360 Federal Credit Union

Overview / Commentary
191 Ella Grasso Tpke
Windsor Locks, CT 06096-1026

360 Federal Credit Union is headquartered in Windsor Locks and is the 12th largest credit union in the state of Connecticut. It is also the 966th largest credit union in the nation. It was established in 1952 and as of June of 2020, it had grown to 52 employees and 18,259 members at 5 locations. 360 Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in; and businesses and other legal entities located in in Hartford, Tolland, and Middlesex Counties, immediate families of those eligible, or select organizations.
See current membership details

Reviews (1)


Posted by: |

My husband was a member (starting with the initial credit union) for over 35 years and thought them trustworthy. In the past few years, however, his accounts, that had healthy balances, were not monitored as closely as they should have been. We believed their "no fees as long as you maintain a certain balance" lies, as others actually do follow through on such claims. The 360 Federal Credit Union people, however, have helped themselves to our money with all kinds of fees (some of which we have managed to get reversed). Even when we went to close the account a few weeks ago, they lied and slipped in another fee, and now claim that they would reimburse it but cannot because we closed the accounts. What a load of bull! Yes, we finally found a much, much better option (TD Bank) in Manchester, CT. Spare yourselves a lot of grief and money; AVOID 360FCU.


Health Grade Components

NCUA #7723
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD0.24%
Return on Equity - YTD2.82%
Annual Interest Income$4.4MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$265.6MM$234.6MM
LoansQ2 2020vs Q2 2019$173.1MM$163.1MM
DepositsQ2 2020vs Q2 2019$240.1MM$209.6MM
Equity CapitalQ2 2020vs Q2 2019$21.3MM$21.0MM
Loan Loss AllowanceQ2 2020vs Q2 2019$2.2MM$2.7MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$2.2MM$1.7MM
Real Estate OwnedQ2 2020vs Q2 2019$0$0
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Always verify rates and promotions with the bank or credit union. We are not 360 Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

360 Federal Credit Union Savings Account Rates

0.50%*-$5kRealSaver w/ Premium Checking
OTHER TIERS: 0.10% $5k+
0.05%--Escrow Account
0.05%--IRA Accumulator
0.05%--Vacation Club Account
0.05%--Holiday Club Account
0.05%--Special Purpose Account

360 Federal Credit Union Money Market Rates

0.30%*$100k*-Money Market
OTHER TIERS: 0.15% $2.5k - $100k

360 Federal Credit Union Checking Account Rates

1.25%*-$10kPremium Checking
OTHER TIERS: 0.25% $10k+

360 Federal Credit Union CD Rates

1.01%$1k-5 Year Share Certificate
0.75%$1k-3 Year Share Certificate
0.75%$1k-2 Year Share Certificate
0.75%$1k-4 Year Share Certificate
0.50%$1k-1 Year Share Certificate
0.50%$1k-18 Month Add-On Share Certificate
0.50%$1k-15 Month Share Certificate
0.50%$25-12 Month Prize-Linked Savings Certificate
0.30%$1k-6 Month Share Certificate
0.30%$1k-6 Month Youth Share Certificate
0.15%$1k-3 Month Share Certificate

360 Federal Credit Union IRA Rates

1.01%$1k-5 Year IRA
0.75%$1k-2 Year IRA
0.75%$1k-3 Year IRA
0.75%$1k-4 Year IRA
0.50%$1k-1 Year IRA
0.50%$1k-18 Month Add-On IRA
0.50%$1k-15 Month IRA
0.30%$1k-6 Month IRA
0.15%$1k-3 Month IRA

360 Federal Credit Union Locations
Branch Office385 Enfield StEnfield, CT 06082-1920
Branch Office191 Ella Grasso TpkeWindsor Locks, CT 06096-1026
Branch Office1 Hamilton RdWindsor Locks, CT 06096-1000
Branch Office1264 Enfield StEnfield, CT 06082-4947
Branch Office421 Talcottville RdVernon, CT 06066-4018

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