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1st MidAmerica Credit Union

Popular Accounts at this Credit Union

2.17%5-year CD60 Month CD
2.25%Reward CheckingKasasa Cash
1.00%1-year CD12 Month CD

Overview / Commentary
731 E Bethalto Dr
Bethalto, IL 62010

1st MidAmerica Credit Union is headquartered in Bethalto and is the 13th largest credit union in the state of Illinois. It is also the 414th largest credit union in the nation. It was established in 1934 and as of March of 2018, it had grown to 197 employees and 65,860 members at 13 locations. 1st MidAmerica Credit Union's money market rates are 36% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in 1st MidAmerica Credit Union is open to the following: (1) those who live or work in Bond, Calhoun, Christian, Clinton, Fayette, Greene, Jefferson, Jersey, Macon, Macoupin, Madison, Marion, Monroe, Montgomery, Pike, Randolph, St. Clair, Sangamon, Scott, and Washington Counties in Illinois or in Jackson County in Missouri; (2) employees of Olin Corporation, Alton Memorial Hospital or over 50 Select Employer Groups.
See current membership details

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Health Grade Components

NCUA #63932
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD0.19%
Return on Equity - YTD1.75%
Annual Interest Income$7.8MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$715.7MM$697.7MM
LoansQ1 2018vs Q1 2017$614.1MM$598.5MM
DepositsQ1 2018vs Q1 2017$619.7MM$596.2MM
Equity CapitalQ1 2018vs Q1 2017$76.9MM$71.7MM
Loan Loss AllowanceQ1 2018vs Q1 2017$5.4MM$4.6MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$3.9MM$3.1MM
Real Estate OwnedQ1 2018vs Q1 2017$5.00K$0
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Always verify rates and promotions with the bank or credit union. We are not 1st MidAmerica Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

1st MidAmerica Credit Union Savings Account Rates

0.20%--IRA Savings
0.05%--Regular Shares

1st MidAmerica Credit Union Money Market Rates

0.60%*$100k*-Money Market Deposit Account
OTHER TIERS: 0.30% $2,500 - $10k | 0.35% $10k - $25k | 0.40% $25k - $50k | 0.50% $50k - $100k

1st MidAmerica Credit Union Checking Account Rates

2.25%*-$10kKasasa Cash
OTHER TIERS: 0.25% $10k+
0.30%*$100k*-Elite Business Checking
OTHER TIERS: 0.10% $25k - $50k | 0.20% $50k - $100k
0.05%--Basic Business Checking

1st MidAmerica Credit Union CD Rates

2.52%$1k-59 Month CD
2.32%$1k-21 Month CD
2.17%$1k-60 Month CD
2.07%$1k-11 Month CD
1.86%$1k-48 Month CD
1.66%$1k-36 Month CD
1.26%$1k-24 Month CD
1.25%$300-12 Month Youth Velocity CD
1.15%$1k-18 Month CD
1.00%$1k-12 Month CD
0.75%$1k-6 Month CD

1st MidAmerica Credit Union IRA Rates

2.52%$1k-59 Month IRA
2.32%$1k-21 Month IRA
2.17%$1k-60 Month IRA
2.07%$1k-11 Month IRA
1.86%$1k-48 Month IRA
1.66%$1k-36 Month IRA
1.26%$1k-24 Month IRA
1.15%$1k-18 Month IRA
1.00%$1k-12 Month IRA
0.75%$1k-6 Month IRA


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