1st United Credit Union is headquartered in Pleasanton and is the 50th largest credit union in the state of California. It is also the 343rd largest credit union in the nation. It was established in 1932 and as of June of 2022, it had grown to 147 employees and 62,976 members at 9 locations. 1st United Credit Union has a B+ health rating.
Membership in 1st United Credit Union is open to those who live, work, or attend school in Alameda, Contra Costa, Kings, San Joaquin, Solano, or Stanislaus Counties in California.
See current membership details
1st United CU had Add-On CDs allowing for unlimited add-ons during the term of the CD. Then suddenly, without warning and in my case, without any notice, when an earlier CD came due and we sought to transfer funds to a later maturing 3% CD we were informed that as of October 2, 2020, Add-Ons would be limited to $10,000. Interestingly as late as July 2, 2020, we had all received notices that unlimited Add-Ons up to $250,000 were permitted to all CDs with the Add-On feature. But no similar email or written notice was sent until a request was made 30 days before maturity of the CD to transfer funds on maturity to the CD with the next longest maturity. This appears to be a tactic that is used more and more by credit unions. I am currently in a dispute with them.
|Return on Assets - YTD||0.41%|
|Return on Equity - YTD||5.25%|
|Annual Interest Income||$16.7MM|
|Assets and Liabilities|
|Assets||Q2 2022vs Q2 2021||$1.27B$1.29B|
|Loans||Q2 2022vs Q2 2021||$844.3MM$766.5MM|
|Deposits||Q2 2022vs Q2 2021||$1.17B$1.17B|
|Equity Capital||Q2 2022vs Q2 2021||$99.9MM$117.2MM|
|Loan Loss Allowance||Q2 2022vs Q2 2021||$1.6MM$1.5MM|
|Unbacked Noncurrent Loans||Q2 2022vs Q2 2021||$679.00K$817.00K|
|Real Estate Owned||Q2 2022vs Q2 2021||$0$0|
Rates for 1st United Credit Union are currently being reviewed.
|1st United Credit Union Locations|
|Branch Office||5901 Gibraltar Dr||Pleasanton, CA 94588|
|Branch Office||109 Review Way||Hayward, CA 94544|
|Branch Office||2680 5th St Ste A||Alameda, CA 94501|
|Branch Office||2175 Milvia St||Berkeley, CA 94704-1112|
|Branch Office||3365 Castro Valley Blvd||Castro Valley, CA 94546|
|Branch Office||2710 Mowry Ave||Fremont, CA 94538-1609|
|Branch Office||600 Bancroft Ave||San Leandro, CA 94577-2904|
|Branch Office||6300 College Ave Ste 110||Oakland, CA 94618|
|Branch Office||4518 Las Positas Rd||Livermore, CA 94551|