Overview / Commentary
731 E Bethalto Dr
Bethalto, IL 62010

1st MidAmerica Credit Union is headquartered in Bethalto and is the 13th largest credit union in the state of Illinois. It is also the 404th largest credit union in the nation. It was established in 1934 and as of September of 2018, it had grown to 196 employees and 67,487 members at 12 locations. 1st MidAmerica Credit Union's money market rates are 82% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in 1st MidAmerica Credit Union is open to individuals who live or work in the Illinois counties of Bond, Calhoun, Christian, Clinton, Fayette, Greene, Jefferson, Jersey, Macon, Macoupin, Madison, Marion, Morgan, Monroe, Montgomery, Pike, Randolph, St. Clair, Sangamon, Scott, or Washington, or in Jackson County, Missouri. Employees of the Olin Corporation, Alton Memorial Hospital, and more than 90 other Select Employer Groups also qualify for membership.
See current membership details

Related Posts

1st MidAmerica Credit Union Ups 35-Month CD Rate - 12/10/2018

1st MidAmerica Credit Union (IL/MO) has raised the rate on its 35-month CD to 3.39% APY. Minimum deposit is $1k. Also as an IRA.

View all posts from:


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

NCUA #63932
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD0.47%
Return on Equity - YTD4.37%
Annual Interest Income$24.0MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$739.6MM$709.4MM
LoansQ3 2018vs Q3 2017$648.3MM$616.6MM
DepositsQ3 2018vs Q3 2017$605.5MM$594.6MM
Equity CapitalQ3 2018vs Q3 2017$79.1MM$73.8MM
Loan Loss AllowanceQ3 2018vs Q3 2017$5.1MM$4.8MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$3.4MM$5.2MM
Real Estate OwnedQ3 2018vs Q3 2017$6.00K$48.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not 1st MidAmerica Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

1st MidAmerica Credit Union Savings Account Rates

0.20%--IRA Savings
0.05%--Regular Shares

1st MidAmerica Credit Union Money Market Rates

0.80%*$100k*-Money Market Deposit Account
OTHER TIERS: 0.50% $2.5k - $10k | 0.55% $10k - $25k | 0.60% $25k - $50k | 0.70% $50k - $100k

1st MidAmerica Credit Union Checking Account Rates

2.25%*-$10kKasasa Cash
OTHER TIERS: 0.25% $10k+
0.30%*$100k*-Elite Business Checking
OTHER TIERS: 0.10% $25k - $50k | 0.20% $50k - $100k
0.05%--Basic Business Checking

1st MidAmerica Credit Union CD Rates

3.29%$1k-59 Month CD Special
2.88%$1k-35 Month CD Special
2.63%$1k-21 Month CD
2.42%$1k-60 Month CD
2.17%$1k-11 Month CD Special
2.12%$1k-48 Month CD
1.91%$1k-36 Month CD
1.51%$1k-24 Month CD
1.41%$1k-18 Month CD
1.26%$1k-12 Month CD
1.25%$300-12 Month Youth Velocity CD
1.00%$1k-6 Month CD

1st MidAmerica Credit Union IRA Rates

3.29%$1k-59 Month IRA Special
2.88%$1k-35 Month IRA Special
2.63%$1k-21 Month IRA
2.42%$1k-60 Month IRA
2.17%$1k-11 Month IRA Special
2.12%$1k-48 Month IRA
1.91%$1k-36 Month IRA
1.51%$1k-24 Month IRA
1.41%$1k-18 Month IRA
1.26%$1k-12 Month IRA
1.00%$1k-6 Month IRA


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.