1st Ed Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.25%	5-year CD	5 Year Share Certificate 1.85% - Synchrony Bank 60 Month CD
0.35%	1-year CD	1 Year Share Certificate 1.05% - Ally Bank High Yield 12-Month CD
0.15%	Savings	Special Share 1.00% - Ally Bank Online Savings Account

View all 1st Ed Credit Union rates »

Overview / Commentary

www.1edcu.org

717-264-6506

1156 Kennebec Dr
Chambersburg, PA 17201

1st Ed Credit Union is headquartered in Chambersburg and is the 49^th largest credit union in the state of Pennsylvania. It is also the 1,364^th largest credit union in the nation. It was established in 1938 and as of June of 2016, it had grown to 20 employees and 6,341 members at 1 location. 1st Ed Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees and students of Shalom Christian Academy, Wilson College, the Pennsylvania School Districts in Adams, Cumberland, Franklin, Fulton, and York Counties; employees of Adams County Head Start School, Corpus Christi School, Cumberland Valley Christian School, Franklin County Head Start, Fulton County Community Christian School, Growing Tree Day Care, Lincoln Intermediate Unit #12, Mercersburg Academy, St. Andrew Catholic School, Boyer & Ritter, Central Baptist Chapel, Fitzgerald Motors, Chambersburg Area Council for the Arts, Global Data Consultants, Greater Chambersburg Chamber of Commerce, Kmart Chambersburg RSC #8781, Leadership Franklin County, Manito, Rotz & Stonesifer, The Butcher Shoppe, The Shook Home
See current membership details

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Health

B+

Data as of Q2 2016

Learn more about bank health

Health Grade Components

Overall
NCUA #	65412
Year Chartered	1938
Employees	20
Primary Regulator

Profit Margin
Return on Assets - YTD	0.47%
Return on Equity - YTD	3.51%
Annual Interest Income	$1.4MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$124.3MM$128.8MM
Loans	Q2 2016vs Q2 2015	$48.9MM$46.0MM
Deposits	Q2 2016vs Q2 2015	$107.0MM$112.2MM
Equity Capital	Q2 2016vs Q2 2015	$16.8MM$15.7MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$487.00K$472.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$505.00K$478.00K
Real Estate Owned	Q2 2016vs Q2 2015	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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1st Ed Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.45%	-	-	Holiday Club
0.20%	-	-	IRA Accumulation Account
0.20%	-	-	Roth IRA Accumulation Account
0.20%	-	-	Education IRA Accumulation Account
0.15%	-	-	Regular Share
0.15%	-	-	Special Share

1st Ed Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	$500	-	Money Market Account

1st Ed Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$100	-	Checking

1st Ed Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%	$500	-	5 Year Share Certificate
0.55%	$500	-	3 Year Share Certificate
0.45%	$500	-	2 Year Share Certificate
0.35%	$500	-	1 Year Share Certificate

1st Ed Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%	$500	-	5 Year IRA Certificate
0.55%	$500	-	3 Year IRA Certificate
0.45%	$500	-	2 Year IRA Certificate
0.35%	$500	-	1 Year IRA Certificate

Locations

1st Ed Credit Union Locations
Branch Office	1156 Kennebec Dr	Chambersburg, PA 17201