2 Rivers Area Credit Union is headquartered in Kankakee and is the 98th largest credit union in the state of Illinois. It is also the 3,084th largest credit union in the nation. It was established in 1951 and as of March of 2025, it had grown to 6 employees and 4,008 members at 1 location. 2 Rivers Area Credit Union's CD rates are 3X the national average, and it has a C+ health rating.
Membership in 2 Rivers Area Credit Union is open to those who live or work in the Illinois counties of Iroquois, Kankakee, or Will. Employees and retirees of Shapiro Developmental Center, Illinois Veterans in Manteno, or Fox Development Center also qualify for membership. Immediate family and household members of anyone eligible to join are welcome to apply.
See current membership details
Overall | |
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NCUA # | 62827 |
Year Chartered | 1951 |
Employees | 6 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.05% |
Return on Equity - YTD | 0.44% |
Annual Interest Income | $274K |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $24.1MM$25.1MM |
Loans | Q1 2025vs Q1 2024 | $14.6MM$15.1MM |
Deposits | Q1 2025vs Q1 2024 | $20.9MM$21.7MM |
Equity Capital | Q1 2025vs Q1 2024 | $2.9MM$2.8MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $177K$236K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $261K$245K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not 2 Rivers Area Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.25% | $0 | - | Savings Account | |
0.25% | $0 | - | Christmas Club | |
0.25% | $0 | - | Vacation Club |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
2.25% | $1k | - | 1 Year CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.50% | $0 | - | IRA Savings |
2 Rivers Area Credit Union Locations | ||
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Branch Office | 296 W Jeffery St | Kankakee, IL 60901 |
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