1st Bank Yuma

Overview / Commentary

www.1stbankyuma.com

928-783-3334

2799 South 4th Avenue
Yuma, AZ 85364

1st Bank Yuma is headquartered in Yuma and is the 4^th largest bank in the state of Arizona. It is also the 1,598^th largest bank in the nation. It was established in 2001 and as of December of 2021, it had grown to 71 employees at 5 locations. 1st Bank Yuma has an A health rating.

Reviews (1)

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CUSTOMER SERVICE

Posted by: JOHN_ERICKSON | Dec 3, 2021

My wife and I are new to the Yuma area. We are snowbirds and are looking to make Yuma a part time home. We went to the 1800 S.4th Avenue branch yesterday and were treated in a dismissive manner. The loan office did not get up to greet us, she just called us into here office. After giving her a local utility bill, she proceeded to point out non-existent problems. The bill didn't have both our name (it did), it didn't show the site # of the RV park we were staying at (it did) at this point she said she had to get approval. When she came back she said we needed to bring in a copy of our lease. We felt that this person would continue to find reasons for us not letting us get an account with the bank, so we left.
I want to say that i called the bank twice before we showed up. We were told that there would be no problem in our getting a checking account. One girl i talked to laughed and said the bank has many "snowbirds" and we were more than welcome to come and get an account. Even the teller (when we walked in) told us it would be easy to do this.
My wife and i have been in Yuma for 3 weeks now. Yesterday was the first time we felt like we were not welcome either in the city or your bank.
We will not be referring your bank to any of our friends and i will gladly tell this tale of ours to all who will listen.

Comment

Health

Data as of Q4 2021

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	57298
Year Established	2001
Employees	71
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.33%
Return on Equity - YTD	15.68%
Annual Interest Income	$17.6MM

Assets and Liabilities
Assets	Q4 2021vs Q4 2020	$563.0MM$499.5MM
Loans	Q4 2021vs Q4 2020	$266.7MM$284.4MM
Deposits	Q4 2021vs Q4 2020	$510.4MM$452.2MM
Equity Capital	Q4 2021vs Q4 2020	$49.2MM$43.4MM
Loan Loss Allowance	Q4 2021vs Q4 2020	$3.4MM$3.3MM
Unbacked Noncurrent Loans	Q4 2021vs Q4 2020	$786.00K$0
Real Estate Owned	Q4 2021vs Q4 2020	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not 1st Bank Yuma; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

1st Bank Yuma Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%^*	$500k^*	-	1st Elite Savings
OTHER TIERS: 0.08% → $50k - $100k \| 0.10% → $100k - $250k \| 0.15% → $250k - $500k
0.20%^*	$500k^*	-	1st Elite Business Savings
OTHER TIERS: 0.08% → $50k - $100k \| 0.10% → $100k - $250k \| 0.15% → $250k - $500k
0.03%	$100	-	1st Select Savings
0.03%	$100	-	1st Select Business Savings

1st Bank Yuma Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%^*	$100k^*	-	1st Premium Money Market Account
OTHER TIERS: 0.02% → $10k - $25k \| 0.03% → $25k - $50k \| 0.08% → $50k - $100k
0.10%^*	$100k^*	-	1st Business Money Market Account
OTHER TIERS: 0.02% → $10k - $25k \| 0.03% → $25k - $50k \| 0.08% → $50k - $100k

1st Bank Yuma Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%	-	$25k	1st Rate Rewards Checking
0.08%	$5k	-	1st Elite Checking
0.03%	$1.5k	-	1st Executive Checking
0.03%	$1.5k	-	1st Business Interest Checking

1st Bank Yuma CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%^*	$100k^*	-	5 Year CD
OTHER TIERS: 0.35% → $1k - $100k
0.40%^*	$100k^*	-	Business 5 Year CD
OTHER TIERS: 0.35% → $1k - $100k
0.35%^*	$100k^*	-	4 Year CD
OTHER TIERS: 0.30% → $1k - $100k
0.35%^*	$100k^*	-	Business 4 Year CD
OTHER TIERS: 0.30% → $1k - $100k
0.30%^*	$100k^*	-	3 Year CD
OTHER TIERS: 0.25% → $1k - $100k
0.30%^*	$100k^*	-	Business 3 Year CD
OTHER TIERS: 0.25% → $1k - $100k
0.20%^*	$100k^*	-	2 Year CD
OTHER TIERS: 0.15% → $1k - $100k
0.20%^*	$100k^*	-	Business 2 Year CD
OTHER TIERS: 0.15% → $1k - $100k
0.17%^*	$100k^*	-	18 Month CD
OTHER TIERS: 0.13% → $1k - $100k
0.17%^*	$100k^*	-	Business 18 Month CD
OTHER TIERS: 0.13% → $1k - $100k
0.15%^*	$100k^*	-	1 Year CD
OTHER TIERS: 0.10% → $1k - $100k
0.15%^*	$100k^*	-	Business 1 Year CD
OTHER TIERS: 0.10% → $1k - $100k
0.12%^*	$100k^*	-	180-364 Day CD
OTHER TIERS: 0.07% → $1k - $100k
0.12%^*	$100k^*	-	Business 180-364 Day CD
OTHER TIERS: 0.07% → $1k - $100k
0.08%^*	$100k^*	-	90-179 Day CD
OTHER TIERS: 0.03% → $1k - $100k
0.08%^*	$100k^*	-	Business 90-179 Day CD
OTHER TIERS: 0.03% → $1k - $100k
0.05%^*	$100k^*	-	7-31 Day CD
OTHER TIERS: 0.03% → $1k - $100k
0.05%^*	$100k^*	-	32-89 Day CD
OTHER TIERS: 0.03% → $1k - $100k
0.05%^*	$100k^*	-	Business 7-31 Day CD
OTHER TIERS: 0.03% → $1k - $100k
0.05%^*	$100k^*	-	Business 32-89 Day CD
OTHER TIERS: 0.03% → $1k - $100k

1st Bank Yuma IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%^*	$100k^*	-	5 Year IRA
OTHER TIERS: 0.35% → $1k - $100k
0.40%^*	$100k^*	-	Business 5 Year IRA
OTHER TIERS: 0.35% → $1k - $100k
0.35%^*	$100k^*	-	4 Year IRA
OTHER TIERS: 0.30% → $1k - $100k
0.35%^*	$100k^*	-	Business 4 Year IRA
OTHER TIERS: 0.30% → $1k - $100k
0.30%^*	$100k^*	-	3 Year IRA
OTHER TIERS: 0.25% → $1k - $100k
0.30%^*	$100k^*	-	Business 3 Year IRA
OTHER TIERS: 0.25% → $1k - $100k
0.20%^*	$100k^*	-	2 Year IRA
OTHER TIERS: 0.15% → $1k - $100k
0.20%^*	$100k^*	-	Business 2 Year IRA
OTHER TIERS: 0.15% → $1k - $100k
0.17%^*	$100k^*	-	18 Month IRA
OTHER TIERS: 0.13% → $1k - $100k
0.17%^*	$100k^*	-	Business 18 Month IRA
OTHER TIERS: 0.13% → $1k - $100k
0.15%^*	$100k^*	-	1 Year IRA
OTHER TIERS: 0.10% → $1k - $100k
0.15%^*	$100k^*	-	Business 1 Year IRA
OTHER TIERS: 0.10% → $1k - $100k
0.12%^*	$100k^*	-	180-364 Day IRA
OTHER TIERS: 0.07% → $1k - $100k
0.12%^*	$100k^*	-	Business 180-364 Day IRA
OTHER TIERS: 0.07% → $1k - $100k
0.08%^*	$100k^*	-	90-179 Day IRA
OTHER TIERS: 0.03% → $1k - $100k
0.08%^*	$100k^*	-	Business 90-179 Day IRA
OTHER TIERS: 0.03% → $1k - $100k
0.05%^*	$100k^*	-	7-31 Day IRA
OTHER TIERS: 0.03% → $1k - $100k
0.05%^*	$100k^*	-	32-89 Day IRA
OTHER TIERS: 0.03% → $1k - $100k
0.05%^*	$100k^*	-	Business 7-31 Day IRA
OTHER TIERS: 0.03% → $1k - $100k
0.05%^*	$100k^*	-	Business 32-89 Day IRA
OTHER TIERS: 0.03% → $1k - $100k

Locations

1st Bank Yuma Locations
1st Bank Yuma	2799 South 4th Avenue	Yuma, AZ 85364
San Luis Branch	645 N William Brooks Ave	San Luis, AZ 85349
Yuma Branch	1800 S 4th Ave	Yuma, AZ 85364
Lake Havasu Avenue Branch	1021 North Lake Havasu Avenue	Lake Havasu City, AZ 86403
Nogales Branch	825 North Grand Avenue, Suite 104	Nogales, AZ 85621

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