2. 1st United Credit Union

1st United Credit Union


Overview / Commentary
www.1stunitedcu.org
800-649-0193
5901 Gibraltar Dr
Pleasanton, CA 94588

1st United Credit Union is headquartered in Pleasanton and is the 48th largest credit union in the state of California. It is also the 299th largest credit union in the nation. It was established in 1932 and as of June of 2019, it had grown to 142 employees and 61,889 members at 9 locations. 1st United Credit Union's CD rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in 1st United Credit Union is open to those who live, work, or attend school in Alameda, Contra Costa, Kings, San Joaquin, Solano, or Stanislaus Counties in California.
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Health
A

Data as of Q2 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #63958
Year Chartered1932
Employees142
Primary Regulator
Profit Margin
Return on Assets - YTD0.61%
Return on Equity - YTD5.93%
Annual Interest Income$19.8MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$1.07B$1.06B
LoansQ2 2019vs Q2 2018$870.3MM$861.8MM
DepositsQ2 2019vs Q2 2018$957.0MM$955.1MM
Equity CapitalQ2 2019vs Q2 2018$110.9MM$100.3MM
Loan Loss AllowanceQ2 2019vs Q2 2018$3.1MM$3.4MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$2.1MM$2.6MM
Real Estate OwnedQ2 2019vs Q2 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not 1st United Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

1st United Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Regular Savings
0.05%$100-IRA Savings
0.05%$100-Youth Savings
0.05%$100-Holiday Club Savings
0.05%$100-Miscellaneous Savings

1st United Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$100k*-1st Interest Money Market
OTHER TIERS: 0.25% → $1k - $10k | 0.35% → $10k - $25k | 0.40% → $25k - $50k | 0.45% → $50k - $100k

1st United Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$25k*-1st Interest Checking
OTHER TIERS: 0.10% → $1k - $25k

1st United Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.40%$100k-23 Month Bump Certificate
2.30%$250-36 Month Bump Certificate
2.20%$250-24 Month Bump Certificate
2.20%$250-48 Month Bump Certificate
2.20%$250-60 Month Bump Certificate
2.00%$25-12 Month Youth Certificate (17 & under)
2.00%$1k-12 Month Fixed Share Certificate
1.90%$250-84 Month Bump Certificate
1.60%$1k-6 Month Fixed Share Certificate

1st United Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.40%$100k-23 Month Bump IRA Certificate
2.30%$250-36 Month Bump IRA Certificate
2.20%$250-24 Month Bump IRA Certificate
2.20%$250-48 Month Bump IRA Certificate
2.20%$250-60 Month Bump IRA Certificate
2.00%$1k-12 Month IRA Fixed Certificate
1.90%$250-84 Month Bump IRA Certificate
1.60%$1k-6 Month IRA Fixed Certificate
Locations


1st United Credit Union Locations
Branch Office1225 Fallon St Ste G14Oakland, CA 94612-4291
Branch Office5901 Gibraltar DrPleasanton, CA 94588
Branch Office109 Review WayHayward, CA 94544
Branch Office2680 5th St Ste AAlameda, CA 94501
Branch Office2175 Milvia StBerkeley, CA 94704-1112
Branch Office3365 Castro Valley BlvdCastro Valley, CA 94546
Branch Office2710 Mowry AveFremont, CA 94538-1609
Branch Office600 Bancroft AveSan Leandro, CA 94577-2904
Branch Office6300 College Ave Ste 110Oakland, CA 94618-1332

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