1st Liberty Federal Credit Union is headquartered in Great Falls and is the 10th largest credit union in the state of Montana. It is also the 1,241st largest credit union in the nation. It was established in 1955 and as of March of 2025, it had grown to 53 employees and 14,794 members at 7 locations. 1st Liberty Federal Credit Union's money market rates are 2X the national average, and it has an A health rating.
1st Liberty Federal Credit Union is open to anyone who lives, works, worships , attends school, or volunteers in the Montana counties of Cascade, Chouteau, Glacier, Pondera, or Teton. Membership eligibility extends to military and civilian personnel, members of the US Armed Forces, contract Technical Service personnel of select areas in Montana and North Dakota. Employees of Corrections Corporation of America DBA Crossroads Correctional Center working in Shelby MT, and employees of one of the North Dakota-based SEGs. Immediate family or household members of current credit union members may also join.
See current membership details
Overall | |
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NCUA # | 10375 |
Year Chartered | 1955 |
Employees | 53 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.55% |
Return on Equity - YTD | 4.33% |
Annual Interest Income | $2MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q1 2025vs Q1 2024 | $211.4MM$209.5MM |
Loans | Q1 2025vs Q1 2024 | $84.6MM$88.5MM |
Deposits | Q1 2025vs Q1 2024 | $182.2MM$183MM |
Equity Capital | Q1 2025vs Q1 2024 | $26.7MM$22.5MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $519K$517K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $247K$324K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.01% | $0 | $5k | Vacation Club | |
1.01% | $0 | $5k | Christmas Club | |
0.25% | $25 | - | Primary Shares | |
0.25% | $5 | - | Youth Shares | |
0.25% | $0 | - | Sub Shares |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.06%* | $100k* | - | Money Market Account | ||
OTHER TIERS: 0.90% → $25 - $2.5k | 0.92% → $2.5k - $10k | 0.95% → $10k - $50k | 1.01% → $50k - $100k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.25% | $0 | - | Commercial Checking | |
0.25% | $2k | - | Rewards Plus Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
2.32% | $1k | - | 60 Months IRA | |
2.07% | $1k | - | 48 Months IRA | |
1.97% | $1k | - | 36 Months IRA | |
1.81% | $1k | - | 24 Months IRA | |
1.66% | $1k | - | 12 Months IRA | |
0.85% | $25 | - | IRA Shares |
1st Liberty Federal Credit Union Locations | ||
---|---|---|
Branch Office | 202 S Main St | Conrad, MT 59425-2014 |
Branch Office | 401 Smelter Ave NE | Great Falls, MT 59404-1927 |
Branch Office | 6200 3rd Ave N | Great Falls, MT 59405-1528 |
Branch Office | 310 W Main St | Cut Bank, MT 59427-2831 |
Branch Office | 505 10th Ave S | Great Falls, MT 59405-4046 |
Branch Office | 121 1st Ave SE | Shelby, MT 59474 |
Branch Office | 228 75th St N Bldg 1082 | Malmstrom AFB, MT 59402-7501 |