | - | $286 | 24 Month CDARS | |
| State Farm Bank | 0.55%*† | - | - | $277 | 24 Month CD | |
| Patelco Credit Union | 0.55% | $1k | - | $276 | 24 - 35 Month CD | |
| Flagstar Bank | 0.55%† | $500 | - | $277 | 24 - 29 Month CD | |
| Airbanking | 0.55% | $500 | - | $276 | 2 Year CD | |
| Zions Bank | 0.50% | $1k | - | $251 | 2 Year Gold CD | |
| ViewPoint Bank | 0.50% | $1k | - | $251 | 24 Month Regular CD | |
| Union Bank of California | 0.50%† | $350 | $100k | $251 | 24 - 35 Month CD | |
| ING DIRECT | 0.50% | - | - | $251 | 24 Month Orange CD | |
| NASA Federal Credit Union | 0.50% | $1k | - | $251 | 24 Month CD | |
| Webster Bank | 0.50% | $1k | - | $251 | 2 Year CD | |
| Consumers Credit Union (IL) | 0.50% | $250 | - | $251 | 2 Year CD | |
| KeyBank | 0.50%† | $25k | $100k | $220 | 21 Month Tiered CD - Relationship | |
| Heartland Bank Direct | 0.50% | $1k | - | $251 | 24 Month Online CD | |
| Provident Credit Union (CA) | 0.45% | $1k | - | $226 | 24 Month CD | |
| Sovereign Bank | 0.45%* | $10k | $100k | $226 | 24 Month Rising Rate Relationship CD | |
| Thrivent Financial Bank | 0.45% | $1k | - | $226 | 24 Month Standard CD | |
| Capital One Direct Banking | 0.45% | $5k | $100k | $226 | 2 Year Costco Members CD | |
| Wells Fargo Bank | 0.43%† | $2,500 | - | $216 | 24 Month Step Rate Bonus CD | |
| 1st Source Bank | 0.40% | $500 | - | $200 | 2 Year CD | |
| Amalgamated Bank | 0.40%† | $500 | $99k | $200 | 2 Year USAVE Time Deposit | |
| Charles Schwab Bank | 0.40% | $1k | - | $201 | 24 Month CD | |
| US Bank N.A. | 0.40% | $500 | $250k | $201 | 24 Month CD | |
| HSBC Bank USA, National Association | 0.35% | $1k | - | $176 | 24 Month Online CD | |
| National Bank of Kansas City | 0.35% | $5k | - | $176 | 24 - 35 Month CD | |
| HSBC Advance | 0.35% | - | - | $176 | 24 Month Online CD | |
| GiftsforBanking.com | 0.35% | $5k | - | $175 | 2 Year CD Gifts | |
| Citibank | 0.30%† | $1k | - | $150 | 2 Year CD | |
| 20Th Century Fox Credit Union | 0.30% | $2,500 | - | $150 | 2 Year Certificate | |
| Comerica Bank | 0.30%† | $1k | - | $150 | 2 Year CD | |
| BankDirect | 0.25% | $10k | - | $126 | 24 Month CD | |
| Aurora Bank FSB | 0.25% | $1k | - | $125 | 24 Month CD | |
| Amegy Bank | 0.20% | $1k | - | $100 | 2 Year Jumbo Personal CD | |
| INOVA Federal Credit Union | 0.20% | $200 | - | $100 | 2 Year CD | |
| Regions Bank | 0.20%† | $500 | - | $100 | 24 - 29 Month Relationship CD | |
| Guardian Credit Union | 0.20% | $500 | - | $100 | 24 Month Share Certificate | |
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Average 2 Year CD Rate Trend
Featured 1 Year CDs