1st National Bank is headquartered in LEBANON and is the 79th largest bank in the state of Ohio. It is also the 2,619th largest bank in the nation. It was established in 1907 and as of March of 2025, it had grown to 57 employees at 9 locations. 1st National Bank has a B+ health rating.
Great Community Bank
I love 1st National Bank. They are a great community bank that frequently participates in community events. They have competitive rates and fantastic specials. Their staff is friendly and always willing to help. If you call their numbers you will have your call answered by a real person.
Very Bad Bank
This bank put false information on my credit report admitted it was an mistake on their part but refused to remove it horrible service in trying to fix the problem wouldn't recommend them to anyone.
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 6646 |
| Year Established | 1907 |
| Employees | 57 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.18% |
| Return on Equity - YTD | 2.48% |
| Annual Interest Income | $3.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $276.5MM$289.6MM |
| Loans | Q1 2025vs Q1 2024 | $200.3MM$221MM |
| Deposits | Q1 2025vs Q1 2024 | $235.1MM$248.3MM |
| Equity Capital | Q1 2025vs Q1 2024 | $20.7MM$18.2MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $2.1MM$2.1MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $680K$119K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$181K |