22nd State Bank


Overview / Commentary
334-266-5321
1920 Main Street
Louisville, AL 36048

22nd State Bank is headquartered in Louisville and is the 67th largest bank in the state of Alabama. It is also the 3,470th largest bank in the nation. It was established in 1917 and as of December of 2019, it had grown to 43 employees at 5 locations. 22nd State Bank has a B health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #16910
Year Established1917
Employees43
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.92%
Return on Equity - YTD-9.26%
Annual Interest Income$6.3MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$140.3MM$142.8MM
LoansQ4 2019vs Q4 2018$98.0MM$99.8MM
DepositsQ4 2019vs Q4 2018$110.3MM$129.4MM
Equity CapitalQ4 2019vs Q4 2018$14.7MM$13.1MM
Loan Loss AllowanceQ4 2019vs Q4 2018$1.5MM$1.0MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$2.4MM$2.9MM
Real Estate OwnedQ4 2019vs Q4 2018$309.00K$695.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

22nd State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*-$50kKasasa Saver
OTHER TIERS: 0.24% $50k+

22nd State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*-$25kKasasa Cash
OTHER TIERS: 0.24% $25k+
Locations


22nd State Bank Locations
North Eufaula Branch101 N. Eufaula AvenueEufaula, AL 36027
Farmers Exchange Bank1920 Main StreetLouisville, AL 36048
Eufaula Avenue Branch21 Eufaula AvenueClayton, AL 36016
First Exchange Bank - A Division Of Farmers Exchan226 St. Joseph AvenueBrewton, AL 36426
St. Joseph - Mobile31 St. Joseph St.Mobile, AL 36602

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