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1st MidAmerica Credit Union


Overview / Commentary
www.1stmidamerica.org
618-258-3168
731 E Bethalto Dr
Bethalto, IL 62010

1st MidAmerica Credit Union is headquartered in Bethalto and is the 13th largest credit union in the state of Illinois. It is also the 451st largest credit union in the nation. It was established in 1934 and as of March of 2021, it had grown to 188 employees and 67,648 members at 11 locations. 1st MidAmerica Credit Union has an A health rating.

Field of Membership Restrictions

Membership in 1st MidAmerica Credit Union is open to individuals who live or work in the Illinois counties of Bond, Brown, Calhoun, Cass, Christian, Clinton, DeWitt, Effingham, Fayette, Greene, Jefferson, Jersey, Logan, Macon, Macoupin, Madison, Marion, Menard, Morgan, Monroe, Montgomery, Moultrie, Piatt, Pike, Randolph, St. Clair, Sangamon, Scott, or Shelby, Washington, or in Jackson County, Missouri. Employees of the Olin Corporation, Alton Memorial Hospital, and more than 90 other Select Employer Groups also qualify for membership.
See current membership details

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Health
A

Data as of Q1 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #63932
Year Chartered1934
Employees188
Primary Regulator
Profit Margin
Return on Assets - YTD0.34%
Return on Equity - YTD3.32%
Annual Interest Income$7.5MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$872.6MM$766.6MM
LoansQ1 2021vs Q1 2020$645.5MM$642.1MM
DepositsQ1 2021vs Q1 2020$765.0MM$669.7MM
Equity CapitalQ1 2021vs Q1 2020$87.6MM$83.3MM
Loan Loss AllowanceQ1 2021vs Q1 2020$8.1MM$6.5MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$5.1MM$7.7MM
Real Estate OwnedQ1 2021vs Q1 2020$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

1st MidAmerica Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--IRA Savings
0.05%--Regular Shares

1st MidAmerica Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$50k*-Money Market Deposit Account
OTHER TIERS: 0.10% → $2.5k - $25k | 0.15% → $25k - $50k

1st MidAmerica Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*-$10kKasasa Cash
OTHER TIERS: 0.25% → $10k+
0.10%*$50k*-Elite Business Checking
OTHER TIERS: 0.05% → $25k - $50k
0.05%--Basic Business Checking

1st MidAmerica Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$1k-60 Month CD
0.45%$300-12 Month Youth Velocity CD
0.40%$1k-48 Month CD
0.35%$1k-36 Month CD
0.30%$1k-24 Month CD
0.25%$1k-18 Month CD
0.20%$1k-12 Month CD
0.10%$1k-6 Month CD

1st MidAmerica Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$1k-60 Month IRA
0.40%$1k-48 Month IRA
0.35%$1k-36 Month IRA
0.30%$1k-24 Month IRA
0.25%$1k-18 Month IRA
0.20%$1k-12 Month IRA
0.10%$1k-6 Month IRA
Locations

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