1St Advantage Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.76% | 5-year CD | 60 Month Share Certificate 2.50% - Ally Bank High Yield 5 Year CD |
| 1.15% | 1-year CD | 12 Month Share Certificate |
| 0.10% | Savings | Savings |
1St Advantage Federal Credit Union is headquartered in Yorktown and is the 16th largest credit union in the state of Virginia. It is also the 424th largest credit union in the nation. It was established in 1951 and as of December of 2017, it had grown to 198 employees and 60,204 members at 14 locations. 1St Advantage Federal Credit Union's money market rates are 2X the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to live, work, worship or attend school in Gloucester County, York County, the City of Williamsburg, James City County, the City of Newport News, the City of Hampton, and the City of Poquoson, or iimmediate family of a member..
See current membership details
Best rates every time
I've been with 1st Advantage FCU for years because of their rates. Anytime I want to finance a purchase, they always give me the best rates without the hassle. The application process was quick and easy! They even allowed me to completed everything from a different state!
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 7448 |
| Year Chartered | 1951 |
| Employees | 198 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.38% |
| Return on Equity - YTD | 3.35% |
| Annual Interest Income | $29.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $671.9MM$638.9MM |
| Loans | Q4 2017vs Q4 2016 | $556.3MM$521.0MM |
| Deposits | Q4 2017vs Q4 2016 | $573.9MM$545.0MM |
| Equity Capital | Q4 2017vs Q4 2016 | $77.0MM$74.4MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $5.9MM$5.2MM |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $9.2MM$7.8MM |
| Real Estate Owned | Q4 2017vs Q4 2016 | $1.9MM$2.8MM |
Always verify rates and promotions with the bank or credit union. We are not 1St Advantage Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
1St Advantage Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $100 | - | IRA Variable | |
| 0.15% | $100 | - | Business Regular Savings | |
| 0.10% | $100 | - | Savings | |
| 0.10% | $100 | - | Christmas Club | |
| 0.10% | $100 | - | Vacation Club | |
| 0.10% | - | - | Junior Advantage | |
| 0.05% | $100 | - | Escrow |
1St Advantage Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | $100k* | - | Money Market | ||
| OTHER TIERS: 0.10% → $1k - $2,500 | 0.12% → $2,500 - $10k | 0.20% → $10k - $25k | 0.23% → $25k - $75k | 0.35% → $75k - $100k | |||||
| 1.00%* | $100k* | - | Business Money Market | ||
| OTHER TIERS: 0.10% → $1k - $2,500 | 0.12% → $2,500 - $10k | 0.20% → $10k - $25k | 0.23% → $25k - $75k | 0.35% → $75k - $100k | |||||
| 0.31% | - | - | Member Rewards Money Market | ||
1St Advantage Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $100 | - | Premier Checking | |
| 0.10% | $500 | - | Preferred Checking | |
| 0.10% | $1k | - | Business Non-Profit Checking | |
| 0.10% | $2,500 | - | Business Premier Checking |
1St Advantage Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.25% | $500 | - | 55 Month Share Certificate Special | |
| 2.25% | $500 | - | Business 55 Month Share Certificate | |
| 1.76% | $500 | - | 60 Month Share Certificate | |
| 1.76% | $500 | - | Business 60 Month Share Certificate | |
| 1.65% | $1k | - | Business 23 Month Share Certificate | |
| 1.65% | $500 | - | 23 Month Share Certificate Special | |
| 1.61% | $500 | - | 36 Month Share Certificate | |
| 1.61% | $500 | - | Business 36 Month Share Certificate | |
| 1.51% | $500 | - | 48 Month Share Certificate | |
| 1.51% | $500 | - | Business 48 Month Share Certificate | |
| 1.41% | $5k | - | Business 40 Month Bump Up Share Certificate Special | |
| 1.41% | $5k | - | 40 Month Bump Up Share Certificate Special | |
| 1.40% | $500 | - | 24 Month Share Certificate | |
| 1.40% | $500 | - | Business 24 Month Share Certificate | |
| 1.31% | $500 | - | 18 Month Share Certificate | |
| 1.31% | $500 | - | Business 18 Month Share Certificate | |
| 1.15% | $500 | - | 12 Month Share Certificate | |
| 1.15% | $500 | - | Business 12 Month Share Certificate | |
| 0.60% | $500 | - | 6 Month Share Certificate | |
| 0.60% | $500 | - | Business 6 Month Share Certificate |
1St Advantage Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.25% | $500 | - | 55 Month IRA | |
| 1.76% | $500 | - | 60 Month IRA | |
| 1.65% | $1k | - | 23 Month IRA | |
| 1.61% | $500 | - | 36 Month IRA | |
| 1.51% | $500 | - | 48 Month IRA | |
| 1.41% | $5k | - | 40 Month Bump Up IRA Special | |
| 1.40% | $500 | - | 24 Month IRA | |
| 1.31% | $500 | - | 18 Month IRA | |
| 1.15% | $500 | - | 12 Month IRA |
