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Consumers CU (MI)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.consumerscu.org
269-345-7804
7200 Elm Valley Dr
Kalamazoo, MI 49009

Consumers CU (MI) is headquartered in Kalamazoo and is the 9th largest credit union in the state of Michigan. It is also the 200th largest credit union in the nation. It was established in 1964 and as of March of 2025, it had grown to 436 employees and 146,357 members at 30 locations. Consumers CU (MI) has an A health rating.

Field of Membership Restrictions

Membership in Consumers Credit Union is open to those who live, work, or worship in the Lower Peninsula of Michigan.
See current membership details

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #62172
Year Chartered1964
Employees436
Primary Regulator
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD8.74%
Annual Interest Income$32MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$2.48B$2.26B
LoansQ1 2025vs Q1 2024$2.14B$1.95B
DepositsQ1 2025vs Q1 2024$2.01B$1.83B
Equity CapitalQ1 2025vs Q1 2024$229.4MM$206.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$7.8MM$8.1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2.4MM$3.3MM
Real Estate OwnedQ1 2025vs Q1 2024$313K$225K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Consumers CU (MI) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$2.5k*$250kLiquid Savings Account Promo (for 12 Months)
OTHER TIERS: 0.10% → $250k+
0.25%$0-Christmas Savings Account
0.10%$50-Savings Account
0.10%$50-Business Savings Account

Consumers CU (MI) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$0-Money Market IRA
0.40%*$250k*-Business Money Market Account
OTHER TIERS: 0.15% → $2.5k - $10k | 0.20% → $10k - $25k | 0.25% → $25k - $50k | 0.30% → $50k - $100k | 0.35% → $100k - $250k
0.40%*$250k*-Municipality Money Market
OTHER TIERS: 0.15% → $2.5k - $10k | 0.20% → $10k - $25k | 0.25% → $25k - $50k | 0.30% → $50k - $100k | 0.35% → $100k - $250k
0.35%*$250k*-Money Market Account
OTHER TIERS: 0.10% → $2.5k - $10k | 0.15% → $10k - $25k | 0.20% → $25k - $50k | 0.25% → $50k - $100k | 0.30% → $100k - $250k

Consumers CU (MI) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$0$15kSerious Interest Checking
OTHER TIERS: 0.01% → $15k+
0.40%*$250k*-Interest Checking Account
OTHER TIERS: 0.15% → $0 - $10k | 0.20% → $10k - $25k | 0.25% → $25k - $50k | 0.30% → $50k - $100k | 0.35% → $100k - $250k
0.25%*$250k*-Business Checking
OTHER TIERS: 0.05% → $10k - $25k | 0.10% → $25k - $100k | 0.15% → $100k - $250k

Consumers CU (MI) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%*$25k*-60 Month CD
OTHER TIERS: 1.01% → $1k - $25k
1.10%*$25k*-Business 60 Month CD
OTHER TIERS: 1.01% → $1k - $25k
0.75%$100$10k12 - 60 Month Youth CD
0.74%*$25k*-36 Month CD
OTHER TIERS: 0.69% → $1k - $25k
0.74%*$25k*-Business 36 Month CD
OTHER TIERS: 0.69% → $1k - $25k
0.50%*$25k*-24 Month CD
OTHER TIERS: 0.45% → $1k - $25k
0.50%*$25k*-Business 24 Month CD
OTHER TIERS: 0.45% → $1k - $25k
0.35%*$25k*-12 Month CD
OTHER TIERS: 0.30% → $1k - $25k
0.35%*$25k*-Business 12 Month CD
OTHER TIERS: 0.30% → $1k - $25k
0.15%*$25k*-6 Month CD
OTHER TIERS: 0.10% → $1k - $25k
0.15%*$25k*-Business 6 Month CD
OTHER TIERS: 0.10% → $1k - $25k

Consumers CU (MI) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%*$25k*-60 Month IRA
OTHER TIERS: 1.01% → $1k - $25k
0.74%*$25k*-36 Month IRA
OTHER TIERS: 0.69% → $1k - $25k
0.50%*$25k*-24 Month IRA
OTHER TIERS: 0.45% → $1k - $25k
0.35%*$25k*-12 Month IRA
OTHER TIERS: 0.30% → $1k - $25k
0.15%*$25k*-6 Month IRA
OTHER TIERS: 0.10% → $1k - $25k
Locations

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