NASA Federal Credit Union is headquartered in Upper Marlboro and is the 2nd largest credit union in the state of Maryland. It is also the 67th largest credit union in the nation. It was established in 1949 and as of March of 2025, it had grown to 373 employees and 245,075 members at 14 locations. NASA Federal Credit Union's CD rates are 5X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in NASA Federal Credit Union is open to anyone through a complimentary membership to the National Space Society. Membership is also open to employees or retirees of NASA Headquarters or any NASA Center or Facility or NAS, employees or members of NASA Federal Credit Union partner companies or associations.
See current membership details
Excellent Customer Service & Great Rates!
Opened a CD with them on a Friday and then saw the posted rate increase the following Monday morning. Contacted customer service to see if they had any sort of Ally-like best rate guarantee. They don't, but they offered to close and reopen the CD at the higher interest rate with no penalty other than losing the small amount of interest that had accrued over the weekend. It was a quick, easy, and enjoyable customer support interaction, which is rare in the banking world and was very appreciated. Highly recommend!
Customer Service Has Been Outstanding
I moved an Ira from Stinkrony Bank to Nasa. After receiving the request fron Nasa, Stinkrony closed my account, ( no interest bearing ), and 22 days later got the funds to Nasa. Nasa offered without any prompt from me, to give me their newer/higher rate and also make it retroactive to make up for the funds lost due to Stinkrony. That's a bit above board for the current situation with bank failures. So I'm moving more funds there now as well.
SO FAR SO BAD
Duplicate post deleted by user. Gave 3 stars because of the rate. Knocked down 2 star because of the phone wait times for csr. 26 minutes today and website problems. Total wait and talk time over 50 minutes but CSR was very knowledgeable.
Application Denied
They denied our application because my husband has a fraud alert on his credit file, due to identity theft. The alert says to call before opening any accounts, but they didn't even bother. They didn't ask for any more proof of our identity, just took the lazy route and denied the application. Oh well, I'll put my money elsewhere, your loss NASA. Once again, the victim of identity theft is left to pick up the pieces of what the criminal did - instead of working with the victim to show more proof of who they are. I wasn't asking for a loan - I was going to put MY money into your bank in a CD. Applied again after we removed the fraud alerts on our accounts. It took 26 days pending, then they finally denied us again - no reason, we have an 840 credit score. If you want a good credit union, try Next Mark in VA - great CD promo rate on 10 month (6%) and accounts were opened in 4 days. NASA can pound sand.
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 6328 |
| Year Chartered | 1949 |
| Employees | 373 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.49% |
| Return on Equity - YTD | 5.03% |
| Annual Interest Income | $73.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $5.56B$5.38B |
| Loans | Q1 2025vs Q1 2024 | $4.18B$4.12B |
| Deposits | Q1 2025vs Q1 2024 | $4.47B$4.28B |
| Equity Capital | Q1 2025vs Q1 2024 | $542.2MM$512.9MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $48.3MM$33.6MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $28.8MM$25.5MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
