22nd State Bank


Overview / Commentary
334-266-5321
1920 Main Street
Louisville, AL 36048

22nd State Bank is headquartered in Louisville and is the 72nd largest bank in the state of Alabama. It is also the 3,497th largest bank in the nation. It was established in 1917 and as of December of 2018, it had grown to 41 employees at 4 locations. 22nd State Bank has a C+ health rating.

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Health
C+

Health Grade Components

Overall
FDIC Certificate #16910
Year Established1917
Employees41
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.29%
Return on Equity - YTD3.02%
Annual Interest Income$6.1MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$142.8MM$136.2MM
LoansQ4 2018vs Q4 2017$99.8MM$93.9MM
DepositsQ4 2018vs Q4 2017$129.4MM$122.8MM
Equity CapitalQ4 2018vs Q4 2017$13.1MM$13.2MM
Loan Loss AllowanceQ4 2018vs Q4 2017$1.0MM$1.0MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$2.9MM$431.00K
Real Estate OwnedQ4 2018vs Q4 2017$695.00K$1.2MM
Rates
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22nd State Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.22%$1k-10 Month CD Special
Locations


22nd State Bank Locations
North Eufaula Branch101 N. Eufaula AvenueEufaula, AL 36027
Farmers Exchange Bank1920 Main StreetLouisville, AL 36048
Eufaula Avenue Branch21 Eufaula AvenueClayton, AL 36016
First Exchange Bank - A Division Of Farmers Exchan226 St. Joseph AvenueBrewton, AL 36426

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