360 Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.00% | Reward Checking | Premium Checking 1.85% - National Average |
| 0.75% | Reward Savings | RealSaver w/ Premium Checking 0.81% - National Average |
| 1.36% | 5-year CD | 5 Year Share Certificate 2.25% - Bank of Internet USA 60 Month CD |
360 Federal Credit Union is headquartered in Windsor Locks and is the 11th largest credit union in the state of Connecticut. It is also the 929th largest credit union in the nation. It was established in 1952 and as of June of 2017, it had grown to 52 employees and 17,457 members at 4 locations. 360 Federal Credit Union has a B health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, volunteer or attend school in; and businesses and other legal entities located in in Hartford, Tolland, and Middlesex Counties, immediate families of those eligible, or select organizations.
See current membership details
AVOID AVOID AVOID 360 FCU
My husband was a member (starting with the initial credit union) for over 35 years and thought them trustworthy. In the past few years, however, his accounts, that had healthy balances, were not monitored as closely as they should have been. We believed their "no fees as long as you maintain a certain balance" lies, as others actually do follow through on such claims. The 360 Federal Credit Union people, however, have helped themselves to our money with all kinds of fees (some of which we have managed to get reversed). Even when we went to close the account a few weeks ago, they lied and slipped in another fee, and now claim that they would reimburse it but cannot because we closed the accounts. What a load of bull! Yes, we finally found a much, much better option (TD Bank) in Manchester, CT. Spare yourselves a lot of grief and money; AVOID 360FCU.
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 7723 |
| Year Chartered | 1952 |
| Employees | 52 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.22% |
| Return on Equity - YTD | -2.36% |
| Annual Interest Income | $3.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $232.4MM$222.3MM |
| Loans | Q2 2017vs Q2 2016 | $155.7MM$145.1MM |
| Deposits | Q2 2017vs Q2 2016 | $207.5MM$197.0MM |
| Equity Capital | Q2 2017vs Q2 2016 | $21.3MM$22.4MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $2.8MM$1.4MM |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $3.6MM$1.2MM |
| Real Estate Owned | Q2 2017vs Q2 2016 | $0$170.00K |
Always verify rates and promotions with the bank or credit union. We are not 360 Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
360 Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.75%* | - | $5k | RealSaver w/ Premium Checking | ||
| OTHER TIERS: 0.10% → $5k+ | |||||
| 0.05% | - | - | Savings | ||
| 0.05% | - | - | Escrow | ||
| 0.05% | - | - | IRA Accumulator | ||
| 0.05% | - | - | Vacation Club Account | ||
| 0.05% | - | - | Holiday Club Account | ||
| 0.05% | - | - | Special Purpose Account | ||
360 Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $100k* | - | Money Market | ||
| OTHER TIERS: 0.15% → $2,500 - $100k | |||||
360 Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | - | $10k | Premium Checking | ||
| OTHER TIERS: 0.25% → $10k+ | |||||
360 Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.36% | $1k | - | 5 Year Share Certificate | ||
| 1.26%* | $100k* | - | 3 Year Share Certificate | ||
| OTHER TIERS: 1.01% → $1k - $100k | |||||
| 1.21% | $1k | - | 4 Year Share Certificate | ||
| 1.01% | $1k | - | 15 Month Share Certificate | ||
| 0.45%* | $100k* | - | 6 Month Share Certificate | ||
| OTHER TIERS: 0.20% → $1k - $100k | |||||
| 0.45% | $1k | - | 2 Year Share Certificate | ||
| 0.35% | $1k | - | 18 Month Add-On Share Certificate | ||
| 0.30% | $1k | - | 1 Year Share Certificate | ||
| 0.20% | $1k | - | 6 Month Youth Share Certificate | ||
| 0.15% | $1k | - | 3 Month Share Certificate | ||
360 Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.36% | $1k | - | 5 Year IRA Share Certificate | ||
| 1.26%* | $100k* | - | 3 Year IRA Share Certificate | ||
| OTHER TIERS: 1.01% → $1k - $100k | |||||
| 1.21% | $1k | - | 4 Year IRA Share Certificate | ||
| 1.01% | $1k | - | 15 Month IRA Share Certificate | ||
| 0.45%* | $100k* | - | 6 Month IRA Share Certificate | ||
| OTHER TIERS: 0.20% → $1k - $100k | |||||
| 0.45% | $1k | - | 2 Year IRA Share Certificate | ||
| 0.35% | $1k | - | 18 Month Add-On IRA Share Certificate | ||
| 0.30% | $1k | - | 1 Year IRA Share Certificate | ||
| 0.15% | $1k | - | 3 Month IRA Share Certificate | ||
| 360 Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 385 Enfield St | Enfield, CT 06082-1920 |
| Branch Office | 191 Ella Grasso Tpke | Windsor Locks, CT 06096-1026 |
| Branch Office | 1 Hamilton Rd | Windsor Locks, CT 06096-1000 |
| Branch Office | 1264 Enfield St | Enfield, CT 06082-4947 |