ACT 1st Federal Credit Union

Overview / Commentary
14316 National Hwy SW
LaVale, MD 21502

ACT 1st Federal Credit Union is headquartered in LaVale and is the 34th largest credit union in the state of Maryland. It is also the 1,434th largest credit union in the nation. It was established in 1950 and as of June of 2019, it had grown to 45 employees and 11,971 members at 3 locations. ACT 1st Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Must be an employee of the Allegany County Board of Education, Allegany College of Maryland or Allegany County Teachers' Association. Students attending School in the Allegany County School System and at Allegany College of Maryland are also eligible.
See current membership details

Related Posts

2.94% APY 15-Month Certificate Special, Cumberland MD - 8/10/2019

ACT 1st Federal Credit Union Certificate Special 2.94% APY for a minimum deposit of $500.00 A penalty of 180 days worth of dividends may be imposed for early withdrawal of 15 month certificate. Membership eligibility requirements apply. Limited time offer. Also noteworthy: 60-month Share Certificate rates: 3.14% APY $500.00 - $49,999.99 3.40% APY $50,000.00 - $99,999.99 3.66% APY $100,000.00 and Greater

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Health Grade Components

NCUA #6679
Year Chartered1950
Primary Regulator
Profit Margin
Return on Assets - YTD0.42%
Return on Equity - YTD4.35%
Annual Interest Income$2.8MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$125.2MM$107.9MM
LoansQ2 2019vs Q2 2018$104.7MM$81.8MM
DepositsQ2 2019vs Q2 2018$113.1MM$96.5MM
Equity CapitalQ2 2019vs Q2 2018$12.0MM$11.5MM
Loan Loss AllowanceQ2 2019vs Q2 2018$449.00K$344.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$796.00K$210.00K
Real Estate OwnedQ2 2019vs Q2 2018$62.00K$11.00K

Rates for ACT 1st Federal Credit Union are currently being reviewed.


ACT 1st Federal Credit Union Locations
Branch Office14316 National Hwy SWLaVale, MD 21502
Branch Office11905 Messick Rd SECumberland, MD 21502-8714
Branch Office204 S Lee StCumberland, MD 21502

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