1St Cooperative Federal Credit Union
1St Cooperative Federal Credit Union is headquartered in Cayce and is the 45th largest credit union in the state of South Carolina. It is also the 3,538th largest credit union in the nation. It was established in 1970 and as of June of 2019, it had grown to 3 employees and 2,402 members at 1 location. 1St Cooperative Federal Credit Union's CD rates are 29% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
1st Cooperative Federal Credit Union is open to employees of South Carolina Electric Cooperative and its directors/trustees and immediate family.
See current membership details
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24627 |
| Year Chartered | 1970 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.42% |
| Return on Equity - YTD | 10.28% |
| Annual Interest Income | $401.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $16.6MM$15.6MM |
| Loans | Q2 2019vs Q2 2018 | $14.6MM$11.9MM |
| Deposits | Q2 2019vs Q2 2018 | $14.3MM$13.5MM |
| Equity Capital | Q2 2019vs Q2 2018 | $2.2MM$2.0MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $17.00K$10.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $5.00K$9.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not 1St Cooperative Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
1St Cooperative Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | $5 | - | Holiday Helper Account | |
| 0.20% | $5 | - | Vacation Account | |
| 0.10% | $25 | - | Regular Share Account | |
| 0.10% | $25 | - | Kid's Club Account | |
| 0.10% | $25 | - | Teen Savers |
1St Cooperative Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $300 | - | 1st Choice Checking |
1St Cooperative Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.36% | $1k | - | 24 Month CD | |
| 1.16% | $1k | - | 12 Month CD | |
| 1.05% | $500 | - | 6 Month CD | |
| 0.95% | $500 | - | 3 Month CD |
| 1St Cooperative Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 808 Knox Abbott Dr | Cayce, SC 29033-3318 |