1st United Credit Union

Overview / Commentary
5901 Gibraltar Dr
Pleasanton, CA 94588

1st United Credit Union is headquartered in Pleasanton and is the 46th largest credit union in the state of California. It is also the 296th largest credit union in the nation. It was established in 1932 and as of March of 2020, it had grown to 144 employees and 63,357 members at 9 locations. 1st United Credit Union has an A health rating.

Field of Membership Restrictions

Membership in 1st United Credit Union is open to those who live, work, or attend school in Alameda, Contra Costa, Kings, San Joaquin, Solano, or Stanislaus Counties in California.
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Health Grade Components

NCUA #63958
Year Chartered1932
Primary Regulator
Profit Margin
Return on Assets - YTD0.26%
Return on Equity - YTD2.51%
Annual Interest Income$9.9MM
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$1.16B$1.08B
LoansQ1 2020vs Q1 2019$847.1MM$865.9MM
DepositsQ1 2020vs Q1 2019$1.04B$967.1MM
Equity CapitalQ1 2020vs Q1 2019$116.5MM$107.8MM
Loan Loss AllowanceQ1 2020vs Q1 2019$3.0MM$3.4MM
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$1.5MM$1.8MM
Real Estate OwnedQ1 2020vs Q1 2019$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

1st United Credit Union Savings Account Rates

0.05%$100-Regular Savings
0.05%$100-IRA Savings
0.05%$100-Youth Savings
0.05%$100-Holiday Club Savings
0.05%$100-Miscellaneous Savings
0.05%$100-Business Savings

1st United Credit Union Money Market Rates

0.25%*$250k*-Money Market
OTHER TIERS: 0.10% $1k - $25k | 0.15% $25k - $50k | 0.20% $50k - $250k
0.25%*$250k*-Business Money Market
OTHER TIERS: 0.10% $1k - $25k | 0.15% $25k - $50k | 0.20% $50k - $250k

1st United Credit Union Checking Account Rates

0.20%*$50k*-Rewards Checking
OTHER TIERS: 0.10% $1 - $25k | 0.15% $25k - $50k
0.05%$1k-Interest Checking
0.05%$1k-Business 1st Interest Checking

1st United Credit Union CD Rates

0.90%$250-84 Month Bump Certificate
0.90%$250-Business 84 Month Bump Certificate
0.60%$250-60 Month Bump Certificate
0.60%$250-Business 60 Month Bump Certificate
0.55%$250-48 Month Bump Certificate
0.55%$250-Business 48 Month Bump Certificate
0.45%$250-36 Month Bump Certificate
0.45%$250-Business 36 Month Bump Certificate
0.40%$250-24 Month Bump Certificate
0.40%$250-Business 24 Month Bump Certificate
0.35%$25-12 Month Youth Certificate (17 & under)
0.35%$250-12 Month Fixed Share Certificate
0.35%$250-Business 12 Month Fixed Share Certificate
0.30%$250-6 Month Fixed Share Certificate
0.30%$250-Business 6 Month Fixed Share Certificate

1st United Credit Union IRA Rates

0.90%$250-84 Month Bump IRA Certificate
0.60%$250-60 Month Bump IRA Certificate
0.55%$250-48 Month Bump IRA Certificate
0.45%$250-36 Month Bump IRA Certificate
0.40%$250-24 Month Bump IRA Certificate
0.35%$250-12 Month IRA Fixed Certificate
0.30%$250-6 Month IRA Fixed Certificate

1st United Credit Union Locations
Branch Office5901 Gibraltar DrPleasanton, CA 94588
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Branch Office600 Bancroft AveSan Leandro, CA 94577-2904
Branch Office6300 College Ave Ste 110Oakland, CA 94618-1332
Branch Office4518 Las Positas RdLivermore, CA 94551

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