1st Bergen Federal Credit Union

Overview / Commentary
95 Main St
Hackensack, NJ 07601

1st Bergen Federal Credit Union is headquartered in Hackensack and is the 124th largest credit union in the state of New Jersey. It is also the 4,568th largest credit union in the nation. It was established in 2009 and as of December of 2019, it had grown to 3 employees and 3,026 members at 1 location. 1st Bergen Federal Credit Union has a C- health rating.

Field of Membership Restrictions

1st Bergen Federal Credit Union is open to anyone who lives, works, worships, volunteers, or goes to school in Paterson or Jersey City, or Bergen County.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. 1st Bergen Federal Credit Union has a very low asset base.

Health Grade Components

NCUA #24810
Year Chartered2009
Primary Regulator
Profit Margin
Return on Assets - YTD1.18%
Return on Equity - YTD15.19%
Annual Interest Income$225.00K
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$4.5MM$3.7MM
LoansQ4 2019vs Q4 2018$3.1MM$2.5MM
DepositsQ4 2019vs Q4 2018$4.1MM$3.4MM
Equity CapitalQ4 2019vs Q4 2018$316.00K$269.00K
Loan Loss AllowanceQ4 2019vs Q4 2018$155.00K$110.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$355.00K$242.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
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1st Bergen Federal Credit Union Savings Account Rates

0.10%$5-Share Savings
0.10%--"Club" Savings Accounts
0.10%--Vacation Club
0.10%--Teacher's Club
0.10%--Holiday Club

1st Bergen Federal Credit Union Checking Account Rates

0.10%--Share Draft Checking

1st Bergen Federal Credit Union CD Rates

2.00%$250-5 Year Certificate
1.50%$250-4 Year Certificate
1.25%$250-3 Year Certificate
1.00%$250-2 Year Certificate
0.75%$250-1 Year Certificate
0.60%$250-9 Month Certificate
0.50%$250-6 Month Certificate
0.25%$250-3 Month Certificate

1st Bergen Federal Credit Union Locations
Branch Office392 Main StHackensack, NJ 07601-5805

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