1st Ed Credit Union is headquartered in Chambersburg and is the 63rd largest credit union in the state of Pennsylvania. It is also the 1,536th largest credit union in the nation. It was established in 1938 and as of March of 2025, it had grown to 27 employees and 7,058 members at 3 locations. 1st Ed Credit Union has an A+ health rating.
Membership is open to employees and students of Shalom Christian Academy, Wilson College, the Pennsylvania School Districts in Adams, Cumberland, Franklin, Fulton, and York Counties; employees of Adams County Head Start School, Corpus Christi School, Cumberland Valley Christian School, Franklin County Head Start, Fulton County Community Christian School, Growing Tree Day Care, Lincoln Intermediate Unit #12, Mercersburg Academy, St. Andrew Catholic School, Boyer & Ritter, Central Baptist Chapel, Fitzgerald Motors, Chambersburg Area Council for the Arts, Global Data Consultants, Greater Chambersburg Chamber of Commerce, Kmart Chambersburg RSC #8781, Leadership Franklin County, Manito, Rotz & Stonesifer, The Butcher Shoppe, The Shook Home
See current membership details
Overall | |
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NCUA # | 65412 |
Year Chartered | 1938 |
Employees | 27 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.12% |
Return on Equity - YTD | 0.93% |
Annual Interest Income | $1.3MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $140.6MM$136MM |
Loans | Q1 2025vs Q1 2024 | $45.5MM$50.7MM |
Deposits | Q1 2025vs Q1 2024 | $120.7MM$119.1MM |
Equity Capital | Q1 2025vs Q1 2024 | $18.1MM$15.7MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $394K$484K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $17K$20K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Rates for 1st Ed Credit Union are currently being reviewed.
1st Ed Credit Union Locations | ||
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Branch Office | 1156 Kennebec Dr | Chambersburg, PA 17201 |
Branch Office | 526 N Antrim Way | Greencastle, PA 17225 |
Branch Office | 475 Eisenhower Dr | Hanover, PA 17331-5214 |
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