1st Bank Yuma

Overview / Commentary
2799 South 4th Avenue
Yuma, AZ 85364

1st Bank Yuma is headquartered in Yuma and is the 4th largest bank in the state of Arizona. It is also the 1,520th largest bank in the nation. It was established in 2001 and as of June of 2022, it had grown to 73 employees at 5 locations. 1st Bank Yuma has a B+ health rating.

Reviews (1)


My wife and I are new to the Yuma area. We are snowbirds and are looking to make Yuma a part time home. We went to the 1800 S.4th Avenue branch yesterday and were treated in a dismissive manner. The loan office did not get up to greet us, she just called us into here office. After giving her a local utility bill, she proceeded to point out non-existent problems. The bill didn't have both our name (it did), it didn't show the site # of the RV park we were staying at (it did) at this point she said she had to get approval. When she came back she said we needed to bring in a copy of our lease. We felt that this person would continue to find reasons for us not letting us get an account with the bank, so we left.
I want to say that i called the bank twice before we showed up. We were told that there would be no problem in our getting a checking account. One girl i talked to laughed and said the bank has many "snowbirds" and we were more than welcome to come and get an account. Even the teller (when we walked in) told us it would be easy to do this.
My wife and i have been in Yuma for 3 weeks now. Yesterday was the first time we felt like we were not welcome either in the city or your bank.
We will not be referring your bank to any of our friends and i will gladly tell this tale of ours to all who will listen.


Health Grade Components

FDIC Certificate #57298
Year Established2001
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.19%
Return on Equity - YTD16.05%
Annual Interest Income$9.1MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$591.2MM$562.8MM
LoansQ2 2022vs Q2 2021$256.5MM$262.1MM
DepositsQ2 2022vs Q2 2021$551.4MM$512.5MM
Equity CapitalQ2 2022vs Q2 2021$36.6MM$47.2MM
Loan Loss AllowanceQ2 2022vs Q2 2021$3.5MM$3.4MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$2.3MM$0
Real Estate OwnedQ2 2022vs Q2 2021$0$0

Rates for 1st Bank Yuma are currently being reviewed.


1st Bank Yuma Locations
1st Bank Yuma2799 S 4th AveYuma, AZ 85364
San Luis Branch645 N William Brooks AveSan Luis, AZ 85349
Yuma Branch1800 S 4th AveYuma, AZ 85364
Lake Havasu Avenue Branch1021 North Lake Havasu AvenueLake Havasu City, AZ 86403
Nogales Branch825 North Grand Avenue, Suite 104Nogales, AZ 85621

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