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22nd State Bank


Overview / Commentary
www.22ndstatebank.com
334-266-5321
1920 Main St.
Louisville, AL 36048

22nd State Bank is headquartered in Louisville and is the 57th largest bank in the state of Alabama. It is also the 2,933rd largest bank in the nation. It was established in 1917 and as of December of 2020, it had grown to 50 employees at 6 locations. 22nd State Bank has a B+ health rating.

Related Posts

22nd State Bank's Kasasa Cash Available In Four Southern States - 6/30/2020

22nd State Bank's Kasasa Cash checking account has no minimum balance requirement or monthly service fee. It is available in Alabama, Florida, Georgia, and Mississippi.

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Health
B+

Data as of Q4 2020

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #16910
Year Established1917
Employees50
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.8%
Return on Equity - YTD-8.1%
Annual Interest Income$6.8MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$214.0MM$140.3MM
LoansQ4 2020vs Q4 2019$126.1MM$98.0MM
DepositsQ4 2020vs Q4 2019$174.7MM$110.3MM
Equity CapitalQ4 2020vs Q4 2019$23.4MM$14.7MM
Loan Loss AllowanceQ4 2020vs Q4 2019$2.0MM$1.5MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$4.2MM$2.4MM
Real Estate OwnedQ4 2020vs Q4 2019$245.00K$309.00K
Rates
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22nd State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%--Kasasa Saver
Locations


22nd State Bank Locations
North Eufaula Branch101 N. Eufaula AvenueEufaula, AL 36027
Farmers Exchange Bank1920 Main StreetLouisville, AL 36048
Eufaula Avenue Branch21 Eufaula AvenueClayton, AL 36016
First Exchange Bank - A Division Of Farmers Exchan226 St. Joseph AvenueBrewton, AL 36426
St. Joseph - Mobile31 St. Joseph St.Mobile, AL 36602
Geneva Branch515 South Commerce StreetGeneva, AL 36340

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