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1St Advantage Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.28%5-year CD60 Month Share Certificate
1.85% - Synchrony Bank 60 Month CDAdvertisement
0.60%1-year CD12 Month Share Certificate
1.05% - Ally Bank High Yield 12-Month CDAdvertisement
0.10%SavingsSavings
1.00% - Ally Bank Online Savings AccountAdvertisement
View all 1St Advantage Federal Credit Union rates »

Overview / Commentary
www.1stadvantage.org
757-877-2444
110 Cybernetics Way
Yorktown, VA 23693

1St Advantage Federal Credit Union is headquartered in Yorktown and is the 15th largest credit union in the state of Virginia. It is also the 411th largest credit union in the nation. It was established in 1951 and as of June of 2016, it had grown to 197 employees and 57,139 members at 13 locations. 1St Advantage Federal Credit Union's money market rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to live, work, worship or attend school in Gloucester County, York County, the City of Williamsburg, James City County, the City of Newport News, the City of Hampton, and the City of Poquoson, or iimmediate family of a member..
See current membership details

Reviews (1)

Best rates every time

Posted by: CandyKJ | Nov 17, 2014

I've been with 1st Advantage FCU for years because of their rates. Anytime I want to finance a purchase, they always give me the best rates without the hassle. The application process was quick and easy! They even allowed me to completed everything from a different state!

1


Health
B+

Data as of Q2 2016

Learn more about bank health

Health Grade Components

Overall
NCUA #7448
Year Chartered1951
Employees197
Primary Regulator
Profit Margin
Return on Assets - YTD0.61%
Return on Equity - YTD5.28%
Annual Interest Income$12.9MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$634.2MM$614.9MM
LoansQ2 2016vs Q2 2015$493.2MM$450.0MM
DepositsQ2 2016vs Q2 2015$524.7MM$518.9MM
Equity CapitalQ2 2016vs Q2 2015$73.0MM$68.6MM
Loan Loss AllowanceQ2 2016vs Q2 2015$4.7MM$4.7MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$6.1MM$5.7MM
Real Estate OwnedQ2 2016vs Q2 2015$3.0MM$311.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

1St Advantage Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$100-IRA Variable
0.15%$100-Business Regular Savings
0.10%$100-Savings
0.10%$100-Christmas Club
0.10%$100-Vacation Club
0.10%--Junior Advantage
0.05%$100-Escrow

1St Advantage Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$100k*-Money Market
OTHER TIERS: 0.10% → $75k - $100k | 0.12% → $25k - $75k | 0.20% → $10k - $25k | 0.23% → $2,500 - $10k | 0.35% → $1k - $2,500
1.00%*$100k*-Business Money Market
OTHER TIERS: 0.10% → $1k - $2,500 | 0.12% → $2,500 - $10k | 0.20% → $10k - $25k | 0.23% → $25k - $75k | 0.35% → $75k - $100k
0.31%--Member Rewards Money Market

1St Advantage Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$100-Premier Checking
0.10%$500-Preferred Checking
0.10%$1k-Business Non-Profit Checking
0.10%$2,500-Business Premier Checking

1St Advantage Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.28%$500-60 Month Share Certificate
1.28%$500-Business 60 Month Share Certificate
1.26%$5k-Business 40 Month Bump Up Share Certificate Special
1.26%$5k-40 Month Bump Up Share Certificate Special
1.08%$500-48 Month Share Certificate
1.08%$500-Business 48 Month Share Certificate
0.99%$500-36 Month Share Certificate
0.99%$500-Business 36 Month Share Certificate
0.90%$1k-Business 23 Month Share Certificate
0.90%$1k-23 Month Share Certificate
0.60%$500-12 Month Share Certificate
0.60%$500-Business 12 Month Share Certificate
0.51%$500-24 Month Share Certificate
0.51%$500-Business 24 Month Share Certificate
0.39%$500-6 Month Share Certificate
0.39%$500-Business 6 Month Share Certificate

1St Advantage Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.28%$500-60 Month IRA
1.26%$5k-40 Month Bump Up IRA Special
1.08%$500-48 Month IRA
0.99%$500-36 Month IRA
0.90%$1k-23 Month IRA
0.51%$500-24 Month IRA
0.36%$500-12 Month IRA
Locations

1St Advantage Federal Credit Union has 13 locations. Click to view all 1St Advantage Federal Credit Union locations.