2. 1st United Credit Union

1st United Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
2.30%3-year CD
2.75% - Discover Bank 3 Year CD
2.40%3-year IRA
1.85% - National Average
1.70%2-year CD
1.67% - National Average
View all 1st United Credit Union rates »

Overview / Commentary
www.1stunitedcu.org
800-649-0193
5901 Gibraltar Dr
Pleasanton, CA 94588

1st United Credit Union is headquartered in Pleasanton and is the 48th largest credit union in the state of California. It is also the 290th largest credit union in the nation. It was established in 1932 and as of December of 2018, it had grown to 133 employees and 61,487 members at 9 locations. 1st United Credit Union's CD rates are 78% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in 1st United Credit Union is open to those who live, work, or attend school in Alameda, Contra Costa, Kings, San Joaquin, Solano, or Stanislaus Counties in California.
See current membership details

Related Posts

1st United Credit Union Adds 40-Month CD Special - 7/12/2018

1st United Credit Union (CA) has added a 40-month Certificate Special (3.00% APY), with one-time bump and additional deposits anytime. Minimum $1k deposit.

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Health
A

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #63958
Year Chartered1932
Employees133
Primary Regulator
Profit Margin
Return on Assets - YTD0.68%
Return on Equity - YTD6.83%
Annual Interest Income$37.6MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$1.07B$1.02B
LoansQ4 2018vs Q4 2017$864.3MM$805.0MM
DepositsQ4 2018vs Q4 2017$957.8MM$919.8MM
Equity CapitalQ4 2018vs Q4 2017$105.6MM$98.7MM
Loan Loss AllowanceQ4 2018vs Q4 2017$3.4MM$3.4MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$2.3MM$3.6MM
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

1st United Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Regular Savings
0.05%$100-IRA Savings
0.05%$100-Youth Savings
0.05%$100-Holiday Club Savings
0.05%$100-Miscellaneous Savings

1st United Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-1st Interest Money Market
OTHER TIERS: 0.05% → $1k - $10k | 0.10% → $10k - $25k | 0.15% → $25k - $50k | 0.20% → $50k - $100k

1st United Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$25k*-1st Interest Checking
OTHER TIERS: 0.05% → $1k - $25k

1st United Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.60%$1k-25 Month Share Certificate Special
2.45%$1k-84 Month Fixed Share Certificate
2.40%$1k-60 Month Fixed Share Certificate
2.35%$1k-48 Month Fixed Share Certificate
2.30%$1k-36 Month Fixed Share Certificate
2.15%$1k-15 Month Certificate Special
1.70%$1k-24 Month Fixed Share Certificate
1.60%$100-12 Month Youth Certificate (17 & under)
1.60%$1k-12 Month Fixed Share Certificate
0.75%$1k-6 Month Fixed Share Certificate

1st United Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.60%$1k-25 Month IRA Certificate Special
2.55%$1k-84 Month IRA Fixed Certificate
2.50%$1k-60 Month IRA Fixed Certificate
2.45%$1k-48 Month IRA Fixed Certificate
2.40%$1k-36 Month IRA Fixed Certificate
2.15%$1k-15 Month IRA Special
1.80%$1k-24 Month IRA Fixed Certificate
1.70%$1k-12 Month IRA Fixed Certificate
0.85%$1k-6 Month IRA Fixed Certificate
Locations


1st United Credit Union Locations
Branch Office1225 Fallon St Ste G14Oakland, CA 94612-4291
Branch Office5901 Gibraltar DrPleasanton, CA 94588
Branch Office109 Review WayHayward, CA 94544
Branch Office2680 5th St Ste AAlameda, CA 94501
Branch Office2175 Milvia StBerkeley, CA 94704-1112
Branch Office3365 Castro Valley BlvdCastro Valley, CA 94546
Branch Office2710 Mowry AveFremont, CA 94538-1609
Branch Office600 Bancroft AveSan Leandro, CA 94577-2904
Branch Office6300 College Ave Ste 110Oakland, CA 94618-1332

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