1st MidAmerica Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.42% | 5-year CD | 3.10% - Synchrony Bank 60 Month CD |
| 3.39% | 3-year CD | 2.85% - Synchrony Bank 36 Month CD |
| 3.39% | 3-year IRA | 1.77% - National Average |
1st MidAmerica Credit Union is headquartered in Bethalto and is the 13th largest credit union in the state of Illinois. It is also the 410th largest credit union in the nation. It was established in 1934 and as of June of 2018, it had grown to 200 employees and 66,670 members at 12 locations. 1st MidAmerica Credit Union's money market rates are 82% higher than the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Membership in 1st MidAmerica Credit Union is open to individuals who live or work in the Illinois counties of Bond, Calhoun, Christian, Clinton, Fayette, Greene, Jefferson, Jersey, Macon, Macoupin, Madison, Marion, Morgan, Monroe, Montgomery, Pike, Randolph, St. Clair, Sangamon, Scott, or Washington, or in Jackson County, Missouri. Employees of the Olin Corporation, Alton Memorial Hospital, and more than 90 other Select Employer Groups also qualify for membership.
See current membership details
Related Posts
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 63932 |
| Year Chartered | 1934 |
| Employees | 200 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.35% |
| Return on Equity - YTD | 3.25% |
| Annual Interest Income | $15.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $728.0MM$694.4MM |
| Loans | Q2 2018vs Q2 2017 | $631.2MM$606.5MM |
| Deposits | Q2 2018vs Q2 2017 | $615.4MM$596.0MM |
| Equity Capital | Q2 2018vs Q2 2017 | $77.8MM$72.8MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $5.0MM$4.5MM |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $3.3MM$4.9MM |
| Real Estate Owned | Q2 2018vs Q2 2017 | $6.00K$24.00K |
Always verify rates and promotions with the bank or credit union. We are not 1st MidAmerica Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
1st MidAmerica Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | - | - | IRA Savings | |
| 0.05% | - | - | Regular Shares |
1st MidAmerica Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.80%* | $100k* | - | Money Market Deposit Account | ||
| OTHER TIERS: 0.50% → $2.5k - $10k | 0.55% → $10k - $25k | 0.60% → $25k - $50k | 0.70% → $50k - $100k | |||||
