Featured Savings Rates
Featured Accounts

1St Mississippi Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.31%5-year CD5 Years CD
0.55%1-year CD12 Months CD
0.10%SavingsBasic Savings

Overview / Commentary
601-693-6873
600 19th Ave
Meridian, MS 39301

1St Mississippi Federal Credit Union is headquartered in Meridian and is the 17th largest credit union in the state of Mississippi. It is also the 2,136th largest credit union in the nation. It was established in 1972 and as of September of 2016, it had grown to 24 employees and 9,102 members at 2 locations. 1St Mississippi Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school located in Lauderdale or Clarke Counties and to immediate family of those eligible.
See current membership details

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Health
A
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. 1St Mississippi Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #21073
Year Chartered1972
Employees24
Primary Regulator
Profit Margin
Return on Assets - YTD1.05%
Return on Equity - YTD3.64%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$59.4MM$56.3MM
LoansQ3 2016vs Q3 2015$16.8MM$16.6MM
DepositsQ3 2016vs Q3 2015$42.4MM$39.9MM
Equity CapitalQ3 2016vs Q3 2015$16.9MM$16.3MM
Loan Loss AllowanceQ3 2016vs Q3 2015$64.00K$59.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$56.00K$16.00K
Real Estate OwnedQ3 2016vs Q3 2015$57.00K$22.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

1St Mississippi Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$250k*-High Yield
OTHER TIERS: 0.20% $7,500 - $25k | 0.25% $25k - $50k | 0.30% $50k - $250k
0.10%--Basic Savings
0.05%$100-1st Beginnings Savings

1St Mississippi Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1k-Regular Checking
0.05%$500-1st Advantage Checking

1St Mississippi Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.31%$500-5 Years CD
1.16%$500-4 Years CD
1.01%$500-3 Years CD
0.86%$500-30 Months CD
0.80%$500-24 Months CD
0.70%$500-18 Months CD
0.55%$500-12 Months CD
0.45%$500-6 Months CD

1St Mississippi Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.31%--5 Years IRA
1.16%--4 Years IRA
1.01%--3 Years IRA
0.86%--30 Months IRA
0.80%--24 Montshs IRA
0.70%--18 Months IRA
0.55%--12 Months IRA
0.45%--6 Months IRA
Locations


1St Mississippi Federal Credit Union Locations
Branch Office212 S Archusa AveQuitman, MS 39355
Branch Office600 19th AveMeridian, MS 39301