4U Credit Union is headquartered in Gainesville and is the 126th largest credit union in the state of Texas. It is also the 1,560th largest credit union in the nation. It was established in 1956 and as of June of 2022, it had grown to 28 employees and 7,924 members at 3 locations. 4U Credit Union has an A health rating.
4U Credit Union is open to those who live, work, worship, or go to school in Cooke or Grayson counties. Immediate family are also eligible to join.
See current membership details
In order to be eligible to receive the benefits of the high interest checking, you must become a member of the credit union. The requirements for joining are:
Work, live, attend school or worship in Cooke County Texas or have a family member who is a member.
Accounts must be opened in person.
|Return on Assets - YTD||0.9%|
|Return on Equity - YTD||11.51%|
|Annual Interest Income||$2.0MM|
|Assets and Liabilities|
|Assets||Q2 2022vs Q2 2021||$137.7MM$123.9MM|
|Loans||Q2 2022vs Q2 2021||$94.0MM$83.1MM|
|Deposits||Q2 2022vs Q2 2021||$125.7MM$113.0MM|
|Equity Capital||Q2 2022vs Q2 2021||$10.8MM$9.6MM|
|Loan Loss Allowance||Q2 2022vs Q2 2021||$97.00K$91.00K|
|Unbacked Noncurrent Loans||Q2 2022vs Q2 2021||$102.00K$194.00K|
|Real Estate Owned||Q2 2022vs Q2 2021||$0$0|
Rates for 4U Credit Union are currently being reviewed.
|4U Credit Union Locations|
|Branch Office||1312 Lawrence St||Gainesville, TX 76240|
|Branch Office||418 N Union St||Whitesboro, TX 76273|
|Branch Office||100 Kiowa Dr W Apt 104||Lake Kiowa, TX 76240-9507|