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Overview / Commentary
319-385-4914
100 S Cherry St
Mount Pleasant, IA 52641

5 Star Community Credit Union is headquartered in Mount Pleasant and is the 43rd largest credit union in the state of Iowa. It is also the 2,908th largest credit union in the nation. It was established in 1950 and as of March of 2017, it had grown to 11 employees and 4,657 members at 2 locations. 5 Star Community Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership eligibility requires that you reside or work inside of Henry County or one of the designated surrounding counties: Van Buren, Lee, Jefferson, Des Moines, Washington, or Louisa. This eligibility status extends to include your immediate family as well. All members are required to make an initial $25 deposit and pay a $1 membership fee.
See current membership details

Reviews (2)

Tried To Join

Posted by: crocpa | Apr 11, 2016

I tried to join them. They took a couple of weeks to give me a reply. I was told that their "risk assessment department" denied me. Apparently accepting my money is too much of a risk for them. Guess that's why they're such a small bank. They treat deposits like loans.

They Loan You A Umbrella And As Soon As It Starts To Rain They Want It Back

Posted by: MrCity | Jan 20, 2011

I found in fourteen years of banking with them they are unwilling to do things to help people or businesses that have helped them.  After discussing my difficulties with them to a friend who is a VP at large big city bank I found this one isnt a place to form a long term banking relationship, and if you have been with them for over a decade they treat you as if you are a new customer, and when behind your are a second class citizen



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. 5 Star Community Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #64878
Year Chartered1950
Employees11
Primary Regulator
Profit Margin
Return on Assets - YTD0.09%
Return on Equity - YTD0.95%
Annual Interest Income$279.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$30.7MM$28.4MM
LoansQ1 2017vs Q1 2016$20.8MM$19.5MM
DepositsQ1 2017vs Q1 2016$27.7MM$25.4MM
Equity CapitalQ1 2017vs Q1 2016$2.9MM$3.0MM
Loan Loss AllowanceQ1 2017vs Q1 2016$211.00K$246.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$53.00K$270.00K
Real Estate OwnedQ1 2017vs Q1 2016$149.00K$49.00K
Rates
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5 Star Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$500-18 Month CD
0.50%$500-12 Month CD
0.27%$500-6 Month CD
0.20%$500-3 Month CD
Locations


5 Star Community Credit Union Locations
Branch Office100 S Cherry StMount Pleasant, IA 52641
Branch Office801 W Burlington AveWest Burlington, IA 52655-1648