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1st MidAmerica Credit Union

Popular Accounts at this Credit Union

1.61%3-year CD35 Month CD Special
1.61%3-year IRA35 Month IRA Special (Traditional, Roth, CESA)
1.66%5-year CD60 Month CD

Overview / Commentary
731 E Bethalto Dr
Bethalto, IL 62010

1st MidAmerica Credit Union is headquartered in Bethalto and is the 13th largest credit union in the state of Illinois. It is also the 399th largest credit union in the nation. It was established in 1934 and as of December of 2016, it had grown to 180 employees and 61,030 members at 12 locations. 1st MidAmerica Credit Union has an A health rating.

Field of Membership Restrictions

Membership in 1st MidAmerica Credit Union is open to the following: (1) those who live or work in Bond, Calhoun, Christian, Clinton, Fayette, Greene, Jefferson, Jersey, Macon, Macoupin, Madison, Marion, Monroe, Montgomery, Pike, Randolph, St. Clair, Sangamon, Scott, and Washington Counties in Illinois or in Jackson County in Missouri; (2) employees of Olin Corporation, Alton Memorial Hospital or over 50 Select Employer Groups.
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Health Grade Components

NCUA #63932
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD5.49%
Annual Interest Income$27.7MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$671.9MM$649.3MM
LoansQ4 2016vs Q4 2015$587.4MM$552.7MM
DepositsQ4 2016vs Q4 2015$571.1MM$549.3MM
Equity CapitalQ4 2016vs Q4 2015$71.0MM$66.9MM
Loan Loss AllowanceQ4 2016vs Q4 2015$4.6MM$4.3MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$4.3MM$3.6MM
Real Estate OwnedQ4 2016vs Q4 2015$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

1st MidAmerica Credit Union Savings Account Rates

0.20%--IRA Savings
0.20%--Roth IRA Savings
0.20%--CESA Savings
0.05%--Regular Shares

1st MidAmerica Credit Union Money Market Rates

0.40%*$100k*-Money Market Deposit Account
OTHER TIERS: 0.10% $2,500 - $10k | 0.15% $10k - $25k | 0.20% $25k - $50k | 0.30% $50k - $100k

1st MidAmerica Credit Union Checking Account Rates

2.25%*-$10kKasasa Cash
OTHER TIERS: 0.25% $10k+
0.30%*$100k*-Elite Business Checking
OTHER TIERS: 0.10% $25k - $50k | 0.20% $50k - $100k
0.05%--Basic Business Checking

1st MidAmerica Credit Union CD Rates

1.86%$1k-59 Month CD Special
1.66%$1k-60 Month CD
1.61%$1k-35 Month CD Special
1.36%$1k-48 Month CD
1.15%$1k-36 Month CD
1.00%$1k-21 Month CD Special
0.75%$1k-24 Month CD
0.75%$300-12 Month Youth Velocity CD
0.65%$1k-18 Month CD
0.50%$1k-12 Month CD
0.25%$1k-6 Month CD

1st MidAmerica Credit Union IRA Rates

1.86%$1k-59 Month IRA Special
1.66%$1k-60 Month IRA
1.61%$1k-35 Month IRA Special
1.36%$1k-48 Month IRA
1.15%$1k-36 Month IRA
1.00%$1k-21 Month IRA Special
0.75%$1k-24 Month IRA
0.65%$1k-18 Month IRA
0.50%$1k-12 Month IRA
0.25%$1k-6 Month IRA

1st MidAmerica Credit Union has 12 locations. Click to view all 1st MidAmerica Credit Union locations.