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22nd State Bank

Overview / Commentary
1920 Main Street
Louisville, AL 36048

22nd State Bank is headquartered in Louisville and is the 72nd largest bank in the state of Alabama. It is also the 3,435th largest bank in the nation. It was established in 1917 and as of March of 2019, it had grown to 42 employees at 4 locations. 22nd State Bank has a B health rating.


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Health Grade Components

FDIC Certificate #16910
Year Established1917
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.01%
Return on Equity - YTD0.12%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$146.7MM$134.2MM
LoansQ1 2019vs Q1 2018$97.1MM$91.7MM
DepositsQ1 2019vs Q1 2018$132.5MM$121.1MM
Equity CapitalQ1 2019vs Q1 2018$13.8MM$12.9MM
Loan Loss AllowanceQ1 2019vs Q1 2018$1.1MM$969.00K
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$2.7MM$464.00K
Real Estate OwnedQ1 2019vs Q1 2018$896.00K$990.00K
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22nd State Bank CD Rates

2.22%$1k-10 Month CD Special

22nd State Bank Locations
North Eufaula Branch101 N. Eufaula AvenueEufaula, AL 36027
Farmers Exchange Bank1920 Main StreetLouisville, AL 36048
Eufaula Avenue Branch21 Eufaula AvenueClayton, AL 36016
First Exchange Bank - A Division Of Farmers Exchan226 St. Joseph AvenueBrewton, AL 36426
Mobile Branch917 Western America Circle, Ste 202Mobile, AL 36609

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