Overview / Commentary
731 E Bethalto Dr
Bethalto, IL 62010

1st MidAmerica Credit Union is headquartered in Bethalto and is the 13th largest credit union in the state of Illinois. It is also the 398th largest credit union in the nation. It was established in 1934 and as of December of 2018, it had grown to 198 employees and 68,167 members at 12 locations. 1st MidAmerica Credit Union has an A health rating.

Field of Membership Restrictions

Membership in 1st MidAmerica Credit Union is open to individuals who live or work in the Illinois counties of Bond, Brown, Calhoun, Cass, Christian, Clinton, DeWitt, Effingham, Fayette, Greene, Jefferson, Jersey, Logan, Macon, Macoupin, Madison, Marion, Menard, Morgan, Monroe, Montgomery, Moultrie, Piatt, Pike, Randolph, St. Clair, Sangamon, Scott, or Shelby, Washington, or in Jackson County, Missouri. Employees of the Olin Corporation, Alton Memorial Hospital, and more than 90 other Select Employer Groups also qualify for membership.
See current membership details

Related Posts

1st MidAmerica Credit Union Ups 35-Month CD Rate - 12/10/2018

1st MidAmerica Credit Union (IL/MO) has raised the rate on its 35-month CD to 3.39% APY. Minimum deposit is $1k. Also as an IRA.

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Health Grade Components

NCUA #63932
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD0.46%
Return on Equity - YTD4.26%
Annual Interest Income$32.6MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$751.7MM$722.9MM
LoansQ4 2018vs Q4 2017$654.6MM$628.1MM
DepositsQ4 2018vs Q4 2017$625.5MM$606.9MM
Equity CapitalQ4 2018vs Q4 2017$80.0MM$76.5MM
Loan Loss AllowanceQ4 2018vs Q4 2017$5.6MM$5.2MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$4.2MM$6.0MM
Real Estate OwnedQ4 2018vs Q4 2017$20.00K$74.00K

Rates for 1st MidAmerica Credit Union are currently being reviewed.



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