1st Bank Yuma is headquartered in YUMA and is the 5th largest bank in the state of Arizona. It is also the 1,529th largest bank in the nation. It was established in 2001 and as of March of 2025, it had grown to 83 employees at 5 locations. 1st Bank Yuma's money market rates are 14% higher than the national average, and it has a B+ health rating.
My wife and I are new to the Yuma area. We are snowbirds and are looking to make Yuma a part time home. We went to the 1800 S.4th Avenue branch yesterday and were treated in a dismissive manner. The loan office did not get up to greet us, she just called us into here office. After giving her a local utility bill, she proceeded to point out non-existent problems. The bill didn't have both our name (it did), it didn't show the site # of the RV park we were staying at (it did) at this point she said she had to get approval. When she came back she said we needed to bring in a copy of our lease. We felt that this person would continue to find reasons for us not letting us get an account with the bank, so we left.
I want to say that i called the bank twice before we showed up. We were told that there would be no problem in our getting a checking account. One girl i talked to laughed and said the bank has many "snowbirds" and we were more than welcome to come and get an account. Even the teller (when we walked in) told us it would be easy to do this.
My wife and i have been in Yuma for 3 weeks now. Yesterday was the first time we felt like we were not welcome either in the city or your bank.
We will not be referring your bank to any of our friends and i will gladly tell this tale of ours to all who will listen.
Overall | |
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FDIC Certificate # | 57298 |
Year Established | 2001 |
Employees | 83 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 1.91% |
Return on Equity - YTD | 20.58% |
Annual Interest Income | $7.1MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $619.3MM$610.3MM |
Loans | Q1 2025vs Q1 2024 | $313.5MM$291.9MM |
Deposits | Q1 2025vs Q1 2024 | $558.2MM$559.3MM |
Equity Capital | Q1 2025vs Q1 2024 | $57.8MM$46.9MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $3.2MM$3.4MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $1.5MM$638K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not 1st Bank Yuma; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
2.96% | $0 | $25k | 1st Rate Rewards Checking | |
0.08% | $5k | - | 1st Elite Checking | |
0.03% | $1.5k | - | 1st Executive Checking | |
0.03% | $1.5k | - | 1st Business Interest Checking |
1st Bank Yuma Locations | ||
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1st Bank Yuma | 2799 S 4th Ave | Yuma, AZ 85364 |
San Luis Branch | 645 N William Brooks Ave | San Luis, AZ 85349 |
Yuma Branch | 1800 S 4th Ave | Yuma, AZ 85364 |
Lake Havasu Avenue Branch | 1021 North Lake Havasu Avenue | Lake Havasu City, AZ 86403 |
Nogales Branch | 825 North Grand Avenue, Suite 104 | Nogales, AZ 85621 |