2. 1st MidAmerica Credit Union

1st MidAmerica Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.17%5-year CD60 Month CD
3.00% - American Express National Bank 60 Month CDAdvertisement
2.25%Reward CheckingKasasa Cash
2.00% - National Average
1.00%1-year CD12 Month CD
2.45% - Synchrony Bank 12 Month CDAdvertisement
View all 1st MidAmerica Credit Union rates »

Overview / Commentary
www.1stmidamerica.org
618-258-3168
731 E Bethalto Dr
Bethalto, IL 62010

1st MidAmerica Credit Union is headquartered in Bethalto and is the 13th largest credit union in the state of Illinois. It is also the 410th largest credit union in the nation. It was established in 1934 and as of June of 2018, it had grown to 200 employees and 66,670 members at 12 locations. 1st MidAmerica Credit Union's money market rates are 82% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in 1st MidAmerica Credit Union is open to the following: (1) those who live or work in Bond, Calhoun, Christian, Clinton, Fayette, Greene, Jefferson, Jersey, Macon, Macoupin, Madison, Marion, Monroe, Montgomery, Pike, Randolph, St. Clair, Sangamon, Scott, and Washington Counties in Illinois or in Jackson County in Missouri; (2) employees of Olin Corporation, Alton Memorial Hospital or over 50 Select Employer Groups.
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Health
A+

Data as of Q2 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #63932
Year Chartered1934
Employees200
Primary Regulator
Profit Margin
Return on Assets - YTD0.35%
Return on Equity - YTD3.25%
Annual Interest Income$15.7MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$728.0MM$694.4MM
LoansQ2 2018vs Q2 2017$631.2MM$606.5MM
DepositsQ2 2018vs Q2 2017$615.4MM$596.0MM
Equity CapitalQ2 2018vs Q2 2017$77.8MM$72.8MM
Loan Loss AllowanceQ2 2018vs Q2 2017$5.0MM$4.5MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$3.3MM$4.9MM
Real Estate OwnedQ2 2018vs Q2 2017$6.00K$24.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

1st MidAmerica Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--IRA Savings
0.05%--Regular Shares

1st MidAmerica Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%*$100k*-Money Market Deposit Account
OTHER TIERS: 0.50% → $2.5k - $10k | 0.55% → $10k - $25k | 0.60% → $25k - $50k | 0.70% → $50k - $100k

1st MidAmerica Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*-$10kKasasa Cash
OTHER TIERS: 0.25% → $10k+
0.30%*$100k*-Elite Business Checking
OTHER TIERS: 0.10% → $25k - $50k | 0.20% → $50k - $100k
0.05%--Basic Business Checking

1st MidAmerica Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.03%$1k-59 Month CD
2.32%$1k-21 Month CD
2.17%$1k-60 Month CD
2.07%$1k-11 Month CD
1.86%$1k-48 Month CD
1.66%$1k-36 Month CD
1.26%$1k-24 Month CD
1.25%$300-12 Month Youth Velocity CD
1.15%$1k-18 Month CD
1.00%$1k-12 Month CD
0.75%$1k-6 Month CD

1st MidAmerica Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.03%$1k-59 Month IRA
2.32%$1k-21 Month IRA
2.17%$1k-60 Month IRA
2.07%$1k-11 Month IRA
1.86%$1k-48 Month IRA
1.66%$1k-36 Month IRA
1.26%$1k-24 Month IRA
1.15%$1k-18 Month IRA
1.00%$1k-12 Month IRA
0.75%$1k-6 Month IRA
Locations

Availability



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