1St Advantage Federal Credit Union is headquartered in Yorktown and is the 16th largest credit union in the state of Virginia. It is also the 436th largest credit union in the nation. It was established in 1951 and as of June of 2019, it had grown to 228 employees and 64,253 members at 14 locations. 1St Advantage Federal Credit Union's money market rates are 5X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership to 1st Advantage FCU is open to those who live, work, attends school or worship in the cities of Williamsburg, Hampton, Chesapeake, Norfolk, Virginia Beach, Portsmouth, Newport News, Poquoson and Suffolk, VA and Currituck and Gates Counties in NC; as well as; the counties of York, Gloucester, Isle of Wight, James City and Mathews, VA.
See current membership details
Best rates every time
I've been with 1st Advantage FCU for years because of their rates. Anytime I want to finance a purchase, they always give me the best rates without the hassle. The application process was quick and easy! They even allowed me to completed everything from a different state!
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 7448 |
| Year Chartered | 1951 |
| Employees | 228 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.06% |
| Return on Equity - YTD | 8.75% |
| Annual Interest Income | $16.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $713.5MM$692.2MM |
| Loans | Q2 2019vs Q2 2018 | $572.2MM$568.4MM |
| Deposits | Q2 2019vs Q2 2018 | $611.4MM$600.9MM |
| Equity Capital | Q2 2019vs Q2 2018 | $86.3MM$79.2MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $5.3MM$6.2MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $3.8MM$5.0MM |
| Real Estate Owned | Q2 2019vs Q2 2018 | $2.0MM$2.4MM |
Always verify rates and promotions with the bank or credit union. We are not 1St Advantage Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
1St Advantage Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $100 | - | IRA Variable | |
| 0.15% | $100 | - | Business Regular Savings | |
| 0.10% | $100 | - | Savings | |
| 0.10% | $100 | - | Christmas Club | |
| 0.10% | $100 | - | Vacation Club | |
| 0.10% | $5 | - | Junior Advantage | |
| 0.05% | $100 | - | Escrow |
1St Advantage Federal Credit Union Money Market Rates
1St Advantage Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $100 | - | Premier Checking | |
| 0.10% | $500 | - | Preferred Checking | |
| 0.10% | $1k | - | Non-Profit Business Checking | |
| 0.10% | $2.5k | - | Premier Business Checking |
