1st Community Credit Union

Overview / Commentary
1000 W Wisconsin St
Sparta, WI 54656

1st Community Credit Union is headquartered in Sparta and is the 34th largest credit union in the state of Wisconsin. It is also the 1,174th largest credit union in the nation. It was established in 1961 and as of March of 2021, it had grown to 54 employees and 13,300 members at 3 locations. 1st Community Credit Union has an A health rating.

Field of Membership Restrictions

Membership in 1st Community Credit Union is open to those who live or work in Jackson, La Crosse, Monroe, Trempealeau or Vernon Counties in Wisconsin.
See current membership details


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Health Grade Components

NCUA #67012
Year Chartered1961
Primary Regulator
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD7.18%
Annual Interest Income$1.8MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$216.8MM$176.6MM
LoansQ1 2021vs Q1 2020$148.3MM$135.5MM
DepositsQ1 2021vs Q1 2020$192.7MM$152.5MM
Equity CapitalQ1 2021vs Q1 2020$18.7MM$18.1MM
Loan Loss AllowanceQ1 2021vs Q1 2020$145.00K$152.00K
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$684.00K$407.00K
Real Estate OwnedQ1 2021vs Q1 2020$79.00K$0
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Always verify rates and promotions with the bank or credit union. We are not 1st Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

1st Community Credit Union Savings Account Rates

0.30%--Passbook IRA
0.15%*$1k*-Ultimate Savings
OTHER TIERS: 0.10% Up to $1k
0.10%--Christmas Club
0.10%--Regular Share Savings

1st Community Credit Union Money Market Rates

0.35%*$100k*-Money Market Checking
OTHER TIERS: 0.10% $25 - $1k | 0.15% $1k - $10k | 0.20% $10k - $25k | 0.25% $25k - $100k

1st Community Credit Union Checking Account Rates

2.76%*-$15k1st Rewards Checking
OTHER TIERS: 0.25% $15k+

1st Community Credit Union CD Rates

0.95%$100k-60 Month Jumbo CD
0.90%$1k-60 Month CD
0.85%$100k-48 Month Jumbo CD
0.80%$1k-48 Month CD
0.75%$100k-36 Month Jumbo CD
0.70%$1k-36 Month CD
0.65%$1k-30 Month CD
0.65%$100k-24 Month Jumbo CD
0.60%$1k-24 Month CD
0.60%$100k-18 Month Jumbo CD
0.55%$1k-18 Month CD
0.55%$100k-12 Month Jumbo CD
0.50%$1k-12 Month CD
0.30%$1k-6 Month CD

1st Community Credit Union IRA Rates

0.90%$1k-60 Month IRA
0.80%$1k-48 Month IRA
0.70%$1k-36 Month IRA
0.65%$1k-30 Month IRA
0.60%$1k-24 Month IRA
0.55%$1k-18 Month IRA
0.50%$1k-12 Month IRA

1st Community Credit Union Locations
Branch Office1410 W City Highway 16West Salem, WI 54669-1936
Branch Office1000 W Wisconsin StSparta, WI 54656-2230
Branch Office220 Buan AveTomah, WI 54660

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