1st MidAmerica Credit Union

Overview / Commentary
731 E Bethalto Dr
Bethalto, IL 62010

1st MidAmerica Credit Union is headquartered in Bethalto and is the 14th largest credit union in the state of Illinois. It is also the 447th largest credit union in the nation. It was established in 1934 and as of September of 2023, it had grown to 162 employees and 63,383 members at 10 locations. 1st MidAmerica Credit Union has an A health rating.

Field of Membership Restrictions

Membership in 1st MidAmerica Credit Union is open to individuals who live or work in the Illinois counties of Bond, Brown, Calhoun, Cass, Christian, Clinton, DeWitt, Effingham, Fayette, Greene, Jefferson, Jersey, Logan, Macon, Macoupin, Madison, Marion, Menard, Morgan, Monroe, Montgomery, Moultrie, Piatt, Pike, Randolph, St. Clair, Sangamon, Scott, Shelby, or Washington, or in Jackson County, Missouri. Employees of the Olin Corporation, Alton Memorial Hospital, and more than 90 other Select Employer Groups also qualify for membership.
See current membership details


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Health Grade Components

NCUA #63932
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD0.41%
Return on Equity - YTD3.99%
Annual Interest Income$30.9MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$964.7MM$942.1MM
LoansQ3 2023vs Q3 2022$797.9MM$751.8MM
DepositsQ3 2023vs Q3 2022$761.8MM$760.3MM
Equity CapitalQ3 2023vs Q3 2022$99.3MM$94.4MM
Loan Loss AllowanceQ3 2023vs Q3 2022$9.1MM$7.1MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$3.6MM$5MM
Real Estate OwnedQ3 2023vs Q3 2022$213K$0

Rates for 1st MidAmerica Credit Union are currently being reviewed.


Cities: Alton, Bethalto, Decatur, Edwardsville, Godfrey, Granite City, Independence, Jerseyville, Troy, Wood River

Alton Branches
Branch Office3553 College AveAlton, IL 62002

Bethalto Branches
Branch Office731 E Bethalto DrBethalto, IL 62010

Decatur Branches
Branch Office202 E Ash AveDecatur, IL 62526

Edwardsville Branches
Branch Office1702 Troy RdEdwardsville, IL 62025

Godfrey Branches
Branch Office5301 Godfrey RdGodfrey, IL 62035

Granite City Branches
Branch Office3830 Nameoki RdGranite City, IL 62040

Independence Branches
Branch Office19301 E Valley View PkwyIndependence, MO 64055

Jerseyville Branches
Branch Office300 W County RdJerseyville, IL 62052

Troy Branches
Branch Office100 McDonald DrTroy, IL 62294

Wood River Branches
Branch Office1795 E Edwardsville RdWood River, IL 62095

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