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1st Bank Yuma


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.1stbankyuma.com
928-783-3334
2799 South 4th Avenue
Yuma, AZ 85364

1st Bank Yuma is headquartered in YUMA and is the 5th largest bank in the state of Arizona. It is also the 1,529th largest bank in the nation. It was established in 2001 and as of March of 2025, it had grown to 83 employees at 5 locations. 1st Bank Yuma's money market rates are 14% higher than the national average, and it has a B+ health rating.

Reviews (1)

CUSTOMER SERVICE

Posted by: |

My wife and I are new to the Yuma area. We are snowbirds and are looking to make Yuma a part time home. We went to the 1800 S.4th Avenue branch yesterday and were treated in a dismissive manner. The loan office did not get up to greet us, she just called us into here office. After giving her a local utility bill, she proceeded to point out non-existent problems. The bill didn't have both our name (it did), it didn't show the site # of the RV park we were staying at (it did) at this point she said she had to get approval. When she came back she said we needed to bring in a copy of our lease. We felt that this person would continue to find reasons for us not letting us get an account with the bank, so we left.
I want to say that i called the bank twice before we showed up. We were told that there would be no problem in our getting a checking account. One girl i talked to laughed and said the bank has many "snowbirds" and we were more than welcome to come and get an account. Even the teller (when we walked in) told us it would be easy to do this.
My wife and i have been in Yuma for 3 weeks now. Yesterday was the first time we felt like we were not welcome either in the city or your bank.
We will not be referring your bank to any of our friends and i will gladly tell this tale of ours to all who will listen.

4


Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #57298
Year Established2001
Employees83
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.91%
Return on Equity - YTD20.58%
Annual Interest Income$7.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$619.3MM$610.3MM
LoansQ1 2025vs Q1 2024$313.5MM$291.9MM
DepositsQ1 2025vs Q1 2024$558.2MM$559.3MM
Equity CapitalQ1 2025vs Q1 2024$57.8MM$46.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$3.2MM$3.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.5MM$638K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not 1st Bank Yuma; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

1st Bank Yuma Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$500k*-1st Elite Savings
OTHER TIERS: 0.35% → $50k - $100k | 0.50% → $100k - $250k | 0.60% → $250k - $500k
0.70%*$500k*-1st Elite Business Savings
OTHER TIERS: 0.35% → $50k - $100k | 0.50% → $100k - $250k | 0.60% → $250k - $500k
0.05%$100-1st Select Savings
0.05%$100-1st Select Business Savings

1st Bank Yuma Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$100k*-1st Premium Money Market Account
OTHER TIERS: 0.20% → $10k - $50k | 0.35% → $50k - $100k
0.50%*$100k*-1st Business Money Market Account
OTHER TIERS: 0.20% → $10k - $50k | 0.35% → $50k - $100k

1st Bank Yuma Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.96%$0$25k1st Rate Rewards Checking
0.08%$5k-1st Elite Checking
0.03%$1.5k-1st Executive Checking
0.03%$1.5k-1st Business Interest Checking

1st Bank Yuma CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$1k-7 Months CD Special
3.00%$1k-17 Months CD Special
0.90%*$100k*-5 Year CD
OTHER TIERS: 0.65% → $1k - $100k
0.90%*$100k*-Business 5 Year CD
OTHER TIERS: 0.65% → $1k - $100k
0.85%*$100k*-4 Year CD
OTHER TIERS: 0.60% → $1k - $100k
0.85%*$100k*-Business 4 Year CD
OTHER TIERS: 0.60% → $1k - $100k
0.80%*$100k*-3 Year CD
OTHER TIERS: 0.55% → $1k - $100k
0.80%*$100k*-Business 3 Year CD
OTHER TIERS: 0.55% → $1k - $100k
0.75%*$100k*-2 Year CD
OTHER TIERS: 0.50% → $1k - $100k
0.75%*$100k*-Business 2 Year CD
OTHER TIERS: 0.50% → $1k - $100k
0.70%*$100k*-1 Year CD
OTHER TIERS: 0.45% → $1k - $100k
0.70%*$100k*-18 Month CD
OTHER TIERS: 0.45% → $1k - $100k
0.70%*$100k*-Business 18 Month CD
OTHER TIERS: 0.45% → $1k - $100k
0.70%*$100k*-Business 1 Year CD
OTHER TIERS: 0.45% → $1k - $100k
0.60%*$100k*-180-364 Day CD
OTHER TIERS: 0.35% → $1k - $100k
0.60%*$100k*-Business 180-364 Day CD
OTHER TIERS: 0.35% → $1k - $100k
0.50%*$100k*-7-31 Day CD
OTHER TIERS: 0.25% → $1k - $100k
0.50%*$100k*-32-89 Day CD
OTHER TIERS: 0.25% → $1k - $100k
0.50%*$100k*-90-179 Day CD
OTHER TIERS: 0.25% → $1k - $100k
0.50%*$100k*-Business 7-31 Day CD
OTHER TIERS: 0.25% → $1k - $100k
0.50%*$100k*-Business 32-89 Day CD
OTHER TIERS: 0.25% → $1k - $100k
0.50%*$100k*-Business 90-179 Day CD
OTHER TIERS: 0.25% → $1k - $100k

1st Bank Yuma IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%*$100k*-5 Year IRA
OTHER TIERS: 0.65% → $1k - $100k
0.90%*$100k*-Business 5 Year IRA
OTHER TIERS: 0.65% → $1k - $100k
0.85%*$100k*-4 Year IRA
OTHER TIERS: 0.60% → $1k - $100k
0.85%*$100k*-Business 4 Year IRA
OTHER TIERS: 0.60% → $1k - $100k
0.80%*$100k*-3 Year IRA
OTHER TIERS: 0.55% → $1k - $100k
0.80%*$100k*-Business 3 Year IRA
OTHER TIERS: 0.55% → $1k - $100k
0.75%*$100k*-2 Year IRA
OTHER TIERS: 0.50% → $1k - $100k
0.75%*$100k*-Business 2 Year IRA
OTHER TIERS: 0.50% → $1k - $100k
0.70%*$100k*-18 Month IRA
OTHER TIERS: 0.45% → $1k - $100k
0.70%*$100k*-1 Year IRA
OTHER TIERS: 0.45% → $1k - $100k
0.70%*$100k*-Business 1 Year IRA
OTHER TIERS: 0.45% → $1k - $100k
0.70%*$100k*-Business 18 Month IRA
OTHER TIERS: 0.45% → $1k - $100k
0.60%*$100k*-180-364 Day IRA
OTHER TIERS: 0.35% → $1k - $100k
0.60%*$100k*-Business 180-364 Day IRA
OTHER TIERS: 0.35% → $1k - $100k
0.50%*$100k*-7-31 Day IRA
OTHER TIERS: 0.25% → $1k - $100k
0.50%*$100k*-32-89 Day IRA
OTHER TIERS: 0.25% → $1k - $100k
0.50%*$100k*-90-179 Day IRA
OTHER TIERS: 0.25% → $1k - $100k
0.50%*$100k*-Business 7-31 Day IRA
OTHER TIERS: 0.25% → $1k - $100k
0.50%*$100k*-Business 32-89 Day IRA
OTHER TIERS: 0.25% → $1k - $100k
0.50%*$100k*-Business 90-179 Day IRA
OTHER TIERS: 0.25% → $1k - $100k
Locations


1st Bank Yuma Locations
1st Bank Yuma2799 S 4th AveYuma, AZ 85364
San Luis Branch645 N William Brooks AveSan Luis, AZ 85349
Yuma Branch1800 S 4th AveYuma, AZ 85364
Lake Havasu Avenue Branch1021 North Lake Havasu AvenueLake Havasu City, AZ 86403
Nogales Branch825 North Grand Avenue, Suite 104Nogales, AZ 85621

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.