4U Credit Union


Overview / Commentary
940-665-1797
1312 Lawrence St
Gainesville, TX 76240

4U Credit Union is headquartered in Gainesville and is the 125th largest credit union in the state of Texas. It is also the 1,561st largest credit union in the nation. It was established in 1956 and as of March of 2024, it had grown to 32 employees and 8,145 members at 4 locations. 4U Credit Union has an A health rating.

Field of Membership Restrictions

4U Credit Union is open to those who live, work, worship, or go to school in Cooke or Grayson Counties, Texas. Immediate family are also eligible to join.
See current membership details

Reviews (1)

Membership Requirements

Posted by: |

In order to be eligible to receive the benefits of the high interest checking, you must become a member of the credit union. The requirements for joining are:

Work, live, attend school or worship in Cooke County Texas or have a family member who is a member.

Accounts must be opened in person.



Health

Health Grade Components

Overall
NCUA #11067
Year Chartered1956
Employees32
Primary Regulator
Profit Margin
Return on Assets - YTD0.21%
Return on Equity - YTD2.34%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$136.6MM$132MM
LoansQ1 2024vs Q1 2023$97.7MM$93.7MM
DepositsQ1 2024vs Q1 2023$122.9MM$119.2MM
Equity CapitalQ1 2024vs Q1 2023$12.1MM$11.6MM
Loan Loss AllowanceQ1 2024vs Q1 2023$152K$154K
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$7K$66K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Rates

Rates for 4U Credit Union are currently being reviewed.

Locations


4U Credit Union Locations
Branch Office1312 Lawrence StGainesville, TX 76240
Branch Office418 N Union StWhitesboro, TX 76273
Branch Office100 Kiowa Dr W Apt 104Lake Kiowa, TX 76240-9507
Branch Office100 E Woodland StCollinsville, TX 76233

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.