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1st MidAmerica Credit Union

Popular Accounts at this Credit Union

1.61%3-year CD35 Month CD Special
1.61%3-year IRA35 Month IRA Special (Traditional, Roth, CESA)
1.66%5-year CD60 Month CD

Overview / Commentary
731 E Bethalto Dr
Bethalto, IL 62010

1st MidAmerica Credit Union is headquartered in Bethalto and is the 13th largest credit union in the state of Illinois. It is also the 391st largest credit union in the nation. It was established in 1934 and as of June of 2016, it had grown to 174 employees and 59,992 members at 12 locations. 1st MidAmerica Credit Union has an A health rating.

Field of Membership Restrictions

Membership in 1st MidAmerica Credit Union is open to the following: (1) those who live or work in Bond, Calhoun, Christian, Clinton, Fayette, Greene, Jefferson, Jersey, Macon, Macoupin, Madison, Marion, Monroe, Montgomery, Pike, Randolph, St. Clair, Sangamon, Scott, and Washington Counties in Illinois or in Jackson County in Missouri; (2) employees of Olin Corporation, Alton Memorial Hospital or over 50 Select Employer Groups.
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Health Grade Components

NCUA #63932
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD0.53%
Return on Equity - YTD5.17%
Annual Interest Income$13.5MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$669.5MM$628.3MM
LoansQ2 2016vs Q2 2015$567.7MM$517.0MM
DepositsQ2 2016vs Q2 2015$565.8MM$535.5MM
Equity CapitalQ2 2016vs Q2 2015$68.9MM$65.0MM
Loan Loss AllowanceQ2 2016vs Q2 2015$4.2MM$4.3MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$3.1MM$2.7MM
Real Estate OwnedQ2 2016vs Q2 2015$5.00K$60.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

1st MidAmerica Credit Union Savings Account Rates

0.20%--IRA Savings
0.20%--Roth IRA Savings
0.20%--CESA Savings
0.05%--Regular Shares

1st MidAmerica Credit Union Money Market Rates

0.40%*$100k*-Money Market Deposit Account
OTHER TIERS: 0.10% $2,500 - $10k | 0.15% $10k - $25k | 0.20% $25k - $50k | 0.30% $50k - $100k

1st MidAmerica Credit Union CD Rates

1.86%$1k-59 Month CD Special
1.66%$1k-60 Month CD
1.61%$1k-35 Month CD Special
1.36%$1k-48 Month CD
1.15%$1k-36 Month CD
1.00%$1k-21 Month CD Special
0.75%$1k-24 Month CD
0.75%$300-12 Month Youth Velocity CD
0.65%$1k-18 Month CD
0.50%$1k-12 Month CD
0.25%$1k-6 Month CD

1st MidAmerica Credit Union IRA Rates

1.86%$1k-59 Month IRA Special
1.66%$1k-60 Month IRA
1.61%$1k-35 Month IRA Special
1.36%$1k-48 Month IRA
1.15%$1k-36 Month IRA
1.00%$1k-21 Month IRA Special
0.75%$1k-24 Month IRA
0.65%$1k-18 Month IRA
0.50%$1k-12 Month IRA
0.25%$1k-6 Month IRA

1st MidAmerica Credit Union has 12 locations. Click to view all 1st MidAmerica Credit Union locations.