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1St Advantage Federal Credit Union


Overview / Commentary
757-877-2444
110 Cybernetics Way
Yorktown, VA 23693

1St Advantage Federal Credit Union is headquartered in Yorktown and is the 16th largest credit union in the state of Virginia. It is also the 433rd largest credit union in the nation. It was established in 1951 and as of March of 2019, it had grown to 222 employees and 64,179 members at 14 locations. 1St Advantage Federal Credit Union's money market rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership to 1st Advantage FCU is open to those who live, work, attends school or worship in the cities of Williamsburg, Hampton, Chesapeake, Norfolk, Virginia Beach, Portsmouth, Newport News, Poquoson and Suffolk, VA and Currituck and Gates Counties in NC; as well as; the counties of York, Gloucester, Isle of Wight, James City and Mathews, VA.
See current membership details

Reviews (1)

Best rates every time

Posted by: CandyKJ | Nov 17, 2014

I've been with 1st Advantage FCU for years because of their rates. Anytime I want to finance a purchase, they always give me the best rates without the hassle. The application process was quick and easy! They even allowed me to completed everything from a different state!



Health

Health Grade Components

Overall
NCUA #7448
Year Chartered1951
Employees222
Primary Regulator
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD6.49%
Annual Interest Income$8.1MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$711.0MM$691.1MM
LoansQ1 2019vs Q1 2018$583.1MM$552.0MM
DepositsQ1 2019vs Q1 2018$612.5MM$600.5MM
Equity CapitalQ1 2019vs Q1 2018$83.8MM$78.6MM
Loan Loss AllowanceQ1 2019vs Q1 2018$6.2MM$6.0MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$4.7MM$7.1MM
Real Estate OwnedQ1 2019vs Q1 2018$2.1MM$1.8MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not 1St Advantage Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

1St Advantage Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$100-IRA Variable
0.15%$100-Business Regular Savings
0.10%$100-Savings
0.10%$100-Christmas Club
0.10%$100-Vacation Club
0.10%$5-Junior Advantage
0.05%$100-Escrow

1St Advantage Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$250k*-Money Market
OTHER TIERS: 0.20% $1k - $10k | 0.30% $10k - $25k | 0.50% $25k - $75k | 1.00% $75k - $100k | 1.50% $100k - $250k
2.00%--Member Rewards Money Market
2.00%*$250k*-Business Money Market
OTHER TIERS: 0.20% $1k - $10k | 0.30% $10k - $25k | 0.50% $25k - $75k | 1.00% $75k - $100k | 1.50% $100k - $250k

1St Advantage Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$100-Premier Checking
0.10%$500-Preferred Checking
0.10%$1k-Non-Profit Business Checking
0.10%$2.5k-Premier Business Checking

1St Advantage Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$500-55 Month Share Certificate Special
2.75%$500-Business 55 Month Share Certificate Special
2.25%$500-11 Month Share Certificate Special
2.25%$500-36 Month Share Certificate Special
2.25%$500-Business 11 Month Share Certificate Special
2.25%$500-Business 36 Month Share Certificate Special
2.00%$500-48 Month Share Certificate
2.00%$500-60 Month Share Certificate
2.00%$500-Business 23 Month Share Certificate
2.00%$500-Business 48 Month Share Certificate
2.00%$500-Business 60 Month Share Certificate
2.00%$500-23 Month Share Certificate
1.75%$5k-40 Month Bump Up Share Certificate
1.75%$5k-Business 40 Month Bump Up Share Certificate
1.26%$500-12 Month Share Certificate
1.26%$500-24 Month Share Certificate
1.26%$500-Business 12 Month Share Certificate
1.26%$500-Business 24 Month Share Certificate
1.00%$500-6 Month Share Certificate
1.00%$500-Business 6 Month Share Certificate

1St Advantage Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$500-55 Month IRA Special
2.25%$500-11 Month IRA Special
2.25%$500-36 Month IRA Special
2.00%$500-23 Month IRA
2.00%$500-48 Month IRA
2.00%$500-60 Month IRA
1.75%$5k-40 Month Bump Up IRA
1.26%$500-12 Month IRA
1.26%$500-24 Month IRA
Locations

Availability



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