1st Community Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.1stccu.com

888-706-1228

1000 W Wisconsin St
Sparta, WI 54656

1st Community Credit Union is headquartered in Sparta and is the 33^rd largest credit union in the state of Wisconsin. It is also the 1,080^th largest credit union in the nation. It was established in 1961 and as of March of 2025, it had grown to 54 employees and 15,634 members at 4 locations. 1st Community Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in 1st Community Credit Union is open to those who live or work in the Wisconsin counties of Adams, Buffalo, Clark, Crawford, Eau Claire, Jackson, Juneau, La Crosse, Monroe, Richland, Sauk, Trempealeau, Vernon, or Wood. Immediate family members of a current 1st Community Credit Union are also eligible for membership.
See current membership details

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	67012
Year Chartered	1961
Employees	54
Primary Regulator

Profit Margin
Return on Assets - YTD	0.99%
Return on Equity - YTD	11.09%
Annual Interest Income	$3.7MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$274.3MM$276.2MM
Loans	Q1 2025vs Q1 2024	$214.7MM$203MM
Deposits	Q1 2025vs Q1 2024	$240.4MM$236.2MM
Equity Capital	Q1 2025vs Q1 2024	$24MM$21.6MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$558K$640K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.2MM$1.2MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for 1st Community Credit Union are currently being reviewed.

Locations

1st Community Credit Union Locations
Branch Office	1410 W City Highway 16	West Salem, WI 54669-1936
Branch Office	1000 W Wisconsin St	Sparta, WI 54656-2230
Branch Office	220 Buan Ave	Tomah, WI 54660
Branch Office	1020 W Wisconsin St	Sparta, WI 54656-2230

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