1st Choice CU (GA) is headquartered in Atlanta and is the 50th largest credit union in the state of Georgia. It is also the 3,066th largest credit union in the nation. It was established in 1991 and as of June of 2019, it had grown to 12 employees and 8,304 members at 1 location. 1st Choice CU (GA) has a B+ health rating.
Field of Membership Restrictions
1st Choice Credit Union is open to employees of Aid Atlanta, Inc., Archive America, Atlanta Life Insurance Company, Emory School of Medicine, Atlanta Business League, Foreverfamily, Inc., Jackson Securities, Grady Health Systems, Kidz 4 Money, Morehouse School of Medicine, Kimberly & Cameron Interior, Sattiewhite Training Productions Inc., The Atlanta Metropolitan Bank Chamber of Commerce, The Algenius Group, LLC., The Concern Black Clergy, The Historical District Development Corporation, The Getting Ahead Association, The Joseph Consortium, This Is It Restaurant.
See current membership details
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2.5 % For 12 Month Cd
2.5 % for 12 month cd , the rate will expire on April 5 2011. Local Only.
You need to be GA resident to purchase this rate. The CD must be opened at the branch.
See website for details.
http://www.1stchoicecu.org/
Must Call For Employee To Open Online Account With Non-Changeable Password
In order to register for online banking, you MUST call and have an employee setup your account and password, and the password cannot be changed. Sorry but I do change passwords immediately after an employee sets up an account for me and then periodically after that. I've NEVER heard of this from a financial institution, they usually encourage you to change your password. This was quite backwards and foreign to me, I closed my account and went with another local CU.
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67505 |
| Year Chartered | 1991 |
| Employees | 12 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.3% |
| Return on Equity - YTD | -3.35% |
| Annual Interest Income | $560.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $25.8MM$25.4MM |
| Loans | Q2 2019vs Q2 2018 | $12.8MM$11.6MM |
| Deposits | Q2 2019vs Q2 2018 | $23.2MM$22.7MM |
| Equity Capital | Q2 2019vs Q2 2018 | $2.3MM$2.5MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $256.00K$289.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $101.00K$169.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not 1st Choice CU (GA); we are a rate comparison website and cannot provide official rates or promotions.
1st Choice CU (GA) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $25 | - | Regular IRA Passbook | |
| 0.05% | $350 | - | Holiday Club | |
| 0.05% | $350 | - | Vacation Club | |
| 0.05% | $350 | - | Share Savings |
1st Choice CU (GA) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $1k | - | Money Market |
1st Choice CU (GA) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.35% | $1k | - | 36 Month CD | |
| 0.30% | $1k | - | 24 Month CD | |
| 0.20% | $1k | - | 12 Month CD | |
| 0.15% | $1k | - | 6 Month CD |
| 1st Choice CU (GA) Locations | ||
|---|---|---|
| Branch Office | 315 Auburn Ave NE | Atlanta, GA 30303-2603 |