1st Advantage Federal Credit Union


Overview / Commentary
757-872-3535
110 Cybernetics Way
Yorktown, VA 23693

1st Advantage Federal Credit Union is headquartered in Yorktown and is the 17th largest credit union in the state of Virginia. It is also the 453rd largest credit union in the nation. It was established in 1951 and as of June of 2023, it had grown to 213 employees and 70,418 members at 13 locations. 1st Advantage Federal Credit Union's money market rates are 9X the national average, and it has an A health rating.

Field of Membership Restrictions

1st Advantage Federal Credit Union is open to those who live, work, worship, or attend school in the Virginia cities of Chesapeake, Hampton, Newport News, Norfolk, Poquoson, Portsmouth, Richmond, Suffolk, Virginia Beach, or Williamsburg; the Virginia counties of Gloucester, Isle of Wight, James City, Mathews, or York; the North Carolina counties of Currituck or Gates.
See current membership details

Reviews (1)

Best rates every time

Posted by: |

I've been with 1st Advantage FCU for years because of their rates. Anytime I want to finance a purchase, they always give me the best rates without the hassle. The application process was quick and easy! They even allowed me to completed everything from a different state!



Health

Health Grade Components

Overall
NCUA #7448
Year Chartered1951
Employees213
Primary Regulator
Profit Margin
Return on Assets - YTD1.99%
Return on Equity - YTD16.93%
Annual Interest Income$23.5MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$950.4MM$946.0MM
LoansQ2 2023vs Q2 2022$690.3MM$647.8MM
DepositsQ2 2023vs Q2 2022$822.8MM$830.1MM
Equity CapitalQ2 2023vs Q2 2022$112.5MM$99.1MM
Loan Loss AllowanceQ2 2023vs Q2 2022$4.0MM$4.6MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$3.9MM$3.8MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not 1st Advantage Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

1st Advantage Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$100-IRA Variable
0.05%$100-Basic Savings
0.05%$100-Escrow
0.05%$100-Business Regular Savings
0.05%$100-Youth Savings Account
0.05%$100-Membership Savings

1st Advantage Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$1m*-Performance Plus Money Market
OTHER TIERS: 1.40% $25k - $50k | 1.50% $50k - $100k | 2.00% $100k - $250k | 2.50% $250k - $500k | 3.25% $500k - $1m
4.00%*$1m*-Business Performance Plus Money Market
OTHER TIERS: 2.50% $25k - $50k | 2.75% $50k - $100k | 3.00% $100k - $250k | 3.50% $250k - $1m
2.00%*-$10kMember Rewards Money Market
OTHER TIERS: 0.05% $10k+
1.45%*$1m*-Money Market
OTHER TIERS: 0.50% $2.5k - $10k | 0.65% $10k - $75k | 0.75% $75k - $250k | 1.00% $250k - $500k | 1.10% $500k - $1m
1.45%*$1m*-Business Money Market
OTHER TIERS: 0.50% $2.5k - $10k | 0.65% $10k - $75k | 0.75% $75k - $250k | 1.00% $250k - $500k | 1.10% $500k - $1m

1st Advantage Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*-$7.5kHigh Yield Checking
OTHER TIERS: 0.05% $7.5k+
0.05%$100-Premier Checking
0.05%$250-Preferred Checking
0.05%$1k-Non-Profit Business Checking
0.05%$2.5k-Premier Business Checking

1st Advantage Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.30%$500-11 Month Share Certificate Special
5.30%$500-Business 11 Month Share Certificate Special
3.00%$500-24 Month Share Certificate
3.00%$500-Business 24 Month Share Certificate
2.75%$500-36 Month Share Certificate
2.75%$500-48 Month Share Certificate
2.75%$500-60 Month Share Certificate
2.75%$500-Business 36 Month Share Certificate
2.75%$500-Business 48 Month Share Certificate
2.75%$500-Business 60 Month Share Certificate
2.75%$500-Business 55 Month Share Certificate
2.00%$500-6 Month Share Certificate
2.00%$500-Business 6 Month Share Certificate
2.00%$5k-40 Month Bump Up Share Certificate
2.00%$5k-Business 40 Month Bump Up Share Certificate
1.00%$500-12 Month Share Certificate
1.00%$500-Business 12 Month Share Certificate

1st Advantage Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.30%$500-11 Month IRA Certificate Special
3.00%$500-24 Month IRA Certificate
2.75%$500-36 Month IRA Certificate
2.75%$500-48 Month IRA Certificate
2.75%$500-60 Month IRA Certificate
2.00%$5k-40 Month Bump Up IRA Certificate
1.00%$500-12 Month IRA Certificate
Locations

Availability



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