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Overview / Commentary
319-385-4914
100 S Cherry St
Mount Pleasant, IA 52641

5 Star Credit Union is headquartered in Mount Pleasant and is the 44th largest credit union in the state of Iowa. It is also the 2,937th largest credit union in the nation. It was established in 1950 and as of June of 2016, it had grown to 10 employees and 4,671 members at 2 locations. 5 Star Credit Union has a B health rating.

Field of Membership Restrictions

Membership eligibility requires that you reside or work inside of Henry County or one of the designated surrounding counties: Van Buren, Lee, Jefferson, Des Moines, Washington, or Louisa. This eligibility status extends to include your immediate family as well. All members are required to make an initial $25 deposit and pay a $1 membership fee.
See current membership details

Reviews (2)

Tried To Join

Posted by: crocpa | Apr 11, 2016

I tried to join them. They took a couple of weeks to give me a reply. I was told that their "risk assessment department" denied me. Apparently accepting my money is too much of a risk for them. Guess that's why they're such a small bank. They treat deposits like loans.

They Loan You A Umbrella And As Soon As It Starts To Rain They Want It Back

Posted by: MrCity | Jan 20, 2011

I found in fourteen years of banking with them they are unwilling to do things to help people or businesses that have helped them.  After discussing my difficulties with them to a friend who is a VP at large big city bank I found this one isnt a place to form a long term banking relationship, and if you have been with them for over a decade they treat you as if you are a new customer, and when behind your are a second class citizen



Health
B
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. 5 Star Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #64878
Year Chartered1950
Employees10
Primary Regulator
Profit Margin
Return on Assets - YTD0.06%
Return on Equity - YTD0.61%
Annual Interest Income$515.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$29.5MM$27.7MM
LoansQ2 2016vs Q2 2015$20.2MM$17.6MM
DepositsQ2 2016vs Q2 2015$26.4MM$24.6MM
Equity CapitalQ2 2016vs Q2 2015$3.0MM$3.0MM
Loan Loss AllowanceQ2 2016vs Q2 2015$239.00K$171.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$276.00K$30.00K
Real Estate OwnedQ2 2016vs Q2 2015$89.00K$65.00K
Rates
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5 Star Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$500-18 Month CD
0.38%$500-12 Month CD
0.27%$500-6 Month CD
0.20%$500-3 Month CD
Locations


5 Star Credit Union Locations
Branch Office100 S Cherry StMount Pleasant, IA 52641
Branch Office801 W Burlington AveWest Burlington, IA 52655-1648