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A+ Federal Credit Union

Popular Accounts at this Credit Union

2.07%5-year CD60 Month Plus Advantage CD
0.85%1-year CD12 Month Plus Advantage CD
0.15%SavingsMembership Savings

Overview / Commentary
6420 E Highway 290
Austin, TX 78723-1030

A+ Federal Credit Union is headquartered in Austin and is the 15th largest credit union in the state of Texas. It is also the 201st largest credit union in the nation. It was established in 1949 and as of September of 2017, it had grown to 335 employees and 138,492 members at 21 locations. A+ Federal Credit Union's CD rates are 6X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in the A+ Federal Credit Union is open to anyone the A+ Education Foundation ($10 membership dues). Membership is also open to employees or members of Texas State Teachers Association, any AISD Elementary, Middle or High Schools, and other Select Employer Groups.
See current membership details

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Reviews (1)

Bad Customer Services

Posted by: aplusfcu | Sep 10, 2013

Teachers Beware!!! The A+Credit Union is nolonger the credit union it was creadit to be year ago.  It is acutally only operating under the umbrella of a  credit union by name but with the characteristics of the large banks...it is worse than majority of the large banks and focuses on setting the customer up to take their money!! There are better credit unions around Austin with great customer service and support for your financial transactions.  Visit other credit union and banks and compare before you continue to allow A+ manage your finacial future...you are not in good hands!


Health Grade Components

NCUA #6178
Year Chartered1949
Primary Regulator
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD8.31%
Annual Interest Income$33.4MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$1.38B$1.30B
LoansQ3 2017vs Q3 2016$1.06B$888.3MM
DepositsQ3 2017vs Q3 2016$1.24B$1.17B
Equity CapitalQ3 2017vs Q3 2016$127.2MM$119.6MM
Loan Loss AllowanceQ3 2017vs Q3 2016$6.7MM$5.7MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$4.8MM$4.5MM
Real Estate OwnedQ3 2017vs Q3 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

A+ Federal Credit Union Savings Account Rates

5.12%*-$1kStartUP IRA
OTHER TIERS: 0.35% $1k+
0.35%$100-Health Savings Account (HSA)
0.35%$100-IRA Savings
0.33%$100k-Platinum Savings
0.33%$100k-Business Platinum Savings
0.28%$25k-Premier Savings
0.28%$25k-Business Premier Savings
0.15%$100-Membership Savings
0.15%--Youth Membership Savings
0.15%$100-Business Membership Savings

A+ Federal Credit Union Money Market Rates

0.25%$2k-Money Market Savings

A+ Federal Credit Union Checking Account Rates

0.40%*$25k*-Business Checking Plus
OTHER TIERS: 0.20% $3,500 - $25k
0.05%$500-A+ Checking Account

A+ Federal Credit Union CD Rates

5.00%-$1k12 Month StartUP CD
2.17%$500-60 Month CD
2.07%$1k-60 Month Plus Advantage CD
1.71%$500-48 Month CD
1.61%$1k-48 Month Plus Advantage CD
1.46%$500-36 Month CD
1.36%$1k-36 Month Plus Advantage CD
1.26%$1k-24 Month CD
1.16%$1k-24 Month Plus Advantage CD
0.95%$1k-12 Month CD
0.85%$1k-12 Month Plus Advantage CD
0.60%$1k-6 Month CD

A+ Federal Credit Union IRA Rates

2.17%$500-60 Month IRA
2.07%$1k-60 Month Plus Advantage IRA
1.71%$500-48 Month IRA
1.61%$1k-48 Month Plus Advantage IRA
1.46%$500-36 Month IRA
1.36%$1k-36 Month Plus Advantage IRA
1.26%$1k-24 Month IRA
1.16%$1k-24 Month Plus Advantage IRA
0.95%$1k-12 Month IRA
0.85%$1k-12 Month Plus Advantage IRA