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1St Advantage Federal Credit Union


Overview / Commentary
www.1stadvantage.org
757-877-2444
110 Cybernetics Way
Yorktown, VA 23693

1St Advantage Federal Credit Union is headquartered in Yorktown and is the 16th largest credit union in the state of Virginia. It is also the 437th largest credit union in the nation. It was established in 1951 and as of September of 2019, it had grown to 227 employees and 64,414 members at 14 locations. 1St Advantage Federal Credit Union's money market rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership to 1st Advantage FCU is open to those who live, work, attends school or worship in the cities of Williamsburg, Hampton, Chesapeake, Norfolk, Virginia Beach, Portsmouth, Newport News, Poquoson and Suffolk, VA and Currituck and Gates Counties in NC; as well as; the counties of York, Gloucester, Isle of Wight, James City and Mathews, VA.
See current membership details

Reviews (1)

Best rates every time

Posted by: |

I've been with 1st Advantage FCU for years because of their rates. Anytime I want to finance a purchase, they always give me the best rates without the hassle. The application process was quick and easy! They even allowed me to completed everything from a different state!

1


Health
A

Data as of Q3 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #7448
Year Chartered1951
Employees227
Primary Regulator
Profit Margin
Return on Assets - YTD1.07%
Return on Equity - YTD8.69%
Annual Interest Income$24.6MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$719.5MM$688.6MM
LoansQ3 2019vs Q3 2018$569.2MM$582.5MM
DepositsQ3 2019vs Q3 2018$617.8MM$594.9MM
Equity CapitalQ3 2019vs Q3 2018$88.4MM$80.4MM
Loan Loss AllowanceQ3 2019vs Q3 2018$4.9MM$6.3MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$3.5MM$5.9MM
Real Estate OwnedQ3 2019vs Q3 2018$2.1MM$3.0MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

1St Advantage Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$100-IRA Variable
0.15%$100-Business Regular Savings
0.10%$100-Savings
0.10%$100-Christmas Club
0.10%$100-Vacation Club
0.10%$100-Youth Savings Account
0.05%$100-Escrow

1St Advantage Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$10kMember Rewards Money Market
OTHER TIERS: 0.20% → $10k+
1.90%*$250k*-Money Market
OTHER TIERS: 0.20% → $1k - $10k | 0.30% → $10k - $25k | 0.50% → $25k - $75k | 0.75% → $75k - $100k | 1.25% → $100k - $250k
1.90%*$250k*-Business Money Market
OTHER TIERS: 0.20% → $1k - $10k | 0.30% → $10k - $25k | 0.50% → $25k - $75k | 0.75% → $75k - $100k | 1.25% → $100k - $250k

1St Advantage Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$100-Premier Checking
0.10%$500-Preferred Checking
0.10%$1k-Non-Profit Business Checking
0.10%$2.5k-Premier Business Checking

1St Advantage Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$500-55 Month Share Certificate Special
2.25%$500-Business 55 Month Share Certificate Special
2.00%$500-48 Month Share Certificate
2.00%$500-60 Month Share Certificate
2.00%$500-Business 48 Month Share Certificate
2.00%$500-Business 60 Month Share Certificate
1.75%$5k-40 Month Bump Up Share Certificate
1.75%$5k-Business 40 Month Bump Up Share Certificate
1.75%$500-11 Month Share Certificate Special
1.75%$500-36 Month Share Certificate Special
1.75%$500-Business 11 Month Share Certificate Special
1.75%$500-Business 36 Month Share Certificate Special
1.26%$500-24 Month Share Certificate
1.26%$500-Business 24 Month Share Certificate
1.10%$500-12 Month Share Certificate
1.10%$500-Business 12 Month Share Certificate
1.00%$500-6 Month Share Certificate
1.00%$500-Business 6 Month Share Certificate

1St Advantage Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$500-55 Month IRA Special
2.00%$500-48 Month IRA
2.00%$500-60 Month IRA
1.75%$5k-40 Month Bump Up IRA
1.75%$500-11 Month IRA Special
1.75%$500-36 Month IRA Special
1.26%$500-24 Month IRA
1.10%$500-12 Month IRA
Locations

Availability



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