2. ACT 1st Federal Credit Union

ACT 1st Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
3.66%5-year CD
3.10% - American Express National Bank 60 Month CDAdvertisement
1.51%1-year CD
1.30% - National Average
0.45%Savings
2.10% - American Express National Bank High Yield Savings AccountAdvertisement
View all ACT 1st Federal Credit Union rates »

Overview / Commentary
www.act1stfcu.org
301-729-8015
14316 National Hwy SW
LaVale, MD 21502

ACT 1st Federal Credit Union is headquartered in LaVale and is the 33rd largest credit union in the state of Maryland. It is also the 1,535th largest credit union in the nation. It was established in 1950 and as of September of 2018, it had grown to 37 employees and 10,806 members at 3 locations. ACT 1st Federal Credit Union's money market rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Must be an employee of the Allegany County Board of Education, Allegany College of Maryland or Allegany County Teachers' Association. Students attending School in the Allegany County School System and at Allegany College of Maryland are also eligible.
See current membership details

Related Posts

3.3% APY 24-Month Certificate Special, Cumberland MD - 8/13/2018

ACT 1st Federal Credit Union Certificate Special 3.30% APY for a minimum deposit of $2,500.00 A penalty of 180 days worth of interest may be imposed for early withdrawal of 24 month certificates. Membership eligibility requirements apply. Limited time offer. https://www.act1stfcu.org/

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Health
A

Data as of Q3 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #6679
Year Chartered1950
Employees37
Primary Regulator
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD4.07%
Annual Interest Income$3.2MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$110.2MM$103.5MM
LoansQ3 2018vs Q3 2017$90.1MM$73.2MM
DepositsQ3 2018vs Q3 2017$97.4MM$92.1MM
Equity CapitalQ3 2018vs Q3 2017$11.6MM$11.2MM
Loan Loss AllowanceQ3 2018vs Q3 2017$404.00K$359.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$744.00K$521.00K
Real Estate OwnedQ3 2018vs Q3 2017$11.00K$41.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

ACT 1st Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.35%*$200k*-IRA Savings
OTHER TIERS: 2.02% → Up to $100k | 2.53% → $100k - $200k
0.45%*$50k*-Regular Shares
OTHER TIERS: 0.35% → $5 - $10k | 0.40% → $10k - $50k
0.35%--Christmas Club Account
0.35%--Summer Savings Account
0.35%--Vacation Club Account

ACT 1st Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.11%*$500k*-Money Market Account
OTHER TIERS: 0.40% → $2.5k - $15k | 0.45% → $15k - $30k | 0.55% → $30k - $75k | 0.65% → $75k - $150k | 0.80% → $150k - $250k | 0.95% → $250k - $500k

ACT 1st Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$2.5k-Interest Bearing Share Draft Account

ACT 1st Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.66%*$100k*-60 Month Share Certificate
OTHER TIERS: 3.14% → $500 - $50k | 3.40% → $50k - $100k
2.99%*$100k*-48 Month Share Certificate
OTHER TIERS: 2.53% → $500 - $50k | 2.79% → $50k - $100k
2.79%$500-15 Month Share Certificate Special
2.38%*$100k*-36 Month Share Certificate
OTHER TIERS: 2.17% → $500 - $50k | 2.27% → $50k - $100k
2.02%*$100k*-24 Month Share Certificate
OTHER TIERS: 1.92% → $500 - $50k | 1.97% → $50k - $100k
1.82%$500-18 Month Share Certificate
1.51%$500-12 Month Share Certificate
1.26%$500-6 Month Share Certificate

ACT 1st Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.66%*$100k*-60 Month IRA Certificate
OTHER TIERS: 3.14% → $500 - $50k | 3.40% → $50k - $100k
2.99%*$100k*-48 Month IRA Certificate
OTHER TIERS: 2.53% → $500 - $50k | 2.79% → $50k - $100k
2.79%$500-12 Month IRA Certificate
2.79%$500-15 Month Certificate IRA
2.38%*$100k*-36 Month IRA Certificate
OTHER TIERS: 2.17% → $500 - $50k | 2.27% → $50k - $100k
2.02%*$100k*-24 Month IRA Certificate
OTHER TIERS: 1.92% → $500 - $50k | 1.97% → $50k - $100k
1.82%$500-18 Month IRA Certificate
1.26%$500-6 Month IRA Certificate
Locations


ACT 1st Federal Credit Union Locations
Branch Office14316 National Hwy SWLaVale, MD 21502
Branch Office11905 Messick Rd SECumberland, MD 21502-8714
Branch Office204 S Lee StCumberland, MD 21502

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