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22nd State Bank


Overview / Commentary
www.22ndstatebank.com
334-266-5321
1920 Main St.
Louisville, AL 36048

22nd State Bank is headquartered in Louisville and is the 65th largest bank in the state of Alabama. It is also the 3,344th largest bank in the nation. It was established in 1917 and as of March of 2020, it had grown to 45 employees at 5 locations. 22nd State Bank has a B health rating.

Related Posts

22nd State Bank's Kasasa Cash Available In Four Southern States - 6/30/2020

22nd State Bank's Kasasa Cash checking account has no minimum balance requirement or monthly service fee. It is available in Alabama, Florida, Georgia, and Mississippi.

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Health
B

Data as of Q1 2020

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #16910
Year Established1917
Employees45
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.29%
Return on Equity - YTD-2.83%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$149.0MM$146.7MM
LoansQ1 2020vs Q1 2019$103.5MM$97.1MM
DepositsQ1 2020vs Q1 2019$112.0MM$132.5MM
Equity CapitalQ1 2020vs Q1 2019$14.7MM$13.8MM
Loan Loss AllowanceQ1 2020vs Q1 2019$1.4MM$1.1MM
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$2.2MM$2.7MM
Real Estate OwnedQ1 2020vs Q1 2019$321.00K$896.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

22nd State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*-$50kKasasa Saver
OTHER TIERS: 0.24% → $50k+

22nd State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*-$25kKasasa Cash Checking
OTHER TIERS: 0.24% → $25k+
Locations


22nd State Bank Locations
North Eufaula Branch101 N. Eufaula AvenueEufaula, AL 36027
Farmers Exchange Bank1920 Main StreetLouisville, AL 36048
Eufaula Avenue Branch21 Eufaula AvenueClayton, AL 36016
First Exchange Bank - A Division Of Farmers Exchan226 St. Joseph AvenueBrewton, AL 36426
St. Joseph - Mobile31 St. Joseph St.Mobile, AL 36602

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