1st Bank Yuma is headquartered in Yuma and is the 4th largest bank in the state of Arizona. It is also the 1,520th largest bank in the nation. It was established in 2001 and as of June of 2022, it had grown to 73 employees at 5 locations. 1st Bank Yuma has a B+ health rating.
My wife and I are new to the Yuma area. We are snowbirds and are looking to make Yuma a part time home. We went to the 1800 S.4th Avenue branch yesterday and were treated in a dismissive manner. The loan office did not get up to greet us, she just called us into here office. After giving her a local utility bill, she proceeded to point out non-existent problems. The bill didn't have both our name (it did), it didn't show the site # of the RV park we were staying at (it did) at this point she said she had to get approval. When she came back she said we needed to bring in a copy of our lease. We felt that this person would continue to find reasons for us not letting us get an account with the bank, so we left.
I want to say that i called the bank twice before we showed up. We were told that there would be no problem in our getting a checking account. One girl i talked to laughed and said the bank has many "snowbirds" and we were more than welcome to come and get an account. Even the teller (when we walked in) told us it would be easy to do this.
My wife and i have been in Yuma for 3 weeks now. Yesterday was the first time we felt like we were not welcome either in the city or your bank.
We will not be referring your bank to any of our friends and i will gladly tell this tale of ours to all who will listen.
|FDIC Certificate #||57298|
|Return on Assets - YTD||1.19%|
|Return on Equity - YTD||16.05%|
|Annual Interest Income||$9.1MM|
|Assets and Liabilities|
|Assets||Q2 2022vs Q2 2021||$591.2MM$562.8MM|
|Loans||Q2 2022vs Q2 2021||$256.5MM$262.1MM|
|Deposits||Q2 2022vs Q2 2021||$551.4MM$512.5MM|
|Equity Capital||Q2 2022vs Q2 2021||$36.6MM$47.2MM|
|Loan Loss Allowance||Q2 2022vs Q2 2021||$3.5MM$3.4MM|
|Unbacked Noncurrent Loans||Q2 2022vs Q2 2021||$2.3MM$0|
|Real Estate Owned||Q2 2022vs Q2 2021||$0$0|
Rates for 1st Bank Yuma are currently being reviewed.
|1st Bank Yuma Locations|
|1st Bank Yuma||2799 S 4th Ave||Yuma, AZ 85364|
|San Luis Branch||645 N William Brooks Ave||San Luis, AZ 85349|
|Yuma Branch||1800 S 4th Ave||Yuma, AZ 85364|
|Lake Havasu Avenue Branch||1021 North Lake Havasu Avenue||Lake Havasu City, AZ 86403|
|Nogales Branch||825 North Grand Avenue, Suite 104||Nogales, AZ 85621|