1St Advantage Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.00% | 5-year CD | |
| 1.40% | 1-year CD | |
| 0.10% | Savings |
1St Advantage Federal Credit Union is headquartered in Yorktown and is the 16th largest credit union in the state of Virginia. It is also the 426th largest credit union in the nation. It was established in 1951 and as of June of 2018, it had grown to 207 employees and 62,200 members at 14 locations. 1St Advantage Federal Credit Union's money market rates are 2X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership to 1st Advantage FCU is open to those who live, work, attends school or worship in the cities of Williamsburg, Hampton, Chesapeake, Norfolk, Virginia Beach, Portsmouth, Newport News, Poquoson and Suffolk, VA and Currituck and Gates Counties in NC; as well as; the counties of York, Gloucester, Isle of Wight, James City and Mathews, VA.
See current membership details
Best rates every time
I've been with 1st Advantage FCU for years because of their rates. Anytime I want to finance a purchase, they always give me the best rates without the hassle. The application process was quick and easy! They even allowed me to completed everything from a different state!
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 7448 |
| Year Chartered | 1951 |
| Employees | 207 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.65% |
| Return on Equity - YTD | 5.66% |
| Annual Interest Income | $15.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $692.2MM$664.8MM |
| Loans | Q2 2018vs Q2 2017 | $568.4MM$547.2MM |
| Deposits | Q2 2018vs Q2 2017 | $600.9MM$570.9MM |
| Equity Capital | Q2 2018vs Q2 2017 | $79.2MM$75.4MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $6.2MM$5.7MM |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $5.0MM$6.0MM |
| Real Estate Owned | Q2 2018vs Q2 2017 | $2.4MM$2.6MM |
Always verify rates and promotions with the bank or credit union. We are not 1St Advantage Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
1St Advantage Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $100 | - | IRA Variable | |
| 0.15% | $100 | - | Business Regular Savings | |
| 0.10% | $100 | - | Savings | |
| 0.10% | $100 | - | Christmas Club | |
| 0.10% | $100 | - | Vacation Club | |
| 0.10% | $5 | - | Junior Advantage | |
| 0.05% | $100 | - | Escrow |
1St Advantage Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | $100k* | - | Money Market | ||
| OTHER TIERS: 0.10% → $1k - $2.5k | 0.12% → $2.5k - $10k | 0.20% → $10k - $25k | 0.23% → $25k - $75k | 0.35% → $75k - $100k | |||||
| 1.00%* | $100k* | - | Business Money Market | ||
| OTHER TIERS: 0.10% → $1k - $2.5k | 0.12% → $2.5k - $10k | 0.20% → $10k - $25k | 0.23% → $25k - $75k | 0.35% → $75k - $100k | |||||
| 0.31% | - | - | Member Rewards Money Market | ||
1St Advantage Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $100 | - | Premier Checking | |
| 0.10% | $500 | - | Preferred Checking | |
| 0.10% | $1k | - | Business Non-Profit Checking | |
| 0.10% | $2.5k | - | Business Premier Checking |
1St Advantage Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.75% | $500 | - | Business 55 Month Share Certificate | |
| 2.75% | $500 | - | 55 Month Share Certificate | |
| 2.60% | $500 | - | 18 Month Share Certificate | |
| 2.60% | $500 | - | Business 18 Month Share Certificate | |
| 2.25% | $500 | - | 36 Month Share Certificate | |
| 2.25% | $500 | - | Business 36 Month Share Certificate | |
| 2.00% | $500 | - | 60 Month Share Certificate | |
| 2.00% | $1k | - | Business 23 Month Share Certificate | |
| 2.00% | $500 | - | Business 60 Month Share Certificate | |
| 2.00% | $500 | - | 23 Month Share Certificate Special | |
| 1.75% | $500 | - | 24 Month Share Certificate | |
| 1.75% | $500 | - | Business 24 Month Share Certificate | |
| 1.51% | $500 | - | 48 Month Share Certificate | |
| 1.51% | $500 | - | Business 48 Month Share Certificate | |
| 1.41% | $5k | - | 40 Month Bump Up Share Certificate | |
| 1.41% | $5k | - | Business 40 Month Bump Up Share Certificate | |
| 1.40% | $500 | - | 12 Month Share Certificate | |
| 1.40% | $500 | - | Business 12 Month Share Certificate | |
| 0.60% | $500 | - | 6 Month Share Certificate | |
| 0.60% | $500 | - | Business 6 Month Share Certificate |
1St Advantage Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.75% | $500 | - | 55 Month IRA | |
| 2.60% | $500 | - | 18 Month IRA | |
| 2.25% | $500 | - | 36 Month IRA | |
| 2.00% | $1k | - | 23 Month IRA | |
| 2.00% | $500 | - | 60 Month IRA | |
| 1.75% | $500 | - | 24 Month IRA | |
| 1.51% | $500 | - | 48 Month IRA | |
| 1.41% | $5k | - | 40 Month Bump Up IRA | |
| 1.40% | $500 | - | 12 Month IRA |
