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22nd State Bank


Overview / Commentary
www.22ndstatebank.com
334-266-5321
1920 Main St.
Louisville, AL 36048

22nd State Bank is headquartered in Louisville and is the 65th largest bank in the state of Alabama. It is also the 3,291st largest bank in the nation. It was established in 1917 and as of June of 2020, it had grown to 45 employees at 5 locations. 22nd State Bank has a B+ health rating.

Related Posts

22nd State Bank's Kasasa Cash Available In Four Southern States - 6/30/2020

22nd State Bank's Kasasa Cash checking account has no minimum balance requirement or monthly service fee. It is available in Alabama, Florida, Georgia, and Mississippi.

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Health
B+

Data as of Q2 2020

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #16910
Year Established1917
Employees45
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.12%
Return on Equity - YTD1.19%
Annual Interest Income$3.5MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$166.8MM$141.7MM
LoansQ2 2020vs Q2 2019$110.4MM$96.7MM
DepositsQ2 2020vs Q2 2019$121.8MM$116.7MM
Equity CapitalQ2 2020vs Q2 2019$15.4MM$13.7MM
Loan Loss AllowanceQ2 2020vs Q2 2019$1.4MM$1.5MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$2.0MM$2.4MM
Real Estate OwnedQ2 2020vs Q2 2019$321.00K$572.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

22nd State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*-$50kKasasa Saver
OTHER TIERS: 0.24% → $50k+

22nd State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*-$25kKasasa Cash Checking
OTHER TIERS: 0.24% → $25k+
Locations


22nd State Bank Locations
North Eufaula Branch101 N. Eufaula AvenueEufaula, AL 36027
Farmers Exchange Bank1920 Main StreetLouisville, AL 36048
Eufaula Avenue Branch21 Eufaula AvenueClayton, AL 36016
First Exchange Bank - A Division Of Farmers Exchan226 St. Joseph AvenueBrewton, AL 36426
St. Joseph - Mobile31 St. Joseph St.Mobile, AL 36602

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