1St Mississippi Federal Credit Union is headquartered in Meridian and is the 16th largest credit union in the state of Mississippi. It is also the 2,122nd largest credit union in the nation. It was established in 1972 and as of December of 2021, it had grown to 27 employees and 10,317 members at 2 locations. 1St Mississippi Federal Credit Union has an A health rating.
Membership is open to those who live, work, worship or attend school located in Lauderdale or Clarke Counties and to immediate family of those eligible.
See current membership details
Overall | |
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NCUA # | 21073 |
Year Chartered | 1972 |
Employees | 27 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 1.06% |
Return on Equity - YTD | 3.82% |
Annual Interest Income | $2.4MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $75.0MM$68.1MM |
Loans | Q4 2021vs Q4 2020 | $25.1MM$21.0MM |
Deposits | Q4 2021vs Q4 2020 | $53.9MM$48.1MM |
Equity Capital | Q4 2021vs Q4 2020 | $20.5MM$19.7MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $329.00K$276.00K |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $423.00K$299.00K |
Real Estate Owned | Q4 2021vs Q4 2020 | $30.00K$30.00K |
Always verify rates and promotions with the bank or credit union. We are not 1St Mississippi Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
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0.03% | $1k | - | Regular Checking | |
0.03% | $500 | - | 1st Advantage Checking |
1St Mississippi Federal Credit Union Locations | ||
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Branch Office | 212 S Archusa Ave | Quitman, MS 39355 |
Branch Office | 600 19th Ave | Meridian, MS 39301 |