Overview / Commentary
618-258-3168
731 E Bethalto Dr
Bethalto, IL 62010

1st MidAmerica Credit Union is headquartered in Bethalto and is the 13th largest credit union in the state of Illinois. It is also the 410th largest credit union in the nation. It was established in 1934 and as of June of 2018, it had grown to 200 employees and 66,670 members at 12 locations. 1st MidAmerica Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in 1st MidAmerica Credit Union is open to the following: (1) those who live or work in Bond, Calhoun, Christian, Clinton, Fayette, Greene, Jefferson, Jersey, Macon, Macoupin, Madison, Marion, Monroe, Montgomery, Pike, Randolph, St. Clair, Sangamon, Scott, and Washington Counties in Illinois or in Jackson County in Missouri; (2) employees of Olin Corporation, Alton Memorial Hospital or over 50 Select Employer Groups.
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Health
A+

Health Grade Components

Overall
NCUA #63932
Year Chartered1934
Employees200
Primary Regulator
Profit Margin
Return on Assets - YTD0.35%
Return on Equity - YTD3.25%
Annual Interest Income$15.7MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$728.0MM$694.4MM
LoansQ2 2018vs Q2 2017$631.2MM$606.5MM
DepositsQ2 2018vs Q2 2017$615.4MM$596.0MM
Equity CapitalQ2 2018vs Q2 2017$77.8MM$72.8MM
Loan Loss AllowanceQ2 2018vs Q2 2017$5.0MM$4.5MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$3.3MM$4.9MM
Real Estate OwnedQ2 2018vs Q2 2017$6.00K$24.00K
Rates

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Locations

Availability



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