1st Bank of Sea Isle City

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.1stbankseaisle.com

609-263-8570

4301 Landis Avenue
Sea Isle City, NJ 08243

1st Bank of Sea Isle City is headquartered in SEA ISLE CITY and is the 43^rd largest bank in the state of New Jersey. It is also the 2,455^th largest bank in the nation. It was established in 1882 and as of March of 2025, it had grown to 46 employees at 3 locations. 1st Bank of Sea Isle City's savings rates are 4X the national average, and it has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	30367
Year Established	1882
Employees	46
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	-0.01%
Return on Equity - YTD	-0.1%
Annual Interest Income	$3.3MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$310.6MM$304.7MM
Loans	Q1 2025vs Q1 2024	$239.4MM$234.5MM
Deposits	Q1 2025vs Q1 2024	$225.6MM$213.6MM
Equity Capital	Q1 2025vs Q1 2024	$29.3MM$29.4MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.4MM$1.3MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$0$525K
Real Estate Owned	Q1 2025vs Q1 2024	$242K$462K

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

1st Bank of Sea Isle City Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.01%^*	$50k^*	-	Step-Saver
OTHER TIERS: 0.50% → $0 - $5k \| 0.75% → $5k - $25k \| 1.00% → $25k - $50k
0.05%	$10	-	Passbook
0.05%	$10	-	Statement Savings

1st Bank of Sea Isle City Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%	$100	-	NOW Checking
0.05%	$100	-	Small Business Checking
0.05%	$100	-	1st Choice Checking with Interest

1st Bank of Sea Isle City CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.10%	$50k	-	5 Month CD Special
3.75%	$10k	-	7 Month CD Special
0.42%	$500	-	60 Months CD
0.39%	$500	-	36 Months CD
0.36%	$500	-	18 Months CD
0.36%	$500	-	24 Months CD
0.36%	$500	-	30 Months CD
0.33%	$500	-	9 Months CD
0.33%	$500	-	12 Months CD
0.33%	$500	-	15 Months CD
0.25%	$1k	-	182 Days CD
0.22%	$1k	-	91 Days CD

1st Bank of Sea Isle City IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.42%	$500	-	60 Month IRA
0.36%	$500	-	18 Months Traditional IRA
0.36%	$500	-	18 Month Variable IRA
0.05%	$10	-	Passbook IRA

Locations

1st Bank of Sea Isle City Locations
Swainton Branch	1615 Route 9 North	Cape May Court House, NJ 08210
2072 Shore Rd Branch	2072 S. Shore Road	Seaville, NJ 08230
1st Bank Of Sea Isle City	4301 Landis Ave	Sea Isle City, NJ 08243

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