I got accepted for the account and everything worked as advertised. It did take about 2 months to receive checks and they only gave me a debit card after I asked. I did get the $150 bonus with just trial deposits from another bank. DD was not required.
Having said all that, I'm just not comfortable with the bank and will be pulling my money asap. From others' stories, I would avoid.
I typically enjoy supporting small or regional businesses but this bank has degraded into a mess. After over 10 years of banking with 1st Mariner I am fed up and switching. The staff is under trained, customer service is nonexistent and their internal computer issues leave them very challenged.
I refinanced my VA mortgage with First Marinor over six months ago. I have made every payment on time and every month I ask them to please report my loan to the credit reporting companies. I have dealt with several " managers" they all say and send me emails saying they will fix it. They still haven't reported my loan. If I was late they would report my loan negative. It lowers my credit score to not have my mortgage report but they don't care. All this bank wants is my money and to make hundreds of thousands of dollars in interest on me. Never never get a loan from this bank you will get terrible customer service and never get the credit for making your payments on time. There are hundreds of banks and mortgage companies out there. Please do yourself a favor. Go to another lender or you will be very very sorry.
So, I just signed up for a new acct depositing my $50 BEFORE reading all of the reviews. I too am in Chex Systems from mistakes in my past but was trying to stert fresh with a new account. Is there anyway to reverse the deposit since it was JUST done? Or, what action should I take to ensure my deposit won't be held in the case of my application denial?
Both my husband and I applied for the checking account this bank offered under a STATED nationwide deal. They submited inquiries against our ChexSystems reports that resulted in 3-5x the normal hits against our reports which did a lot of damage. Then they denied our accounts because we had too many inquiries, we needed to have 2 or fewer inquiries in TWO YEARS to qualify (so they said after the fact). We ordered our own copies of our ChexSystems reports and noted all the hits from 1st Mariner, but we also found that my husband actually MET their ridiculous terms and still was denied. This bank is nothing but a scam.
We do not have health information for 1st Mariner Bank, because it is no longer an operational bank.
Sorry, we do not have rate data for 1st Mariner Bank.
Sorry, but we do not have location data for 1st Mariner Bank. Its headquarters is located at 1501 South Clinton Street - Baltimore, MD 21224