1st Nor Cal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

4.41%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.45%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.1stnorcalcu.org

925-228-7550

1111 Pine St
Martinez, CA 94553

1st Nor Cal Credit Union is headquartered in Martinez and is the 72^nd largest credit union in the state of California. It is also the 524^th largest credit union in the nation. It was established in 1949 and as of December of 2024, it had grown to 89 employees and 32,346 members at 7 locations. 1st Nor Cal Credit Union's money market rates are 12X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in 1st Nor Cal Credit Union is open to those who live, work, worship, or attend school in the California counties of Alameda, Contra Costa, or Solano.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #	68668
Year Chartered	1949
Employees	89
Primary Regulator

Profit Margin
Return on Assets - YTD	0.5%
Return on Equity - YTD	4.56%
Annual Interest Income	$25.6MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$822.3MM$798.8MM
Loans	Q4 2024vs Q4 2023	$336.9MM$349.6MM
Deposits	Q4 2024vs Q4 2023	$671.5MM$701.5MM
Equity Capital	Q4 2024vs Q4 2023	$90.8MM$86.7MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$1.1MM$1.2MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$86K$33K
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

4.41%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.45%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not 1st Nor Cal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

1st Nor Cal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$10k^*	-	Share Savings Account
OTHER TIERS: 0.10% → $100 - $10k
0.15%	$100	-	Holiday Holdings Account

1st Nor Cal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
5.39%^*	$0	$25k	1st Class Money Market Accounts
OTHER TIERS: 0.85% → $25k+
1.00%^*	$75k^*	-	Money Market Account
OTHER TIERS: 0.75% → $10k - $25k \| 0.85% → $25k - $75k

1st Nor Cal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$10k	-	Checking Account

1st Nor Cal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.15%^*	$100k^*	-	24 Month Share Certificate
OTHER TIERS: 2.79% → $1k - $5k \| 2.84% → $5k - $10k \| 2.89% → $10k - $50k \| 2.99% → $50k - $100k
3.10%^*	$100k^*	-	12 Month Share Certificate
OTHER TIERS: 2.84% → $1k - $5k \| 2.89% → $5k - $10k \| 2.95% → $10k - $50k \| 2.99% → $50k - $100k
2.89%^*	$100k^*	-	18 Month Share Certificate
OTHER TIERS: 2.63% → $1k - $5k \| 2.69% → $5k - $10k \| 2.74% → $10k - $50k \| 2.79% → $50k - $100k
2.43%^*	$50k^*	-	6 - 11 Month Share Certificate
OTHER TIERS: 2.33% → $1k - $5k \| 2.38% → $5k - $50k

1st Nor Cal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%^*	$100k^*	-	Individual Retirement Account
OTHER TIERS: 0.50% → $0 - $100k

Locations

1st Nor Cal Credit Union Locations
Branch Office	4261 Century Blvd	Pittsburg, CA 94565-7113
Branch Office	560 1st St Ste B106	Benicia, CA 94510-3579
Branch Office	2500 Nevin Ave	Richmond, CA 94804
Branch Office	538 Center Ave	Martinez, CA 94553
Branch Office	1111 Pine St	Martinez, CA 94553
Branch Office	8660 Brentwood Blvd Ste E	Brentwood, CA 94513-5671
Branch Office	1420 Pomona St	Crockett, CA 94525-1132

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.