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1st MidAmerica Credit Union


Overview / Commentary
www.1stmidamerica.org
618-258-3168
731 E Bethalto Dr
Bethalto, IL 62010

1st MidAmerica Credit Union is headquartered in Bethalto and is the 13th largest credit union in the state of Illinois. It is also the 463rd largest credit union in the nation. It was established in 1934 and as of June of 2022, it had grown to 173 employees and 69,039 members at 11 locations. 1st MidAmerica Credit Union has an A health rating.

Field of Membership Restrictions

Membership in 1st MidAmerica Credit Union is open to individuals who live or work in the Illinois counties of Bond, Brown, Calhoun, Cass, Christian, Clinton, DeWitt, Effingham, Fayette, Greene, Jefferson, Jersey, Logan, Macon, Macoupin, Madison, Marion, Menard, Morgan, Monroe, Montgomery, Moultrie, Piatt, Pike, Randolph, St. Clair, Sangamon, Scott, or Shelby, Washington, or in Jackson County, Missouri. Employees of the Olin Corporation, Alton Memorial Hospital, and more than 90 other Select Employer Groups also qualify for membership.
See current membership details

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Health
A

Data as of Q2 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #63932
Year Chartered1934
Employees173
Primary Regulator
Profit Margin
Return on Assets - YTD0.15%
Return on Equity - YTD1.47%
Annual Interest Income$14.4MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$902.9MM$872.5MM
LoansQ2 2022vs Q2 2021$719.8MM$662.2MM
DepositsQ2 2022vs Q2 2021$765.6MM$761.3MM
Equity CapitalQ2 2022vs Q2 2021$92.6MM$91.0MM
Loan Loss AllowanceQ2 2022vs Q2 2021$7.3MM$7.7MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$4.7MM$4.9MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

1st MidAmerica Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*-$15kReward Savings
OTHER TIERS: 0.25% → $15k+
0.10%--IRA Savings
0.05%--Regular Shares

1st MidAmerica Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$100k*-Money Market Deposit Account
OTHER TIERS: 0.20% → $2.5k - $10k | 0.25% → $10k - $25k | 0.35% → $25k - $50k | 0.40% → $50k - $100k

1st MidAmerica Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*-$10kHigh Interest Reward Checking
OTHER TIERS: 0.25% → $10k+
0.35%*$100k*-Elite Business Checking
OTHER TIERS: 0.25% → $25k - $50k | 0.30% → $50k - $100k
0.05%--Basic Business Checking

1st MidAmerica Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.52%$1k-35 Month CD Special
2.27%$1k-21 Month CD Special
2.02%$1k-11 Month CD Special
1.51%$1k-60 Month CD
0.95%$300-12 Month Youth Velocity CD
0.90%$1k-48 Month CD
0.85%$1k-36 Month CD
0.80%$1k-24 Month CD
0.75%$1k-18 Month CD
0.70%$1k-12 Month CD
0.45%$1k-6 Month CD

1st MidAmerica Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.52%$1k-35 Month IRA Special
2.27%$1k-21 Month IRA Special
2.02%$1k-11 Month IRA Special
1.51%$1k-60 Month IRA
0.90%$1k-48 Month IRA
0.85%$1k-36 Month IRA
0.80%$1k-24 Month IRA
0.75%$1k-18 Month IRA
0.70%$1k-12 Month IRA
0.45%$1k-6 Month IRA
Locations

Availability



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