1St Mississippi Federal Credit Union is headquartered in Meridian and is the 16th largest credit union in the state of Mississippi. It is also the 2,005th largest credit union in the nation. It was established in 1972 and as of March of 2025, it had grown to 39 employees and 9,797 members at 2 locations. 1St Mississippi Federal Credit Union has an A health rating.
Membership is open to those who live, work, worship or attend school located in Lauderdale or Clarke Counties and to immediate family of those eligible.
See current membership details
Overall | |
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NCUA # | 21073 |
Year Chartered | 1972 |
Employees | 39 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.22% |
Return on Equity - YTD | 0.81% |
Annual Interest Income | $1.1MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $82.7MM$78.6MM |
Loans | Q1 2025vs Q1 2024 | $50MM$44.5MM |
Deposits | Q1 2025vs Q1 2024 | $56.7MM$52.4MM |
Equity Capital | Q1 2025vs Q1 2024 | $22.4MM$21.7MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $1MM$977K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $450K$291K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Rates for 1St Mississippi Federal Credit Union are currently being reviewed.
1St Mississippi Federal Credit Union Locations | ||
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Branch Office | 212 S Archusa Ave | Quitman, MS 39355 |
Branch Office | 600 19th Ave | Meridian, MS 39301 |