Advertising Disclosure
  1. Banks
  2. 1st MidAmerica Credit Union

1st MidAmerica Credit Union


Overview / Commentary
www.1stmidamerica.org
618-258-3168
731 E Bethalto Dr
Bethalto, IL 62010

1st MidAmerica Credit Union is headquartered in Bethalto and is the 13th largest credit union in the state of Illinois. It is also the 444th largest credit union in the nation. It was established in 1934 and as of September of 2022, it had grown to 176 employees and 69,489 members at 11 locations. 1st MidAmerica Credit Union's money market rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in 1st MidAmerica Credit Union is open to individuals who live or work in the Illinois counties of Bond, Brown, Calhoun, Cass, Christian, Clinton, DeWitt, Effingham, Fayette, Greene, Jefferson, Jersey, Logan, Macon, Macoupin, Madison, Marion, Menard, Morgan, Monroe, Montgomery, Moultrie, Piatt, Pike, Randolph, St. Clair, Sangamon, Scott, or Shelby, Washington, or in Jackson County, Missouri. Employees of the Olin Corporation, Alton Memorial Hospital, and more than 90 other Select Employer Groups also qualify for membership.
See current membership details

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A

Data as of Q3 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #63932
Year Chartered1934
Employees176
Primary Regulator
Profit Margin
Return on Assets - YTD0.45%
Return on Equity - YTD4.41%
Annual Interest Income$22.8MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$942.1MM$853.9MM
LoansQ3 2022vs Q3 2021$751.8MM$653.6MM
DepositsQ3 2022vs Q3 2021$760.3MM$750.8MM
Equity CapitalQ3 2022vs Q3 2021$94.4MM$94.9MM
Loan Loss AllowanceQ3 2022vs Q3 2021$7.1MM$6.6MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$5.0MM$6.1MM
Real Estate OwnedQ3 2022vs Q3 2021$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not 1st MidAmerica Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

1st MidAmerica Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*-$15kReward Savings
OTHER TIERS: 0.25% → $15k+
0.10%--IRA Savings
0.05%--Regular Shares

1st MidAmerica Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.31%*$100k*-Money Market Deposit Account
OTHER TIERS: 1.06% → $2.5k - $10k | 1.11% → $10k - $25k | 1.21% → $25k - $50k | 1.26% → $50k - $100k

1st MidAmerica Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*-$10kHigh Interest Reward Checking
OTHER TIERS: 0.25% → $10k+
1.21%*$100k*-Elite Business Checking
OTHER TIERS: 1.11% → $25k - $50k | 1.16% → $50k - $100k
0.05%--Basic Business Checking

1st MidAmerica Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.06%$1k-35 Month CD Special
3.80%$1k-21 Month CD Special
3.80%$1k-59 Month CD Special
3.55%$1k-13 Month CD Special
1.51%$1k-60 Month CD
0.95%$300-12 Month Youth Velocity CD
0.90%$1k-48 Month CD
0.85%$1k-36 Month CD
0.80%$1k-24 Month CD
0.75%$1k-18 Month CD
0.70%$1k-12 Month CD
0.45%$1k-6 Month CD

1st MidAmerica Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.06%$1k-35 Month IRA Special
3.80%$1k-21 Month IRA Special
3.80%$1k-59 Month IRA Special
3.55%$1k-13 Month IRA Special
1.51%$1k-60 Month IRA
0.90%$1k-48 Month IRA
0.85%$1k-36 Month IRA
0.80%$1k-24 Month IRA
0.75%$1k-18 Month IRA
0.70%$1k-12 Month IRA
0.45%$1k-6 Month IRA
Locations

Availability

St. Louis Area

Interactive local rates map


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.