1st Gateway Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.1stgateway.org

563-243-4121

2603 Camanche Industrial Park Dr
Camanche, IA 52730

1st Gateway Credit Union is headquartered in Camanche and is the 22^nd largest credit union in the state of Iowa. It is also the 1,417^th largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 44 employees and 10,460 members at 8 locations. 1st Gateway Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

1st Gateway Credit Union is open to those who work or live in the Iowa counties of Scott, Muscatine, Jones, Clinton, Cedar, Dubuque, Johnson, Jackson, Linn, Clayton, and Delaware and the Illinois counties of Winnebago, Jo Daviess, Lee, Rock Island, Whiteside, LaSalle. DeKalb, Bureau, Stephenson, Ogle, Henry, Boone, and Carroll. Family members are also welcome to join.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	63124
Year Chartered	1953
Employees	44
Primary Regulator

Profit Margin
Return on Assets - YTD	0.63%
Return on Equity - YTD	4.5%
Annual Interest Income	$2.2MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$166.5MM$165.8MM
Loans	Q1 2025vs Q1 2024	$123.9MM$130.5MM
Deposits	Q1 2025vs Q1 2024	$143.6MM$140.3MM
Equity Capital	Q1 2025vs Q1 2024	$23.1MM$22.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$635K$639K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$605K$1.1MM
Real Estate Owned	Q1 2025vs Q1 2024	$186K$3K

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

1st Gateway Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%	$5	-	Christmas Club Account
0.15%	$100	-	Regular Shares

1st Gateway Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.85%^*	$75k^*	-	Share Plus Money Market
OTHER TIERS: 0.30% → $5k - $10k \| 0.40% → $10k - $25k \| 0.75% → $25k - $50k \| 1.00% → $50k - $75k

1st Gateway Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.80%	$500	$20k	1st Rate Checking
0.10%	$500	-	Members Choice Checking

1st Gateway Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$50k	-	12 Month Jumbo CD
3.90%	$1k	-	12 Month CD
3.90%	$50k	-	6 Month Jumbo CD
3.85%	$1k	-	6 Month CD
2.30%	$50k	-	48 Month Jumbo CD
2.20%	$50k	-	24 Month Jumbo CD
2.20%	$50k	-	36 Month Jumbo CD
2.20%	$1k	-	48 Month CD
2.10%	$1k	-	24 Month CD
2.10%	$1k	-	36 Month CD
2.00%	$50k	-	18 Month Jumbo CD
1.90%	$1k	-	18 Month CD

1st Gateway Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%	$50k	-	1 Year Jumbo IRA
1.40%	$1k	-	1 Year IRA
0.15%	$20	-	IRA Share Account

Locations

1st Gateway Credit Union Locations
Branch Office	1703 11th St	De Witt, IA 52742-1297
Branch Office	2603 Camanche Industrial Park Dr	Camanche, IA 52730-9500
Branch Office	415 10th Ave	Fulton, IL 61252-1735
Branch Office	1504 N 2nd St	Clinton, IA 52732-2946
Branch Office	200 N Base St	Morrison, IL 61270-2447
Branch Office	2536 E Lincolnway	Sterling, IL 61081-3052
Branch Office	334 Washington St	Prophetstown, IL 61277-1115
Branch Office	1504 N 2nd St	Clinton, IA 52732

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