2 Rivers Area Credit Union is headquartered in Kankakee and is the 120th largest credit union in the state of Illinois. It is also the 3,523rd largest credit union in the nation. It was established in 1951 and as of March of 2018, it had grown to 5 employees and 3,715 members at 2 locations. 2 Rivers Area Credit Union has a B+ health rating.
Field of Membership Restrictions
You qualify for membership at 2 Rivers Area CU if you work or reside in Kankakee County, or if you are an employee at one of the following: Shapiro Developmental Center, Illinois Veterans in Manteno, or Fox Development Center. Thia eligibility status extends to include family members, household members, retirees of the stated establishments, and their widow's/widower's.
See current membership details
Data as of Q1 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 62827 |
| Year Chartered | 1951 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.34% |
| Return on Equity - YTD | -2.47% |
| Annual Interest Income | $178.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $18.0MM$16.9MM |
| Loans | Q1 2018vs Q1 2017 | $8.6MM$7.1MM |
| Deposits | Q1 2018vs Q1 2017 | $15.0MM$14.1MM |
| Equity Capital | Q1 2018vs Q1 2017 | $2.4MM$2.5MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $68.00K$92.00K |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $79.00K$98.00K |
| Real Estate Owned | Q1 2018vs Q1 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not 2 Rivers Area Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
2 Rivers Area Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.35% | - | - | IRA Savings | |
| 0.15% | - | - | Savings Account | |
| 0.15% | - | - | Vacation & Christmas Clubs |
2 Rivers Area Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.02% | $1k | - | 12 Month Certificate Special | |
| 0.35% | $1k | - | 1 Year CD |
| 2 Rivers Area Credit Union Locations | ||
|---|---|---|
| Branch Office | 296 W Jeffery St | Kankakee, IL 60901 |
| Branch Office | 2601 Network Blvd | Frisco, TX 75034 |