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1st Bank of Sea Isle City


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.1stbankseaisle.com
609-263-8570
4301 Landis Avenue
Sea Isle City, NJ 08243

1st Bank of Sea Isle City is headquartered in SEA ISLE CITY and is the 43rd largest bank in the state of New Jersey. It is also the 2,455th largest bank in the nation. It was established in 1882 and as of March of 2025, it had grown to 46 employees at 3 locations. 1st Bank of Sea Isle City's savings rates are 4X the national average, and it has an A health rating.

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Health
A

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #30367
Year Established1882
Employees46
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.01%
Return on Equity - YTD-0.1%
Annual Interest Income$3.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$310.6MM$304.7MM
LoansQ1 2025vs Q1 2024$239.4MM$234.5MM
DepositsQ1 2025vs Q1 2024$225.6MM$213.6MM
Equity CapitalQ1 2025vs Q1 2024$29.3MM$29.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.4MM$1.3MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$0$525K
Real Estate OwnedQ1 2025vs Q1 2024$242K$462K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

1st Bank of Sea Isle City Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.01%*$50k*-Step-Saver
OTHER TIERS: 0.50% → $0 - $5k | 0.75% → $5k - $25k | 1.00% → $25k - $50k
0.05%$10-Passbook
0.05%$10-Statement Savings

1st Bank of Sea Isle City Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-NOW Checking
0.05%$100-Small Business Checking
0.05%$100-1st Choice Checking with Interest

1st Bank of Sea Isle City CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%$50k-5 Month CD Special
3.75%$10k-7 Month CD Special
0.42%$500-60 Months CD
0.39%$500-36 Months CD
0.36%$500-18 Months CD
0.36%$500-24 Months CD
0.36%$500-30 Months CD
0.33%$500-9 Months CD
0.33%$500-12 Months CD
0.33%$500-15 Months CD
0.25%$1k-182 Days CD
0.22%$1k-91 Days CD

1st Bank of Sea Isle City IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.42%$500-60 Month IRA
0.36%$500-18 Months Traditional IRA
0.36%$500-18 Month Variable IRA
0.05%$10-Passbook IRA
Locations


1st Bank of Sea Isle City Locations
Swainton Branch1615 Route 9 NorthCape May Court House, NJ 08210
2072 Shore Rd Branch2072 S. Shore RoadSeaville, NJ 08230
1st Bank Of Sea Isle City4301 Landis AveSea Isle City, NJ 08243

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