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1st Advantage Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.1stadvantage.org
757-872-3535
110 Cybernetics Way
Yorktown, VA 23693

1st Advantage Federal Credit Union is headquartered in Yorktown and is the 16th largest credit union in the state of Virginia. It is also the 452nd largest credit union in the nation. It was established in 1951 and as of March of 2025, it had grown to 223 employees and 71,272 members at 13 locations. 1st Advantage Federal Credit Union's money market rates are 9X the national average, and it has an A health rating.

Field of Membership Restrictions

1st Advantage Federal Credit Union is open to those who live, work, worship, or attend school in the Virginia cities of Chesapeake, Hampton, Newport News, Norfolk, Poquoson, Portsmouth, Richmond, Suffolk, Virginia Beach, or Williamsburg; the Virginia counties of Gloucester, Isle of Wight, James City, Mathews, or York; the North Carolina counties of Currituck or Gates.
See current membership details

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #7448
Year Chartered1951
Employees223
Primary Regulator
Profit Margin
Return on Assets - YTD1.79%
Return on Equity - YTD12.12%
Annual Interest Income$13.6MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.03B$1.01B
LoansQ1 2025vs Q1 2024$752.1MM$716MM
DepositsQ1 2025vs Q1 2024$862.3MM$861MM
Equity CapitalQ1 2025vs Q1 2024$150.6MM$128.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$5.2MM$5MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$4.7MM$4.2MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

1st Advantage Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$0$50kHigh-Yield Savings
OTHER TIERS: 0.05% → $50k+
2.00%*$0$50kBusiness High-Yield Savings
OTHER TIERS: 0.05% → $50k+
0.05%$100-Basic Savings
0.05%$100-Escrow
0.05%$100-Business Regular Savings
0.05%$100-Youth Savings Account
0.05%$100-Membership Savings

1st Advantage Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$1m*-Performance Plus Money Market
OTHER TIERS: 1.00% → $25k - $50k | 1.10% → $50k - $100k | 2.00% → $100k - $250k | 2.30% → $250k - $500k | 3.25% → $500k - $1m
4.00%*$1m*-Business Performance Plus Money Market
OTHER TIERS: 1.00% → $25k - $50k | 1.10% → $50k - $100k | 2.00% → $100k - $250k | 2.30% → $250k - $500k | 3.25% → $500k - $1m
2.00%*$0$10kMember Rewards Money Market
OTHER TIERS: 0.05% → $10k+
1.45%*$1m*-Money Market
OTHER TIERS: 0.50% → $2.5k - $10k | 0.65% → $10k - $75k | 0.75% → $75k - $250k | 1.00% → $250k - $500k | 1.10% → $500k - $1m
1.45%*$1m*-Business Money Market
OTHER TIERS: 0.50% → $2.5k - $10k | 0.65% → $10k - $75k | 0.75% → $75k - $250k | 1.00% → $250k - $500k | 1.10% → $500k - $1m

1st Advantage Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$0$7.5kHigh Yield Checking
OTHER TIERS: 0.05% → $7.5k+
4.00%*$0$7.5kHigh-Yield Business Checking
OTHER TIERS: 0.05% → $7.5k+
0.05%$100-Premier Checking
0.05%$250-Preferred Checking
0.05%$1k-Non-Profit Business Checking
0.05%$2.5k-Premier Business Checking

1st Advantage Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.15%$500-4 Month Share Certificate Special
4.15%$500-Business 4 Month Share Certificate Special
4.00%$500-8 Month Share Certificate Special w/ DD
4.00%$500-Business 8 Month Share Certificate Special w/ DD
3.50%$500-8 Month Share Certificate Special w/o DD
3.50%$500-Business 8 Month Share Certificate Special w/o DD
3.00%$500-11 Month Share Certificate Special
3.00%$500-Business 11 Month Share Certificate Special
2.75%$500-24 Month Share Certificate
2.75%$500-36 Month Share Certificate
2.75%$500-48 Month Share Certificate
2.75%$500-60 Month Share Certificate
2.75%$500-Business 24 Month Share Certificate
2.75%$500-Business 36 Month Share Certificate
2.75%$500-Business 48 Month Share Certificate
2.75%$500-Business 60 Month Share Certificate
2.75%$500-Business 55 Month Share Certificate
2.00%$5k-Business 40 Month Bump Up Share Certificate Special
2.00%$5k-40 Month Bump Up Share Certificate Special
1.20%$500-6 Month Share Certificate Special
1.20%$500-Business 6 Month Share Certificate Special
1.00%$500-12 Month Share Certificate
1.00%$500-Business 12 Month Share Certificate

1st Advantage Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$500-11 Month IRA Certificate Special
2.75%$500-24 Month IRA Certificate
2.75%$500-36 Month IRA Certificate
2.75%$500-48 Month IRA Certificate
2.75%$500-60 Month IRA Certificate
2.00%$5k-40 Month Bump Up IRA Certificate Special
1.00%$500-12 Month IRA Certificate
0.25%$100-IRA Variable
Locations

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