1st Ed Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.27% | 5-year CD | |
| 1.00% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 0.15% | Savings | 2.00% - Ally Bank Online Savings Account |
1st Ed Credit Union is headquartered in Chambersburg and is the 54th largest credit union in the state of Pennsylvania. It is also the 1,453rd largest credit union in the nation. It was established in 1938 and as of June of 2018, it had grown to 25 employees and 6,686 members at 2 locations. 1st Ed Credit Union's CD rates are 11% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to employees and students of Shalom Christian Academy, Wilson College, the Pennsylvania School Districts in Adams, Cumberland, Franklin, Fulton, and York Counties; employees of Adams County Head Start School, Corpus Christi School, Cumberland Valley Christian School, Franklin County Head Start, Fulton County Community Christian School, Growing Tree Day Care, Lincoln Intermediate Unit #12, Mercersburg Academy, St. Andrew Catholic School, Boyer & Ritter, Central Baptist Chapel, Fitzgerald Motors, Chambersburg Area Council for the Arts, Global Data Consultants, Greater Chambersburg Chamber of Commerce, Kmart Chambersburg RSC #8781, Leadership Franklin County, Manito, Rotz & Stonesifer, The Butcher Shoppe, The Shook Home
See current membership details
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 65412 |
| Year Chartered | 1938 |
| Employees | 25 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.87% |
| Return on Equity - YTD | 6.09% |
| Annual Interest Income | $1.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $119.7MM$122.5MM |
| Loans | Q2 2018vs Q2 2017 | $50.4MM$49.3MM |
| Deposits | Q2 2018vs Q2 2017 | $102.1MM$105.2MM |
| Equity Capital | Q2 2018vs Q2 2017 | $17.1MM$16.8MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $504.00K$531.00K |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $283.00K$322.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not 1st Ed Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
1st Ed Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.45% | - | - | Holiday Club | |
| 0.45% | - | - | Vacation Club | |
| 0.25% | - | - | IRA Accumulation Account | |
| 0.15% | $5 | - | Regular Share | |
| 0.15% | $5 | - | Special Share |
1st Ed Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | $500 | - | Money Market Account |
1st Ed Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $100 | - | Checking |
1st Ed Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.27% | $500 | - | 5 Year Share Certificate | |
| 1.87% | $500 | - | 3 Year Share Certificate | |
| 1.31% | $500 | - | 2 Year Share Certificate | |
| 1.00% | $500 | - | 1 Year Share Certificate |
| 1st Ed Credit Union Locations | ||
|---|---|---|
| Branch Office | 1156 Kennebec Dr | Chambersburg, PA 17201 |
| Branch Office | 526 N Antrim Way | Greencastle, PA 17225 |