1st Advantage Federal Credit Union is headquartered in Yorktown and is the 16th largest credit union in the state of Virginia. It is also the 442nd largest credit union in the nation. It was established in 1951 and as of December of 2021, it had grown to 194 employees and 69,552 members at 13 locations. 1st Advantage Federal Credit Union has an A health rating.
1st Advantage FCU is open to those who live, work, go to school or worship in the cities of Williamsburg, Hampton, Chesapeake, Norfolk, Virginia Beach, Portsmouth, Newport News, Poquoson and Suffolk, VA and Currituck and Gates Counties in NC; as well as; the counties of York, Gloucester, Isle of Wight, James City and Mathews, VA.
See current membership details
I've been with 1st Advantage FCU for years because of their rates. Anytime I want to finance a purchase, they always give me the best rates without the hassle. The application process was quick and easy! They even allowed me to completed everything from a different state!
Overall | |
---|---|
NCUA # | 7448 |
Year Chartered | 1951 |
Employees | 194 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.79% |
Return on Equity - YTD | 7.18% |
Annual Interest Income | $28.4MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2021vs Q4 2020 | $927.3MM$851.0MM |
Loans | Q4 2021vs Q4 2020 | $586.8MM$564.1MM |
Deposits | Q4 2021vs Q4 2020 | $810.6MM$742.7MM |
Equity Capital | Q4 2021vs Q4 2020 | $101.3MM$94.8MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $4.9MM$5.9MM |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $4.4MM$4.5MM |
Real Estate Owned | Q4 2021vs Q4 2020 | $0$256.00K |
Always verify rates and promotions with the bank or credit union. We are not 1st Advantage Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | $100 | - | Premier Checking | |
0.05% | $250 | - | Preferred Checking | |
0.05% | $1k | - | Non-Profit Business Checking | |
0.05% | $2.5k | - | Premier Business Checking |