1St Cooperative Federal Credit Union

Overview / Commentary
808 Knox Abbott Dr
Cayce, SC 29033-3318

1St Cooperative Federal Credit Union is headquartered in Cayce and is the 45th largest credit union in the state of South Carolina. It is also the 3,523rd largest credit union in the nation. It was established in 1970 and as of September of 2019, it had grown to 3 employees and 2,434 members at 1 location. 1St Cooperative Federal Credit Union's CD rates are 28% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

1st Cooperative Federal Credit Union is open to employees of South Carolina Electric Cooperative and its directors/trustees and immediate family.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. 1St Cooperative Federal Credit Union has a low asset base.

Health Grade Components

NCUA #24627
Year Chartered1970
Primary Regulator
Profit Margin
Return on Assets - YTD1.46%
Return on Equity - YTD10.48%
Annual Interest Income$617.00K
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$16.6MM$16.0MM
LoansQ3 2019vs Q3 2018$14.8MM$12.5MM
DepositsQ3 2019vs Q3 2018$14.3MM$13.9MM
Equity CapitalQ3 2019vs Q3 2018$2.3MM$2.1MM
Loan Loss AllowanceQ3 2019vs Q3 2018$19.00K$20.00K
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$15.00K$33.00K
Real Estate OwnedQ3 2019vs Q3 2018$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not 1St Cooperative Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

1St Cooperative Federal Credit Union Savings Account Rates

0.20%$5-Holiday Helper Account
0.20%$5-Vacation Account
0.10%$25-Regular Share Account
0.10%$25-Kid's Club Account
0.10%$25-Teen Savers

1St Cooperative Federal Credit Union Checking Account Rates

0.10%$300-1st Choice Checking

1St Cooperative Federal Credit Union CD Rates

1.35%$1k-24 Month CD
1.15%$1k-12 Month CD
1.05%$500-6 Month CD
0.95%$500-3 Month CD

1St Cooperative Federal Credit Union Locations
Branch Office808 Knox Abbott DrCayce, SC 29033-3318

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.