Overview / Commentary
1st Community Bank is headquartered in Sherrard and is the 332nd largest bank in the state of Illinois. It is also the 4,432nd largest bank in the nation. It was established in 1910 and as of September of 2021, it had grown to 17 employees at 2 locations. 1st Community Bank has a B+ health rating.
Related Posts
View all posts from:
Health
B+
Data as of Q3 2021
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. 1st Community Bank has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 11706 |
| Year Established | 1910 |
| Employees | 17 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.01% |
| Return on Equity - YTD | 9.73% |
| Annual Interest Income | $2.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2021vs Q3 2020 | $66.9MM$68.3MM |
| Loans | Q3 2021vs Q3 2020 | $45.8MM$46.3MM |
| Deposits | Q3 2021vs Q3 2020 | $59.7MM$57.3MM |
| Equity Capital | Q3 2021vs Q3 2020 | $7.1MM$6.8MM |
| Loan Loss Allowance | Q3 2021vs Q3 2020 | $476.00K$484.00K |
| Unbacked Noncurrent Loans | Q3 2021vs Q3 2020 | $143.00K$123.00K |
| Real Estate Owned | Q3 2021vs Q3 2020 | $0$0 |