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1st Advantage Bank


Overview / Commentary
www.1stadvantagebank.com
636-970-0440
240 Salt Lick Road
Saint Peters, MO 63376

1st Advantage Bank is headquartered in SAINT PETERS and is the 138th largest bank in the state of Missouri. It is also the 3,258th largest bank in the nation. It was established in 2005 and as of June of 2024, it had grown to 22 employees at 1 location. 1st Advantage Bank's savings rates are 6X the national average, and it boasts an A+ health rating.

Reviews (1)

Best Overall Banking Experience

Posted by: |

I've had accounts at a lot of different banks over the years but none even come close to 1st Advantage. Great people to work with, the best technology, best rates and exceptional customer service. I couldn't be happier with the overall experience at 1st Advantage Bank.

1


Health
A+

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #57899
Year Established2005
Employees22
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.07%
Return on Equity - YTD10.17%
Annual Interest Income$4.6MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$170.1MM$148.4MM
LoansQ2 2024vs Q2 2023$144.2MM$131.7MM
DepositsQ2 2024vs Q2 2023$149.6MM$129.4MM
Equity CapitalQ2 2024vs Q2 2023$17.3MM$15.4MM
Loan Loss AllowanceQ2 2024vs Q2 2023$1.8MM$1.6MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$0$0
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not 1st Advantage Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

1st Advantage Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.10%*$1m*-Investment Savings
OTHER TIERS: 1.50% → $1k - $500k | 2.50% → $500k - $1m
0.40%*$250k*-ADVANTAGE Savings
OTHER TIERS: 0.25% → $1k - $50k | 0.30% → $50k - $100k | 0.35% → $100k - $250k
0.25%$0-Regular Savings
0.25%$0-Piggy Bank Savings

1st Advantage Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%*$250k*-Personal Money Market
OTHER TIERS: 1.00% → $1k - $25k | 1.06% → $25k - $50k | 1.10% → $50k - $100k | 1.30% → $100k - $250k
2.10%*$250k*-Business Money Market
OTHER TIERS: 1.00% → $1k - $25k | 1.06% → $25k - $50k | 1.10% → $50k - $100k | 1.30% → $100k - $250k
2.10%*$250k*-ADVANTAGE Business Money Market
OTHER TIERS: 1.00% → $1k - $10k | 1.06% → $10k - $25k | 1.10% → $25k - $50k | 1.20% → $50k - $100k | 1.30% → $100k - $250k
2.10%*$250k*-ADVANTAGE Personal Money Market
OTHER TIERS: 1.00% → $1k - $10k | 1.06% → $10k - $25k | 1.10% → $25k - $50k | 1.20% → $50k - $100k | 1.30% → $100k - $250k

1st Advantage Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$2.5k-ADVANTAGE Checking
0.10%$0-Senior ADVANTAGE Checking

1st Advantage Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$10k-11 Month CD Special
4.50%$10k-7 Month CD Special
4.25%$10k-15 Month CD Special
4.00%$2.5k-6 Month ADVANTAGE CD
4.00%$2.5k-12 Month ADVANTAGE CD
3.75%$500-6 Month CD
3.75%$500-12 Month CD
3.75%$2.5k-18 Month ADVANTAGE CD
3.51%$500-18 Month CD
3.51%$2.5k-24 Month ADVANTAGE CD
3.50%$2.5k-3 Month ADVANTAGE CD
3.25%$500-3 Month CD
3.25%$500-24 Month CD
3.25%$2.5k-36 Month ADVANTAGE CD
3.00%$500-36 Month CD
3.00%$2.5k-48 Month ADVANTAGE CD
2.75%$500-48 Month CD
2.75%$2.5k-60 Month ADVANTAGE CD
2.50%$500-60 Month CD

1st Advantage Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$10k-11 Month IRA Special
4.50%$10k-7 Month IRA Special
4.25%$10k-15 Month IRA Special
4.00%$2.5k-6 Month ADVANTAGE IRA
4.00%$2.5k-12 Month ADVANTAGE IRA
3.75%$500-6 Month IRA
3.75%$500-12 Month IRA
3.75%$2.5k-18 Month ADVANTAGE IRA
3.51%$500-18 Month IRA
3.51%$2.5k-24 Month ADVANTAGE IRA
3.50%$2.5k-3 Month ADVANTAGE IRA
3.25%$500-3 Month IRA
3.25%$500-24 Month IRA
3.25%$2.5k-36 Month ADVANTAGE IRA
3.00%$500-36 Month IRA
3.00%$2.5k-48 Month ADVANTAGE IRA
2.75%$500-48 Month IRA
2.75%$2.5k-60 Month ADVANTAGE IRA
2.50%$500-60 Month IRA
Locations


1st Advantage Bank Locations
1st Advantage Bank240 Salt Lick RdSaint Peters, MO 63376

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