1st Choice CU (GA)

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.20%	1-year CD	12 Month CD 1.40% - Synchrony Bank 12 Month CD
0.05%	Savings	Share Savings 1.15% - CIT Bank Spring Savings
0.35%	3-year CD	36 Month CD 1.85% - Synchrony Bank 36 Month CD

View all 1st Choice CU (GA) rates »

Overview / Commentary

www.1stchoicecu.org

404-832-5800

315 Auburn Ave NE
Atlanta, GA 30303

1st Choice CU (GA) is headquartered in Atlanta and is the 59^th largest credit union in the state of Georgia. It is also the 3,254^th largest credit union in the nation. It was established in 1991 and as of March of 2017, it had grown to 11 employees and 8,276 members at 1 location. 1st Choice CU (GA) has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of Aid Atlanta, Inc., Archive America, Atlanta Life Insurance Company, Emory School of Medicine, Atlanta Business League, Foreverfamily, Inc., Jackson Securities, Grady Health Systems, Kidz 4 Money, Morehouse School of Medicine, Kimberly & Cameron Interior, Sattiewhite Training Productions Inc., The Atlanta Metropolitan Bank Chamber of Commerce, The Algenius Group, LLC., The Concern Black Clergy, The Historical District Development Corporation, The Getting Ahead Association, The Joseph Consortium, This Is It Restaurant.
See current membership details

2.5 % For 12 Month Cd

Posted by: Anonymous | Mar 30, 2011

2.5 % for 12 month cd , the rate will expire on April 5 2011. Local Only.

You need to be GA resident to purchase this rate. The CD must be opened at the branch.

See website for details.

http://www.1stchoicecu.org/

Comment

1

Must Call For Employee To Open Online Account With Non-Changeable Password

Posted by: 1Anonymous | Aug 11, 2016

In order to register for online banking, you MUST call and have an employee setup your account and password, and the password cannot be changed. Sorry but I do change passwords immediately after an employee sets up an account for me and then periodically after that. I've NEVER heard of this from a financial institution, they usually encourage you to change your password. This was quite backwards and foreign to me, I closed my account and went with another local CU.

Comment

1

Health

B+

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. 1st Choice CU (GA) has a low asset base.

Health Grade Components

Overall
NCUA #	67505
Year Chartered	1991
Employees	11
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.29%
Return on Equity - YTD	-2.36%
Annual Interest Income	$241.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$23.6MM$21.8MM
Loans	Q1 2017vs Q1 2016	$12.2MM$11.5MM
Deposits	Q1 2017vs Q1 2016	$20.6MM$18.7MM
Equity Capital	Q1 2017vs Q1 2016	$2.9MM$2.9MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$205.00K$289.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$88.00K$112.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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1st Choice CU (GA) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%	$25	-	Educational Passbook
0.15%	$25	-	Regular IRA Passbook
0.15%	$25	-	Roth IRA Passbook
0.05%	$350	-	Holiday Club
0.05%	$350	-	Vacation Club
0.05%	$350	-	Share Savings

1st Choice CU (GA) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	$1k	-	Money Market

1st Choice CU (GA) CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%	$1k	-	36 Month CD
0.30%	$1k	-	24 Month CD
0.20%	$1k	-	12 Month CD
0.15%	$1k	-	6 Month CD

Locations

1st Choice CU (GA) Locations
Branch Office	315 Auburn Ave NE	Atlanta, GA 30303-2603