1St Cooperative Federal Credit Union
LOCATIONS
1
View locations
HEALTH RATING
B+
View health report
CURRENT TOP RATE
0.50% APY
24 Month CD
View all rates
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.30% | 1-year CD | 12 Month CD 1.05% - Ally Bank High Yield 12-Month CD |
| 0.10% | Savings | Regular Share Account 1.00% - Ally Bank Online Savings Account |
| 0.50% | 2-year CD | 24 Month CD |
Overview / Commentary
1St Cooperative Federal Credit Union is headquartered in Cayce and is the 50th largest credit union in the state of South Carolina. It is also the 3,868th largest credit union in the nation. It was established in 1970 and as of June of 2016, it had grown to 3 employees and 2,402 members at 1 location. 1St Cooperative Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to employees of South Carolina Electric Cooperative and its directors/trustees and members.
See current membership details
Health
B+
Data as of Q2 2016
Learn more about bank healthAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. 1St Cooperative Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 24627 |
| Year Chartered | 1970 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.16% |
| Return on Equity - YTD | 1.14% |
| Annual Interest Income | $262.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $13.8MM$13.2MM |
| Loans | Q2 2016vs Q2 2015 | $9.6MM$9.1MM |
| Deposits | Q2 2016vs Q2 2015 | $11.9MM$11.3MM |
| Equity Capital | Q2 2016vs Q2 2015 | $1.9MM$1.9MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $10.00K$15.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $3.00K$14.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
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1St Cooperative Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | - | - | Holiday Helper Account | |
| 0.20% | - | - | Vacation Account | |
| 0.10% | $25 | - | Regular Share Account | |
| 0.10% | $25 | - | Kid's Club Account | |
| 0.10% | $25 | - | Teen Savers |
1St Cooperative Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $300 | - | 1st Choice Checking |
1St Cooperative Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $1k | - | 24 Month CD | |
| 0.30% | $1k | - | 12 Month CD | |
| 0.20% | $500 | - | 6 Month CD | |
| 0.10% | $500 | - | 3 Month CD |
Locations
| 1St Cooperative Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 808 Knox Abbott Dr | Cayce, SC 29033-3318 |