1st MidAmerica Credit Union

Overview / Commentary
731 E Bethalto Dr
Bethalto, IL 62010

1st MidAmerica Credit Union is headquartered in Bethalto and is the 14th largest credit union in the state of Illinois. It is also the 416th largest credit union in the nation. It was established in 1934 and as of March of 2019, it had grown to 198 employees and 68,133 members at 12 locations. 1st MidAmerica Credit Union's money market rates are 82% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in 1st MidAmerica Credit Union is open to individuals who live or work in the Illinois counties of Bond, Brown, Calhoun, Cass, Christian, Clinton, DeWitt, Effingham, Fayette, Greene, Jefferson, Jersey, Logan, Macon, Macoupin, Madison, Marion, Menard, Morgan, Monroe, Montgomery, Moultrie, Piatt, Pike, Randolph, St. Clair, Sangamon, Scott, or Shelby, Washington, or in Jackson County, Missouri. Employees of the Olin Corporation, Alton Memorial Hospital, and more than 90 other Select Employer Groups also qualify for membership.
See current membership details

Related Posts

1st MidAmerica Credit Union Ups 35-Month CD Rate - 12/10/2018

1st MidAmerica Credit Union (IL/MO) has raised the rate on its 35-month CD to 3.39% APY. Minimum deposit is $1k. Also as an IRA.

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Health Grade Components

NCUA #63932
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD0.23%
Return on Equity - YTD2.11%
Annual Interest Income$8.5MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$750.7MM$715.7MM
LoansQ1 2019vs Q1 2018$636.0MM$614.1MM
DepositsQ1 2019vs Q1 2018$657.7MM$619.7MM
Equity CapitalQ1 2019vs Q1 2018$80.4MM$76.9MM
Loan Loss AllowanceQ1 2019vs Q1 2018$5.7MM$5.4MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$6.4MM$3.9MM
Real Estate OwnedQ1 2019vs Q1 2018$0$5.00K
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Always verify rates and promotions with the bank or credit union. We are not 1st MidAmerica Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

1st MidAmerica Credit Union Savings Account Rates

0.20%--IRA Savings
0.05%--Regular Shares

1st MidAmerica Credit Union Money Market Rates

0.80%*$100k*-Money Market Deposit Account
OTHER TIERS: 0.50% $2.5k - $10k | 0.55% $10k - $25k | 0.60% $25k - $50k | 0.70% $50k - $100k

1st MidAmerica Credit Union Checking Account Rates

2.25%*-$10kKasasa Cash
OTHER TIERS: 0.25% $10k+
0.30%*$100k*-Elite Business Checking
OTHER TIERS: 0.10% $25k - $50k | 0.20% $50k - $100k
0.05%--Basic Business Checking

1st MidAmerica Credit Union CD Rates

2.42%$1k-59 Month CD Special
2.22%$1k-35 Month CD Special
2.22%$1k-60 Month CD
2.12%$1k-21 Month CD
1.96%$1k-48 Month CD
1.76%$1k-36 Month CD
1.75%$1k-11 Month CD
1.36%$1k-24 Month CD
1.26%$1k-18 Month CD
1.25%$300-12 Month Youth Velocity CD
1.01%$1k-12 Month CD
0.85%$1k-6 Month CD

1st MidAmerica Credit Union IRA Rates

2.42%$1k-59 Month IRA Special
2.22%$1k-35 Month IRA Special
2.22%$1k-60 Month IRA
2.12%$1k-21 Month IRA
1.96%$1k-48 Month IRA
1.76%$1k-36 Month IRA
1.75%$1k-11 Month IRA
1.36%$1k-24 Month IRA
1.26%$1k-18 Month IRA
1.01%$1k-12 Month IRA
0.85%$1k-6 Month IRA


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