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1st Advantage Federal Credit Union


Overview / Commentary
www.1stadvantage.org
757-877-2444
110 Cybernetics Way
Yorktown, VA 23693

1st Advantage Federal Credit Union is headquartered in Yorktown and is the 16th largest credit union in the state of Virginia. It is also the 432nd largest credit union in the nation. It was established in 1951 and as of December of 2020, it had grown to 218 employees and 66,357 members at 13 locations. 1st Advantage Federal Credit Union's money market rates are 14% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

1st Advantage FCU is open to those who live, work, go to school or worship in the cities of Williamsburg, Hampton, Chesapeake, Norfolk, Virginia Beach, Portsmouth, Newport News, Poquoson and Suffolk, VA and Currituck and Gates Counties in NC; as well as; the counties of York, Gloucester, Isle of Wight, James City and Mathews, VA.
See current membership details

Reviews (1)

Best rates every time

Posted by: |

I've been with 1st Advantage FCU for years because of their rates. Anytime I want to finance a purchase, they always give me the best rates without the hassle. The application process was quick and easy! They even allowed me to completed everything from a different state!

1


Health
A

Data as of Q4 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #7448
Year Chartered1951
Employees218
Primary Regulator
Profit Margin
Return on Assets - YTD0.26%
Return on Equity - YTD2.28%
Annual Interest Income$29.8MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$851.0MM$728.6MM
LoansQ4 2020vs Q4 2019$564.1MM$576.5MM
DepositsQ4 2020vs Q4 2019$742.7MM$625.3MM
Equity CapitalQ4 2020vs Q4 2019$94.8MM$90.7MM
Loan Loss AllowanceQ4 2020vs Q4 2019$5.9MM$4.8MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$4.5MM$5.3MM
Real Estate OwnedQ4 2020vs Q4 2019$256.00K$2.1MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

1st Advantage Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$100-IRA Variable
0.05%$100-Savings
0.05%$100-Christmas Club
0.05%$100-Vacation Club
0.05%$100-Escrow
0.05%$100-Business Regular Savings
0.05%$100-Youth Savings Account

1st Advantage Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$250k*-Money Market
OTHER TIERS: 0.10% → $2.5k - $25k | 0.15% → $25k - $75k | 0.25% → $75k - $250k
0.50%*$250k*-Business Money Market
OTHER TIERS: 0.10% → $2.5k - $25k | 0.15% → $25k - $75k | 0.25% → $75k - $250k
0.15%*-$10kMember Rewards Money Market
OTHER TIERS: 0.05% → $10k+

1st Advantage Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Premier Checking
0.05%$250-Preferred Checking
0.05%$1k-Non-Profit Business Checking
0.05%$2.5k-Premier Business Checking

1st Advantage Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$500-48 Month Share Certificate
0.75%$500-60 Month Share Certificate
0.75%$500-Business 48 Month Share Certificate
0.75%$500-Business 60 Month Share Certificate
0.70%$500-36 Month Share Certificate Special
0.70%$500-Business 36 Month Share Certificate Special
0.60%$500-24 Month Share Certificate
0.60%$500-Business 24 Month Share Certificate
0.50%$5k-40 Month Bump Up Share Certificate
0.50%$5k-Business 40 Month Share Certificate
0.40%$500-12 Month Share Certificate
0.40%$500-Business 12 Month Share Certificate
0.30%$500-6 Month Share Certificate
0.30%$500-Business 6 Month Share Certificate

1st Advantage Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$500-48 Month IRA Certificate
0.75%$500-60 Month IRA Certificate
0.60%$500-24 Month IRA Certificate
0.50%$5k-40 Month Bump Up IRA Certificate
0.40%$500-12 Month IRA Certificate
Locations

Availability



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