1st National Bank is headquartered in LEBANON and is the 76th largest bank in the state of Ohio. It is also the 2,549th largest bank in the nation. It was established in 1907 and as of June of 2024, it had grown to 56 employees at 9 locations. 1st National Bank's money market rates are 8X the national average, and it has a B+ health rating.
Great Community Bank
I love 1st National Bank. They are a great community bank that frequently participates in community events. They have competitive rates and fantastic specials. Their staff is friendly and always willing to help. If you call their numbers you will have your call answered by a real person.
Very Bad Bank
This bank put false information on my credit report admitted it was an mistake on their part but refused to remove it horrible service in trying to fix the problem wouldn't recommend them to anyone.
Data as of Q2 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 6646 |
| Year Established | 1907 |
| Employees | 56 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0% |
| Return on Equity - YTD | 0.06% |
| Annual Interest Income | $6.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2024vs Q2 2023 | $287MM$294.1MM |
| Loans | Q2 2024vs Q2 2023 | $216.4MM$216.6MM |
| Deposits | Q2 2024vs Q2 2023 | $245.1MM$226.7MM |
| Equity Capital | Q2 2024vs Q2 2023 | $19.6MM$17.8MM |
| Loan Loss Allowance | Q2 2024vs Q2 2023 | $2.1MM$2.1MM |
| Unbacked Noncurrent Loans | Q2 2024vs Q2 2023 | $47K$455K |
| Real Estate Owned | Q2 2024vs Q2 2023 | $181K$180K |