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1st Security Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.fsbwa.com
800-683-0973
6920 220th Street SW
Mountlake Terrace, WA 98043

1st Security Bank is headquartered in MOUNTLAKE TERRAC and is the 7th largest bank in the state of Washington. It is also the 407th largest bank in the nation. It was established in 2004 and as of December of 2024, it had grown to 562 employees at 22 locations. 1st Security Bank's money market rates are 9X the national average, and it has an A health rating.

Reviews (1)

I Love This Bank

Posted by: |

I opened an Optimum Savings account last fall when they were paying 3%, recently the upgraded to 5% on up to $5000.
Yes you have to deposit at least $100. Into account monthly, but that’s no big deal.
So far it has been a great experience with great rates.
Very competitive and close to home.
I love it.

3


Health
A

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #57633
Year Established2004
Employees562
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.24%
Return on Equity - YTD11.41%
Annual Interest Income$184.8MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$3.03B$2.97B
LoansQ4 2024vs Q4 2023$2.53B$2.43B
DepositsQ4 2024vs Q4 2023$2.36B$2.54B
Equity CapitalQ4 2024vs Q4 2023$336.6MM$305.3MM
Loan Loss AllowanceQ4 2024vs Q4 2023$31.9MM$31.5MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$12.5MM$9MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

1st Security Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$0$5kOptimum Savings
OTHER TIERS: 0.25% → $5k+
5.00%*$0$15kBusiness Optimum Savings
OTHER TIERS: 0.25% → $15k+
5.00%*$0$5kOptimum Student Savings
OTHER TIERS: 0.25% → $5k+
3.50%*$100k*-Nonprofit Savings
OTHER TIERS: 1.00% → $0 - $50k | 1.50% → $50k - $100k
0.10%$0-Youth Savings
0.10%$0-Uniform Transfer to Minors
0.05%$0-Preferred Savings
0.01%$0-Business Savings

1st Security Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%*$100k*-1st Rate Money Market
OTHER TIERS: 0.05% → $0 - $100k
2.00%*$1m*-Business Money Market
OTHER TIERS: 0.46% → $0 - $10k | 0.65% → $10k - $25k | 0.85% → $25k - $100k | 1.25% → $100k - $250k | 1.50% → $250k - $1m
2.00%*$1m*-High Yield Money Market
OTHER TIERS: 0.50% → $0 - $5k | 0.75% → $5k - $100k | 1.00% → $100k - $250k | 1.50% → $250k - $1m
1.00%*$100k*-Tiered Rate Money Market
OTHER TIERS: 0.35% → $0 - $5k | 0.55% → $5k - $50k | 0.75% → $50k - $100k

1st Security Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$50k*-1st Platinum Checking
OTHER TIERS: 0.01% → $2.5k - $50k

1st Security Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$500-180 Day CD w/ Relationship Account
4.01%$500$240k10 Month CD Special w/ Relationship Account
3.75%$500-1 Year CD w/ Relationship Account
3.75%$500-48 Month CD w/ Relationship Account
3.65%$25k-11 Month Risk Free CD w/ Relationship Account
3.50%$500-180 Day CD
3.50%$500-21 Month CD w/ Relationship Account
3.00%$500-1 Year CD
3.00%$500-48 Month CD
3.00%$500-30 Month CD w/ Relationship Account
2.90%$25k-11 Month Risk Free CD
2.75%$500-21 Month CD
2.75%$500-2 Year CD w/ Relationship Account
2.65%$500-5 Year CD w/ Relationship Account
2.25%$500-30 Month CD
2.00%$500-2 Year CD
1.90%$500-5 Year CD

1st Security Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.01%$500$240k10 Month IRA Special w/ Relationship Account
Locations

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