Overview / Commentary
717-264-6506
1156 Kennebec Dr
Chambersburg, PA 17201

1st Ed Credit Union is headquartered in Chambersburg and is the 57th largest credit union in the state of Pennsylvania. It is also the 1,482nd largest credit union in the nation. It was established in 1938 and as of December of 2018, it had grown to 23 employees and 6,779 members at 2 locations. 1st Ed Credit Union's CD rates are 28% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to employees and students of Shalom Christian Academy, Wilson College, the Pennsylvania School Districts in Adams, Cumberland, Franklin, Fulton, and York Counties; employees of Adams County Head Start School, Corpus Christi School, Cumberland Valley Christian School, Franklin County Head Start, Fulton County Community Christian School, Growing Tree Day Care, Lincoln Intermediate Unit #12, Mercersburg Academy, St. Andrew Catholic School, Boyer & Ritter, Central Baptist Chapel, Fitzgerald Motors, Chambersburg Area Council for the Arts, Global Data Consultants, Greater Chambersburg Chamber of Commerce, Kmart Chambersburg RSC #8781, Leadership Franklin County, Manito, Rotz & Stonesifer, The Butcher Shoppe, The Shook Home
See current membership details

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Health

Health Grade Components

Overall
NCUA #65412
Year Chartered1938
Employees23
Primary Regulator
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD5.26%
Annual Interest Income$3.3MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$115.9MM$118.6MM
LoansQ4 2018vs Q4 2017$52.0MM$50.5MM
DepositsQ4 2018vs Q4 2017$98.0MM$100.9MM
Equity CapitalQ4 2018vs Q4 2017$17.6MM$17.1MM
Loan Loss AllowanceQ4 2018vs Q4 2017$500.00K$528.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$273.00K$329.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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1st Ed Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%--Holiday Club
0.45%--Vacation Club
0.25%--IRA Accumulation Account
0.15%$5-Regular Share
0.15%$5-Special Share

1st Ed Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$500-Money Market Account

1st Ed Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Checking

1st Ed Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$500-5 Year Share Certificate
1.95%$500-3 Year Share Certificate
1.40%$500-2 Year Share Certificate
1.15%$500-1 Year Share Certificate
Locations


1st Ed Credit Union Locations
Branch Office1156 Kennebec DrChambersburg, PA 17201
Branch Office526 N Antrim WayGreencastle, PA 17225

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