1st United Credit Union


Overview / Commentary
800-649-0193
5901 Gibraltar Dr
Pleasanton, CA 94588

1st United Credit Union is headquartered in Pleasanton and is the 50th largest credit union in the state of California. It is also the 343rd largest credit union in the nation. It was established in 1932 and as of June of 2022, it had grown to 147 employees and 62,976 members at 9 locations. 1st United Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in 1st United Credit Union is open to those who live, work, or attend school in Alameda, Contra Costa, Kings, San Joaquin, Solano, or Stanislaus Counties in California.
See current membership details

Reviews (1)

Change In Terms Of Add-On Cds

Posted by: |

1st United CU had Add-On CDs allowing for unlimited add-ons during the term of the CD. Then suddenly, without warning and in my case, without any notice, when an earlier CD came due and we sought to transfer funds to a later maturing 3% CD we were informed that as of October 2, 2020, Add-Ons would be limited to $10,000. Interestingly as late as July 2, 2020, we had all received notices that unlimited Add-Ons up to $250,000 were permitted to all CDs with the Add-On feature. But no similar email or written notice was sent until a request was made 30 days before maturity of the CD to transfer funds on maturity to the CD with the next longest maturity. This appears to be a tactic that is used more and more by credit unions. I am currently in a dispute with them.



Health
B+

Health Grade Components

Overall
NCUA #63958
Year Chartered1932
Employees147
Primary Regulator
Profit Margin
Return on Assets - YTD0.41%
Return on Equity - YTD5.25%
Annual Interest Income$16.7MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$1.27B$1.29B
LoansQ2 2022vs Q2 2021$844.3MM$766.5MM
DepositsQ2 2022vs Q2 2021$1.17B$1.17B
Equity CapitalQ2 2022vs Q2 2021$99.9MM$117.2MM
Loan Loss AllowanceQ2 2022vs Q2 2021$1.6MM$1.5MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$679.00K$817.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates

Rates for 1st United Credit Union are currently being reviewed.

Locations


1st United Credit Union Locations
Branch Office5901 Gibraltar DrPleasanton, CA 94588
Branch Office109 Review WayHayward, CA 94544
Branch Office2680 5th St Ste AAlameda, CA 94501
Branch Office2175 Milvia StBerkeley, CA 94704-1112
Branch Office3365 Castro Valley BlvdCastro Valley, CA 94546
Branch Office2710 Mowry AveFremont, CA 94538-1609
Branch Office600 Bancroft AveSan Leandro, CA 94577-2904
Branch Office6300 College Ave Ste 110Oakland, CA 94618
Branch Office4518 Las Positas RdLivermore, CA 94551

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