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  2. 1st MidAmerica Credit Union

1st MidAmerica Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.61%3-year CD35 Month CD Special
1.60% - Ally Bank High Yield 3 Year CDAdvertisement
1.61%3-year IRA35 Month IRA Special (Traditional, Roth, CESA)
1.03% - National Average
1.66%5-year CD60 Month CD
2.25% - Ally Bank High Yield 5 Year CDAdvertisement
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Overview / Commentary
www.1stmidamerica.org
618-258-3168
731 E Bethalto Dr
Bethalto, IL 62010

1st MidAmerica Credit Union is headquartered in Bethalto and is the 13th largest credit union in the state of Illinois. It is also the 400th largest credit union in the nation. It was established in 1934 and as of March of 2017, it had grown to 185 employees and 61,275 members at 12 locations. 1st MidAmerica Credit Union has an A health rating.

Field of Membership Restrictions

Membership in 1st MidAmerica Credit Union is open to the following: (1) those who live or work in Bond, Calhoun, Christian, Clinton, Fayette, Greene, Jefferson, Jersey, Macon, Macoupin, Madison, Marion, Monroe, Montgomery, Pike, Randolph, St. Clair, Sangamon, Scott, and Washington Counties in Illinois or in Jackson County in Missouri; (2) employees of Olin Corporation, Alton Memorial Hospital or over 50 Select Employer Groups.
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Health
A

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #63932
Year Chartered1934
Employees185
Primary Regulator
Profit Margin
Return on Assets - YTD0.41%
Return on Equity - YTD3.9%
Annual Interest Income$7.1MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$697.7MM$667.4MM
LoansQ1 2017vs Q1 2016$598.5MM$555.7MM
DepositsQ1 2017vs Q1 2016$596.2MM$564.3MM
Equity CapitalQ1 2017vs Q1 2016$71.7MM$68.0MM
Loan Loss AllowanceQ1 2017vs Q1 2016$4.6MM$4.2MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$3.1MM$2.2MM
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

1st MidAmerica Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%†--IRA Savings
0.20%†--Roth IRA Savings
0.20%†--CESA Savings
0.05%†--Regular Shares

1st MidAmerica Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*†$100k*-Money Market Deposit Account
OTHER TIERS: 0.10% → $2,500 - $10k | 0.15% → $10k - $25k | 0.20% → $25k - $50k | 0.30% → $50k - $100k

1st MidAmerica Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*-$10kKasasa Cash
OTHER TIERS: 0.25% → $10k+
0.30%*†$100k*-Elite Business Checking
OTHER TIERS: 0.10% → $25k - $50k | 0.20% → $50k - $100k
0.05%†--Basic Business Checking

1st MidAmerica Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.07%†$1k-59 Month CD Special
1.66%†$1k-60 Month CD
1.61%†$1k-35 Month CD Special
1.36%†$1k-48 Month CD
1.31%†$1k-21 Month CD Special
1.15%†$1k-36 Month CD
0.75%†$1k-24 Month CD
0.75%†$300-12 Month Youth Velocity CD
0.65%†$1k-18 Month CD
0.50%†$1k-12 Month CD
0.25%†$1k-6 Month CD

1st MidAmerica Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.07%†$1k-59 Month IRA Special
1.66%†$1k-60 Month IRA
1.61%†$1k-35 Month IRA Special
1.36%†$1k-48 Month IRA
1.31%†$1k-21 Month IRA Special
1.15%†$1k-36 Month IRA
0.75%†$1k-24 Month IRA
0.65%†$1k-18 Month IRA
0.50%†$1k-12 Month IRA
0.25%†$1k-6 Month IRA
Locations

1st MidAmerica Credit Union has 12 locations. Click to view all 1st MidAmerica Credit Union locations.