Overview / Commentary
22nd State Bank is headquartered in Louisville and is the 72nd largest bank in the state of Alabama. It is also the 3,497th largest bank in the nation. It was established in 1917 and as of December of 2018, it had grown to 41 employees at 4 locations. 22nd State Bank has a C+ health rating.
Health
C+
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 16910 |
| Year Established | 1917 |
| Employees | 41 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.29% |
| Return on Equity - YTD | 3.02% |
| Annual Interest Income | $6.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $142.8MM$136.2MM |
| Loans | Q4 2018vs Q4 2017 | $99.8MM$93.9MM |
| Deposits | Q4 2018vs Q4 2017 | $129.4MM$122.8MM |
| Equity Capital | Q4 2018vs Q4 2017 | $13.1MM$13.2MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $1.0MM$1.0MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $2.9MM$431.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $695.00K$1.2MM |
Rates
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22nd State Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.22% | $1k | - | 10 Month CD Special |
Locations
| 22nd State Bank Locations | ||
|---|---|---|
| North Eufaula Branch | 101 N. Eufaula Avenue | Eufaula, AL 36027 |
| Farmers Exchange Bank | 1920 Main Street | Louisville, AL 36048 |
| Eufaula Avenue Branch | 21 Eufaula Avenue | Clayton, AL 36016 |
| First Exchange Bank - A Division Of Farmers Exchan | 226 St. Joseph Avenue | Brewton, AL 36426 |