1st Nor Cal Credit Union


Overview / Commentary
925-228-7550
1111 Pine St
Martinez, CA 94553

1st Nor Cal Credit Union is headquartered in Martinez and is the 72nd largest credit union in the state of California. It is also the 524th largest credit union in the nation. It was established in 1949 and as of December of 2024, it had grown to 89 employees and 32,346 members at 7 locations. 1st Nor Cal Credit Union's money market rates are 12X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in 1st Nor Cal Credit Union is open to those who live, work, worship, or attend school in the California counties of Alameda, Contra Costa, or Solano.
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Health

Health Grade Components

Overall
NCUA #68668
Year Chartered1949
Employees89
Primary Regulator
Profit Margin
Return on Assets - YTD0.5%
Return on Equity - YTD4.56%
Annual Interest Income$25.6MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$822.3MM$798.8MM
LoansQ4 2024vs Q4 2023$336.9MM$349.6MM
DepositsQ4 2024vs Q4 2023$671.5MM$701.5MM
Equity CapitalQ4 2024vs Q4 2023$90.8MM$86.7MM
Loan Loss AllowanceQ4 2024vs Q4 2023$1.1MM$1.2MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$86K$33K
Real Estate OwnedQ4 2024vs Q4 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not 1st Nor Cal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

1st Nor Cal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$10k*-Share Savings Account
OTHER TIERS: 0.10% $100 - $10k
0.15%$100-Holiday Holdings Account

1st Nor Cal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.39%*$0$25k1st Class Money Market Accounts
OTHER TIERS: 0.85% $25k+
1.00%*$75k*-Money Market Account
OTHER TIERS: 0.75% $10k - $25k | 0.85% $25k - $75k

1st Nor Cal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$10k-Checking Account

1st Nor Cal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.15%*$100k*-24 Month Share Certificate
OTHER TIERS: 2.79% $1k - $5k | 2.84% $5k - $10k | 2.89% $10k - $50k | 2.99% $50k - $100k
3.10%*$100k*-12 Month Share Certificate
OTHER TIERS: 2.84% $1k - $5k | 2.89% $5k - $10k | 2.95% $10k - $50k | 2.99% $50k - $100k
2.89%*$100k*-18 Month Share Certificate
OTHER TIERS: 2.63% $1k - $5k | 2.69% $5k - $10k | 2.74% $10k - $50k | 2.79% $50k - $100k
2.43%*$50k*-6 - 11 Month Share Certificate
OTHER TIERS: 2.33% $1k - $5k | 2.38% $5k - $50k

1st Nor Cal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$100k*-Individual Retirement Account
OTHER TIERS: 0.50% $0 - $100k
Locations


1st Nor Cal Credit Union Locations
Branch Office4261 Century BlvdPittsburg, CA 94565-7113
Branch Office560 1st St Ste B106Benicia, CA 94510-3579
Branch Office2500 Nevin AveRichmond, CA 94804
Branch Office538 Center AveMartinez, CA 94553
Branch Office1111 Pine StMartinez, CA 94553
Branch Office8660 Brentwood Blvd Ste EBrentwood, CA 94513-5671
Branch Office1420 Pomona StCrockett, CA 94525-1132

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