1st National Bank is headquartered in Lebanon and is the 81st largest bank in the state of Ohio. It is also the 2,698th largest bank in the nation. It was established in 1907 and as of June of 2022, it had grown to 90 employees at 10 locations. 1st National Bank has a B health rating.
I love 1st National Bank. They are a great community bank that frequently participates in community events. They have competitive rates and fantastic specials. Their staff is friendly and always willing to help. If you call their numbers you will have your call answered by a real person.
When I visit the bank, it is a great feeling to be able to work with people who really want to help me be the best I can. I feel comfortable with their experience and I am not being constantly sold a product to meet quotas. The atmosphere is very different, there is no staff turnover, to the point where they all love their job and work.
Recently. I went to our local bank 1st National to withdraw some money from my personal checking account. Our bank has a ATM right outside their doors which is normal for most banks but comes in very handy. I accidentally forgot to grab my card after taking my cash and receipt from the ATM. I didn't notice I was missing my debit card until the next day around 4:50. I was able to run over to the bank and ask them if there was anything they can do. Since my bank is part of a small town I was able to get service right away. They were able to print me out a new card within minutes so that I would not be without a debit card for the weekend. The following Monday they gave me a call and let me know that my debit card was in deed in the ATM but for safety measures they would close the card and print me a new card with a new number. They also furnished me with the upgraded debit card for free for the inconvenience even though it was my fault. Banking in a small town has its advantages. They know me personally as well as my family that also bank there. A lot of the employees also live in the small town so they see us or attend school functions for their children as well. We all look out for each other which makes it the best.
This bank put false information on my credit report admitted it was an mistake on their part but refused to remove it horrible service in trying to fix the problem wouldn't recommend them to anyone.
If you're not a client, your rate is a mere pittance. Also , no way of opening an account online.
Called 3/21/17 and was told this rate is not correct and must be ERRONIOUSLY posted.
|FDIC Certificate #||6646|
|Return on Assets - YTD||-0.84%|
|Return on Equity - YTD||-11.9%|
|Annual Interest Income||$3.7MM|
|Assets and Liabilities|
|Assets||Q2 2022vs Q2 2021||$261.5MM$244.4MM|
|Loans||Q2 2022vs Q2 2021||$177.9MM$145.3MM|
|Deposits||Q2 2022vs Q2 2021||$217.8MM$214.4MM|
|Equity Capital||Q2 2022vs Q2 2021||$16.2MM$20.4MM|
|Loan Loss Allowance||Q2 2022vs Q2 2021||$2.0MM$2.5MM|
|Unbacked Noncurrent Loans||Q2 2022vs Q2 2021||$663.00K$2.6MM|
|Real Estate Owned||Q2 2022vs Q2 2021||$0$0|
Rates for 1st National Bank are currently being reviewed.
|Centerville Krogers Branch||1095 S. Main Street||Centerville, OH 45458|
|Fields-Ertel Branch||9015 Fields-Ertel Road||Cincinnati, OH 45249|
|Towne Mall Branch||3616 Dixie Highway||Franklin, OH 45005|
|Walmart Lebanon Branch||1530 Walmart Drive||Lebanon, OH 45036|
|1st National Bank||1000 E Main St||Lebanon, OH 45036|
|Liberty Township Branches|
|Walmart West Chester Branch||6876 Cincinnati Dayton Rd||Liberty Township, OH 45044|
|Eastgate Branch||10600 Loveland Madeira Road||Loveland, OH 45140|
|Maineville Branch||11 U.S. 22 and 3||Maineville, OH 45039|
|Mason Branch||7451 Mason Montgomery Road||Mason, OH 45040|
|Morrow Branch||541 West Pike Street||Morrow, OH 45152|