1st Choice CU (GA) is headquartered in Atlanta and is the 45th largest credit union in the state of Georgia. It is also the 2,785th largest credit union in the nation. It was established in 1991 and as of September of 2022, it had grown to 11 employees and 7,221 members at 1 location. 1st Choice CU (GA)'s CD rates are 3X the national average, but it has a C- health rating.
Field of Membership Restrictions
1st Choice Credit Union is open to employees of Aid Atlanta, Inc., Archive America, Atlanta Life Insurance Company, Emory School of Medicine, Atlanta Business League, Foreverfamily, Inc., Jackson Securities, Grady Health Systems, Kidz 4 Money, Morehouse School of Medicine, Kimberly & Cameron Interior, Sattiewhite Training Productions Inc., The Atlanta Metropolitan Bank Chamber of Commerce, The Algenius Group, LLC., The Concern Black Clergy, The Historical District Development Corporation, The Getting Ahead Association, The Joseph Consortium, This Is It Restaurant.
See current membership details
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2.5 % For 12 Month Cd
2.5 % for 12 month cd , the rate will expire on April 5 2011. Local Only.
You need to be GA resident to purchase this rate. The CD must be opened at the branch.
See website for details.
http://www.1stchoicecu.org/
Must Call For Employee To Open Online Account With Non-Changeable Password
In order to register for online banking, you MUST call and have an employee setup your account and password, and the password cannot be changed. Sorry but I do change passwords immediately after an employee sets up an account for me and then periodically after that. I've NEVER heard of this from a financial institution, they usually encourage you to change your password. This was quite backwards and foreign to me, I closed my account and went with another local CU.
Data as of Q3 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67505 |
| Year Chartered | 1991 |
| Employees | 11 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.26% |
| Return on Equity - YTD | 24.2% |
| Annual Interest Income | $799.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2022vs Q3 2021 | $38.1MM$36.8MM |
| Loans | Q3 2022vs Q3 2021 | $18.3MM$19.2MM |
| Deposits | Q3 2022vs Q3 2021 | $33.9MM$31.9MM |
| Equity Capital | Q3 2022vs Q3 2021 | $3.5MM$2.9MM |
| Loan Loss Allowance | Q3 2022vs Q3 2021 | $0$263.00K |
| Unbacked Noncurrent Loans | Q3 2022vs Q3 2021 | $1.7MM$237.00K |
| Real Estate Owned | Q3 2022vs Q3 2021 | $0$0 |