360 Federal Credit Union

Overview / Commentary
191 Ella Grasso Tpke
Windsor Locks, CT 06096

360 Federal Credit Union is headquartered in Windsor Locks and is the 12th largest credit union in the state of Connecticut. It is also the 986th largest credit union in the nation. It was established in 1952 and as of March of 2024, it had grown to 67 employees and 19,379 members at 5 locations. 360 Federal Credit Union's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in; and businesses and other legal entities located in the Connecticut counties of Hartford, Middlesex, New Haven, or Tolland. Immediate family and household members of anyone eligible to join also qualify for membership.
See current membership details

Reviews (1)


Posted by: |

My husband was a member (starting with the initial credit union) for over 35 years and thought them trustworthy. In the past few years, however, his accounts, that had healthy balances, were not monitored as closely as they should have been. We believed their "no fees as long as you maintain a certain balance" lies, as others actually do follow through on such claims. The 360 Federal Credit Union people, however, have helped themselves to our money with all kinds of fees (some of which we have managed to get reversed). Even when we went to close the account a few weeks ago, they lied and slipped in another fee, and now claim that they would reimburse it but cannot because we closed the accounts. What a load of bull! Yes, we finally found a much, much better option (TD Bank) in Manchester, CT. Spare yourselves a lot of grief and money; AVOID 360FCU.


Health Grade Components

NCUA #7723
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD0.32%
Return on Equity - YTD3.76%
Annual Interest Income$3MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$319MM$323.3MM
LoansQ1 2024vs Q1 2023$188.3MM$186MM
DepositsQ1 2024vs Q1 2023$286.5MM$293.9MM
Equity CapitalQ1 2024vs Q1 2023$27.2MM$25.2MM
Loan Loss AllowanceQ1 2024vs Q1 2023$1.7MM$1.8MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$1.4MM$1.3MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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Always verify rates and promotions with the bank or credit union. We are not 360 Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

360 Federal Credit Union Savings Account Rates

0.05%$0-Escrow Account
0.05%$0-IRA Accumulator
0.05%$0-Vacation Club Account
0.05%$0-Holiday Club Account
0.05%$0-Special Purpose Account

360 Federal Credit Union Money Market Rates

0.15%*$100k*-Money Market
OTHER TIERS: 0.10% $2.5k - $100k

360 Federal Credit Union Checking Account Rates

0.75%*$0$20kPremium Checking
OTHER TIERS: 0.25% $20k+

360 Federal Credit Union CD Rates

4.61%$1k-6 Month Share Certificate
4.61%$1k-1 Year Share Certificate
3.83%$1k-3 Year Share Certificate
3.83%$1k-2 Year Share Certificate
3.83%$1k-4 Year Share Certificate
3.83%$1k-5 Year Share Certificate
3.83%$1k-15 Month Share Certificate
2.79%$1k-3 Month Share Certificate
2.02%$1k-18 Month Add-On Share Certificate

360 Federal Credit Union IRA Rates

4.61%$1k-6 Month IRA
4.61%$1k-1 Year IRA
3.83%$1k-2 Year IRA
3.83%$1k-3 Year IRA
3.83%$1k-4 Year IRA
3.83%$1k-5 Year IRA
3.83%$1k-15 Month IRA
2.79%$1k-3 Month IRA
2.02%$1k-18 Month Add-On IRA

360 Federal Credit Union Locations
Branch Office385 Enfield StEnfield, CT 06082-1920
Branch Office191 Ella Grasso TpkeWindsor Locks, CT 06096-1026
Branch Office1 Hamilton RdWindsor Locks, CT 06096-1000
Branch Office421 Talcottville RdVernon, CT 06066-4018
Branch Office159 E Main StClinton, CT 06413-2111

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