1st Ed Credit Union

Overview / Commentary
1156 Kennebec Dr
Chambersburg, PA 17201

1st Ed Credit Union is headquartered in Chambersburg and is the 58th largest credit union in the state of Pennsylvania. It is also the 1,485th largest credit union in the nation. It was established in 1938 and as of March of 2019, it had grown to 25 employees and 6,838 members at 2 locations. 1st Ed Credit Union's CD rates are 28% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to employees and students of Shalom Christian Academy, Wilson College, the Pennsylvania School Districts in Adams, Cumberland, Franklin, Fulton, and York Counties; employees of Adams County Head Start School, Corpus Christi School, Cumberland Valley Christian School, Franklin County Head Start, Fulton County Community Christian School, Growing Tree Day Care, Lincoln Intermediate Unit #12, Mercersburg Academy, St. Andrew Catholic School, Boyer & Ritter, Central Baptist Chapel, Fitzgerald Motors, Chambersburg Area Council for the Arts, Global Data Consultants, Greater Chambersburg Chamber of Commerce, Kmart Chambersburg RSC #8781, Leadership Franklin County, Manito, Rotz & Stonesifer, The Butcher Shoppe, The Shook Home
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Health Grade Components

NCUA #65412
Year Chartered1938
Primary Regulator
Profit Margin
Return on Assets - YTD0.6%
Return on Equity - YTD3.81%
Annual Interest Income$859.00K
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$117.9MM$119.5MM
LoansQ1 2019vs Q1 2018$55.0MM$50.3MM
DepositsQ1 2019vs Q1 2018$98.9MM$101.8MM
Equity CapitalQ1 2019vs Q1 2018$18.3MM$17.1MM
Loan Loss AllowanceQ1 2019vs Q1 2018$515.00K$500.00K
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$242.00K$304.00K
Real Estate OwnedQ1 2019vs Q1 2018$0$0
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1st Ed Credit Union Savings Account Rates

0.45%--Holiday Club
0.45%--Vacation Club
0.25%--IRA Accumulation Account
0.15%$5-Regular Share
0.15%$5-Special Share

1st Ed Credit Union Money Market Rates

0.20%$500-Money Market Account

1st Ed Credit Union Checking Account Rates


1st Ed Credit Union CD Rates

2.25%$500-5 Year Share Certificate
1.95%$500-3 Year Share Certificate
1.40%$500-2 Year Share Certificate
1.15%$500-1 Year Share Certificate

1st Ed Credit Union Locations
Branch Office1156 Kennebec DrChambersburg, PA 17201
Branch Office526 N Antrim WayGreencastle, PA 17225

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