Union Bank in Los Angeles is offering a special money money account, which it calls the MoneyMarket Extra account, guaranteeing 1.00% APY through October 2014 when you maintain a balance of $10,000 and a linked checking account.
I got this offer in the mail. I note, it seems this offer might be available only if you get it in the mail, as it says: "...bring this letter to our Los Angeles Main branch and open your new accounts today." Maybe you need the letter -- but not necessarily. You will have to talk with them and see.
I'm not even certain it must be at the main branch in Los Angeles, although my letter is directing me there. But I think that happens to be the branch closest to me, so that might be the only reason it tells me to go to that branch.
That is to say, just how narrow the field really is for this offer, only a phone call or in-person question will tell.
I note, I've gotten this letter in the past, and seen variations on the offer at DepositAccounts before -- and its always confusing with the details.
I have posted my letter at: http://img834.imageshack.us/img834/2151/it9o.jpg
You must open the MoneyMarket Extra account with at least $10,000 of new money (at one place, it says with money "not presently on deposit at Union Bank," at another place it says "Offer for new customers only." So who knows if existing customers can get this or not), and the checking account with $100.
The combined balance must be maintained at at least $10,000 to get this rate. Below that, you get just about nothing. It appears you can deposit as much as $1 million for this rate (in other words, I don't have to consider hitting any upward limit). A monthly service charge of $15 is waived when you maintain $10,000 or more in the MoneyMarket Extra account (I'm not clear about any service charge on the checking account).
You must open this account no later than Dec. 31 to get this rate.