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22nd State Bank


Overview / Commentary
www.22ndstatebank.com
334-266-5321
1920 Main St.
Louisville, AL 36048

22nd State Bank is headquartered in Louisville and is the 60th largest bank in the state of Alabama. It is also the 3,113th largest bank in the nation. It was established in 1917 and as of June of 2022, it had grown to 66 employees at 6 locations. 22nd State Bank has an A health rating.

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Health
A

Data as of Q2 2022

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Health Grade Components

Overall
FDIC Certificate #16910
Year Established1917
Employees66
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD3.62%
Annual Interest Income$4.4MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$198.9MM$200.3MM
LoansQ2 2022vs Q2 2021$143.9MM$130.9MM
DepositsQ2 2022vs Q2 2021$175.3MM$168.6MM
Equity CapitalQ2 2022vs Q2 2021$21.4MM$23.5MM
Loan Loss AllowanceQ2 2022vs Q2 2021$1.9MM$1.9MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$185.00K$4.2MM
Real Estate OwnedQ2 2022vs Q2 2021$249.00K$297.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

22nd State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*-$50kKasasa Saver
OTHER TIERS: 0.24% → $50k+

22nd State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*-$25kKasasa Cash Checking
OTHER TIERS: 0.24% → $25k+
Locations


22nd State Bank Locations
North Eufaula Branch101 N. Eufaula AvenueEufaula, AL 36027
Farmers Exchange Bank1920 Main StLouisville, AL 36048
Eufaula Avenue Branch21 Eufaula AvenueClayton, AL 36016
First Exchange Bank - A Division Of Farmers Exchan226 St. Joseph AvenueBrewton, AL 36426
St. Joseph - Mobile31 St. Joseph St.Mobile, AL 36602
Geneva Branch515 South Commerce StreetGeneva, AL 36340

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