1St Advantage Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.00%	5-year CD	3.00% - Goldman Sachs Bank USA High-yield 5 Year CD
1.40%	1-year CD	2.70% - Goldman Sachs Bank USA High-yield 12 Month CD
0.10%	Savings	2.20% - Barclays Online Savings Account

View all 1St Advantage Federal Credit Union rates »

Overview / Commentary

www.1stadvantage.org

757-877-2444

110 Cybernetics Way
Yorktown, VA 23693

1St Advantage Federal Credit Union is headquartered in Yorktown and is the 16^th largest credit union in the state of Virginia. It is also the 430^th largest credit union in the nation. It was established in 1951 and as of December of 2018, it had grown to 214 employees and 64,488 members at 14 locations. 1St Advantage Federal Credit Union's money market rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership to 1st Advantage FCU is open to those who live, work, attends school or worship in the cities of Williamsburg, Hampton, Chesapeake, Norfolk, Virginia Beach, Portsmouth, Newport News, Poquoson and Suffolk, VA and Currituck and Gates Counties in NC; as well as; the counties of York, Gloucester, Isle of Wight, James City and Mathews, VA.
See current membership details

Reviews (1)

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Best rates every time

Posted by: CandyKJ | Nov 17, 2014

I've been with 1st Advantage FCU for years because of their rates. Anytime I want to finance a purchase, they always give me the best rates without the hassle. The application process was quick and easy! They even allowed me to completed everything from a different state!

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Health

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	7448
Year Chartered	1951
Employees	214
Primary Regulator

Profit Margin
Return on Assets - YTD	0.76%
Return on Equity - YTD	6.41%
Annual Interest Income	$31.4MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$691.0MM$671.9MM
Loans	Q4 2018vs Q4 2017	$594.8MM$556.3MM
Deposits	Q4 2018vs Q4 2017	$597.2MM$573.9MM
Equity Capital	Q4 2018vs Q4 2017	$82.2MM$77.0MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$6.1MM$5.9MM
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$5.8MM$9.2MM
Real Estate Owned	Q4 2018vs Q4 2017	$3.0MM$1.9MM

Rates

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Money Market
Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

1St Advantage Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%	$100	-	IRA Variable
0.15%	$100	-	Business Regular Savings
0.10%	$100	-	Savings
0.10%	$100	-	Christmas Club
0.10%	$100	-	Vacation Club
0.10%	$5	-	Junior Advantage
0.05%	$100	-	Escrow

1St Advantage Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%^*	$250k^*	-	Money Market
OTHER TIERS: 0.20% → $1k - $10k \| 0.30% → $10k - $25k \| 0.50% → $25k - $75k \| 1.00% → $75k - $100k \| 1.50% → $100k - $250k
2.00%^*	$250k^*	-	Business Money Market
OTHER TIERS: 0.20% → $1k - $10k \| 0.30% → $10k - $25k \| 0.50% → $25k - $75k \| 1.00% → $75k - $100k \| 1.50% → $100k - $250k
0.31%	-	-	Member Rewards Money Market

1St Advantage Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$100	-	Premier Checking
0.10%	$500	-	Preferred Checking
0.10%	$1k	-	Non-Profit Business Checking
0.10%	$2.5k	-	Premier Business Checking

1St Advantage Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.75%	$500	-	55 Month Share Certificate Special
2.75%	$500	-	Business 55 Month Share Certificate Special
2.65%	$50k	-	18 Month Share Certificate Special
2.65%	$50k	-	Business 18 Month Share Certificate Special
2.25%	$500	-	11 Month Share Certificate Special
2.25%	$500	-	36 Month Share Certificate Special
2.25%	$500	-	Business 11 Month Share Certificate Special
2.25%	$500	-	Business 36 Month Share Certificate Special
2.00%	$500	-	48 Month Share Certificate
2.00%	$500	-	60 Month Share Certificate
2.00%	$1k	-	Business 23 Month Share Certificate
2.00%	$500	-	Business 48 Month Share Certificate
2.00%	$500	-	Business 60 Month Share Certificate
2.00%	$500	-	23 Month Share Certificate
1.75%	$500	-	24 Month Share Certificate
1.75%	$500	-	Business 24 Month Share Certificate
1.75%	$5k	-	40 Month Bump Up Share Certificate
1.75%	$5k	-	Business 40 Month Bump Up Share Certificate
1.40%	$500	-	12 Month Share Certificate
1.40%	$500	-	Business 12 Month Share Certificate
1.00%	$500	-	6 Month Share Certificate
1.00%	$500	-	Business 6 Month Share Certificate

1St Advantage Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.75%	$500	-	55 Month IRA Special
2.65%	$50k	-	18 Month IRA Special
2.25%	$500	-	11 Month IRA Special
2.25%	$500	-	36 Month IRA Special
2.00%	$1k	-	23 Month IRA
2.00%	$500	-	48 Month IRA
2.00%	$500	-	60 Month IRA
1.75%	$500	-	24 Month IRA
1.75%	$5k	-	40 Month Bump Up IRA
1.40%	$500	-	12 Month IRA

Locations

Availability

Norfolk Area

Norfolk Area bank & credit union details

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