2 Rivers Area Credit Union


Overview / Commentary
815-935-2270
296 W Jeffery St
Kankakee, IL 60901

2 Rivers Area Credit Union is headquartered in Kankakee and is the 102nd largest credit union in the state of Illinois. It is also the 3,103rd largest credit union in the nation. It was established in 1951 and as of September of 2024, it had grown to 6 employees and 4,067 members at 1 location. 2 Rivers Area Credit Union's CD rates are 3X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in 2 Rivers Area Credit Union is open to those who live or work in the Illinois counties of Iroquois, Kankakee, or Will. Employees and retirees of Shapiro Developmental Center, Illinois Veterans in Manteno, or Fox Development Center also qualify for membership. Immediate family and household members of anyone eligible to join are welcome to apply.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. 2 Rivers Area Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #62827
Year Chartered1951
Employees6
Primary Regulator
Profit Margin
Return on Assets - YTD0.49%
Return on Equity - YTD4.22%
Annual Interest Income$804K
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$23.9MM$24MM
LoansQ3 2024vs Q3 2023$15.5MM$15.8MM
DepositsQ3 2024vs Q3 2023$21.2MM$20.8MM
Equity CapitalQ3 2024vs Q3 2023$2.8MM$2.8MM
Loan Loss AllowanceQ3 2024vs Q3 2023$202K$175K
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$165K$438K
Real Estate OwnedQ3 2024vs Q3 2023$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not 2 Rivers Area Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

2 Rivers Area Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$0-IRA Savings
0.25%$0-Savings Account
0.25%$0-Christmas Club
0.25%$0-Vacation Club

2 Rivers Area Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$1k-1 Year CD
Locations


2 Rivers Area Credit Union Locations
Branch Office296 W Jeffery StKankakee, IL 60901

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.