4U Credit Union is headquartered in Gainesville and is the 129th largest credit union in the state of Texas. It is also the 1,588th largest credit union in the nation. It was established in 1956 and as of June of 2023, it had grown to 32 employees and 8,225 members at 4 locations. 4U Credit Union has a B health rating.
4U Credit Union is open to those who live, work, worship, or go to school in Cooke or Grayson Counties, Texas. Immediate family are also eligible to join.
See current membership details
In order to be eligible to receive the benefits of the high interest checking, you must become a member of the credit union. The requirements for joining are:
Work, live, attend school or worship in Cooke County Texas or have a family member who is a member.
Accounts must be opened in person.
|Return on Assets - YTD||0.42%|
|Return on Equity - YTD||4.69%|
|Annual Interest Income||$2.3MM|
|Assets and Liabilities|
|Assets||Q2 2023vs Q2 2022||$131.0MM$137.7MM|
|Loans||Q2 2023vs Q2 2022||$94.7MM$94.0MM|
|Deposits||Q2 2023vs Q2 2022||$116.7MM$125.7MM|
|Equity Capital||Q2 2023vs Q2 2022||$11.7MM$10.8MM|
|Loan Loss Allowance||Q2 2023vs Q2 2022||$0$97.00K|
|Unbacked Noncurrent Loans||Q2 2023vs Q2 2022||$150.00K$102.00K|
|Real Estate Owned||Q2 2023vs Q2 2022||$0$0|
Rates for 4U Credit Union are currently being reviewed.
|4U Credit Union Locations|
|Branch Office||1312 Lawrence St||Gainesville, TX 76240|
|Branch Office||418 N Union St||Whitesboro, TX 76273|
|Branch Office||100 Kiowa Dr W Apt 104||Lake Kiowa, TX 76240-9507|
|Branch Office||100 E Woodland St||Collinsville, TX 76233|