360 Federal Credit Union is headquartered in Windsor Locks and is the 12th largest credit union in the state of Connecticut. It is also the 990th largest credit union in the nation. It was established in 1952 and as of December of 2018, it had grown to 56 employees and 17,625 members at 5 locations. 360 Federal Credit Union's CD rates are 2X the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, volunteer or attend school in; and businesses and other legal entities located in in Hartford, Tolland, and Middlesex Counties, immediate families of those eligible, or select organizations.
See current membership details
AVOID AVOID AVOID 360 FCU
My husband was a member (starting with the initial credit union) for over 35 years and thought them trustworthy. In the past few years, however, his accounts, that had healthy balances, were not monitored as closely as they should have been. We believed their "no fees as long as you maintain a certain balance" lies, as others actually do follow through on such claims. The 360 Federal Credit Union people, however, have helped themselves to our money with all kinds of fees (some of which we have managed to get reversed). Even when we went to close the account a few weeks ago, they lied and slipped in another fee, and now claim that they would reimburse it but cannot because we closed the accounts. What a load of bull! Yes, we finally found a much, much better option (TD Bank) in Manchester, CT. Spare yourselves a lot of grief and money; AVOID 360FCU.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 7723 |
| Year Chartered | 1952 |
| Employees | 56 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.89% |
| Return on Equity - YTD | 9.88% |
| Annual Interest Income | $8.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $223.2MM$224.1MM |
| Loans | Q4 2018vs Q4 2017 | $164.0MM$161.3MM |
| Deposits | Q4 2018vs Q4 2017 | $199.5MM$201.9MM |
| Equity Capital | Q4 2018vs Q4 2017 | $20.4MM$18.7MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $3.4MM$5.5MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $1.4MM$3.1MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not 360 Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
360 Federal Credit Union Savings Account Rates
360 Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $100k* | - | Money Market | ||
| OTHER TIERS: 0.15% → $2.5k - $100k | |||||
360 Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | - | $10k | Premium Checking | ||
| OTHER TIERS: 0.25% → $10k+ | |||||
360 Federal Credit Union CD Rates
360 Federal Credit Union IRA Rates
| 360 Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 385 Enfield St | Enfield, CT 06082-1920 |
| Branch Office | 191 Ella Grasso Tpke | Windsor Locks, CT 06096-1026 |
| Branch Office | 1 Hamilton Rd | Windsor Locks, CT 06096-1000 |
| Branch Office | 1264 Enfield St | Enfield, CT 06082-4947 |
| Branch Office | 1151 Blue Hills Ave | Bloomfield, CT 06002-2721 |