1St Mississippi Federal Credit Union is headquartered in Meridian and is the 16th largest credit union in the state of Mississippi. It is also the 2,091st largest credit union in the nation. It was established in 1972 and as of June of 2023, it had grown to 26 employees and 9,716 members at 2 locations. 1St Mississippi Federal Credit Union has an A health rating.
Membership is open to those who live, work, worship or attend school located in Lauderdale or Clarke Counties and to immediate family of those eligible.
See current membership details
Overall | |
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NCUA # | 21073 |
Year Chartered | 1972 |
Employees | 26 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.92% |
Return on Equity - YTD | 3.36% |
Annual Interest Income | $1.7MM |
Assets and Liabilities | ||
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Assets | Q2 2023vs Q2 2022 | $76.1MM$75.8MM |
Loans | Q2 2023vs Q2 2022 | $37.5MM$28.5MM |
Deposits | Q2 2023vs Q2 2022 | $54.3MM$54.5MM |
Equity Capital | Q2 2023vs Q2 2022 | $21.0MM$20.7MM |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$312.00K |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $221.00K$185.00K |
Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not 1St Mississippi Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.30%* | $50k* | - | High Yield | ||
OTHER TIERS: 0.25% → $7.5k - $50k | |||||
0.20%* | - | $2.5k | Basic Savings | ||
OTHER TIERS: 0.15% → $2.5k+ | |||||
0.20% | $100 | - | 1st Beginnings Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.15% | $1k | - | Regular Checking | |
0.15% | $500 | - | 1st Advantage Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.60% | $500 | - | 5 Year CD | |
0.45% | $500 | - | 4 Year CD | |
0.40% | $500 | - | 3 Year CD | |
0.30% | $500 | - | 24 Month CD | |
0.30% | $500 | - | 30 Month CD | |
0.25% | $500 | - | 12 Month CD | |
0.25% | $500 | - | 18 Month CD | |
0.15% | $500 | - | 6 Month CD |
1St Mississippi Federal Credit Union Locations | ||
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Branch Office | 212 S Archusa Ave | Quitman, MS 39355 |
Branch Office | 600 19th Ave | Meridian, MS 39301 |