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22nd State Bank


Overview / Commentary
www.22ndstatebank.com
334-266-5321
1920 Main St.
Louisville, AL 36048

22nd State Bank is headquartered in Louisville and is the 61st largest bank in the state of Alabama. It is also the 3,096th largest bank in the nation. It was established in 1917 and as of December of 2021, it had grown to 68 employees at 6 locations. 22nd State Bank has an A health rating.

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Health
A

Data as of Q4 2021

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #16910
Year Established1917
Employees68
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.35%
Return on Equity - YTD3.07%
Annual Interest Income$8.2MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$201.6MM$214.0MM
LoansQ4 2021vs Q4 2020$133.6MM$126.1MM
DepositsQ4 2021vs Q4 2020$175.4MM$174.7MM
Equity CapitalQ4 2021vs Q4 2020$23.6MM$23.4MM
Loan Loss AllowanceQ4 2021vs Q4 2020$2.0MM$2.0MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$2.0MM$4.2MM
Real Estate OwnedQ4 2021vs Q4 2020$253.00K$245.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

22nd State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*-$50kKasasa Saver
OTHER TIERS: 0.24% → $50k+

22nd State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*-$25kKasasa Cash Checking
OTHER TIERS: 0.24% → $25k+
Locations


22nd State Bank Locations
North Eufaula Branch101 N. Eufaula AvenueEufaula, AL 36027
Farmers Exchange Bank1920 Main StreetLouisville, AL 36048
Eufaula Avenue Branch21 Eufaula AvenueClayton, AL 36016
First Exchange Bank - A Division Of Farmers Exchan226 St. Joseph AvenueBrewton, AL 36426
St. Joseph - Mobile31 St. Joseph St.Mobile, AL 36602
Geneva Branch515 South Commerce StreetGeneva, AL 36340

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