1St Mississippi Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.27% | 5-year CD | 2.27% - National Average |
| 1.51% | 1-year CD | 1.38% - National Average |
| 0.20% | Savings | 0.26% - National Average |
1St Mississippi Federal Credit Union is headquartered in Meridian and is the 17th largest credit union in the state of Mississippi. It is also the 2,151st largest credit union in the nation. It was established in 1972 and as of December of 2018, it had grown to 27 employees and 9,992 members at 2 locations. 1St Mississippi Federal Credit Union's CD rates are 68% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school located in Lauderdale or Clarke Counties and to immediate family of those eligible.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 21073 |
| Year Chartered | 1972 |
| Employees | 27 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.11% |
| Return on Equity - YTD | 3.61% |
| Annual Interest Income | $2.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $59.0MM$58.2MM |
| Loans | Q4 2018vs Q4 2017 | $18.2MM$18.3MM |
| Deposits | Q4 2018vs Q4 2017 | $40.5MM$40.1MM |
| Equity Capital | Q4 2018vs Q4 2017 | $18.3MM$17.6MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $151.00K$126.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $202.00K$354.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $76.00K$135.00K |
Always verify rates and promotions with the bank or credit union. We are not 1St Mississippi Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
1St Mississippi Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.45%* | $250k* | - | High Yield | ||
| OTHER TIERS: 0.30% → $7.5k - $25k | 0.35% → $25k - $50k | 0.40% → $50k - $250k | |||||
| 0.25% | $100 | - | 1st Beginnings Savings | ||
| 0.20% | - | - | Basic Savings | ||
1St Mississippi Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $1k | - | Regular Checking | |
| 0.05% | $500 | - | 1st Advantage Checking |
1St Mississippi Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.27% | $500 | - | 5 Year CD | |
| 1.97% | $500 | - | 4 Year CD | |
| 1.87% | $500 | - | 3 Year CD | |
| 1.66% | $500 | - | 30 Month CD | |
| 1.61% | $500 | - | 24 Month CD | |
| 1.56% | $500 | - | 18 Month CD | |
| 1.51% | $500 | - | 12 Month CD | |
| 0.75% | $500 | - | 6 Month CD |
1St Mississippi Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.27% | - | - | 5 Year IRA | |
| 1.97% | - | - | 4 Year IRA | |
| 1.87% | - | - | 3 Year IRA | |
| 1.66% | - | - | 30 Month IRA | |
| 1.61% | - | - | 24 Month IRA | |
| 1.56% | - | - | 18 Month IRA | |
| 1.51% | - | - | 12 Month IRA | |
| 0.75% | - | - | 6 Month IRA |
| 1St Mississippi Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 212 S Archusa Ave | Quitman, MS 39355 |
| Branch Office | 600 19th Ave | Meridian, MS 39301 |