A+ Federal Credit Union


Overview / Commentary
512-302-6800
6420 E Highway 290
Austin, TX 78723

A+ Federal Credit Union is headquartered in Austin and is the 14th largest credit union in the state of Texas. It is also the 190th largest credit union in the nation. It was established in 1949 and as of September of 2024, it had grown to 501 employees and 188,990 members at 22 locations. A+ Federal Credit Union's CD rates are 6X the national average, and it has a B health rating.

Field of Membership Restrictions

A+ Federal Credit Union is open to any Texas resident by joining the A+ Education Foundation ($10 one-time membership dues). Membership is also open to employees or members of Texas State Teachers Association, any Austin ISD Elementary, Middle or High School, and many other Select Employer Groups.
See current membership details

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Health

Health Grade Components

Overall
NCUA #6178
Year Chartered1949
Employees501
Primary Regulator
Profit Margin
Return on Assets - YTD1%
Return on Equity - YTD8.04%
Annual Interest Income$95.5MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$2.48B$2.65B
LoansQ3 2024vs Q3 2023$2.12B$2.34B
DepositsQ3 2024vs Q3 2023$1.97B$2.11B
Equity CapitalQ3 2024vs Q3 2023$312.8MM$286.4MM
Loan Loss AllowanceQ3 2024vs Q3 2023$30.2MM$26.7MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$43.4MM$46.6MM
Real Estate OwnedQ3 2024vs Q3 2023$223K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not A+ Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

A+ Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.12%*$10$1kStartUP IRA
OTHER TIERS: 0.31% $1k+
0.30%$100-Health Savings Account (HSA)
0.30%$100-IRA Savings
0.10%$0-Membership Savings
0.10%$100-Business Membership Savings

A+ Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$100k*-Money Market Savings
OTHER TIERS: 0.35% $2.5k - $25k | 0.60% $25k - $100k

A+ Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$25k*-Business Checking Plus
OTHER TIERS: 0.10% $3.5k - $25k
0.05%$500-A+ Checking Account

A+ Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$10$1k12 Month StartUP CD
4.10%$1k$1m19 Month Plus Advantage CD Special - New Money
4.02%$1k-12 Month CD
3.97%$1k-18 Month CD
3.90%$1k$1m37 Month Plus Advantage CD Special - New Money
3.82%$1k-12 Month Plus Advantage CD
3.76%$1k-6 Month CD
3.76%$1k-24 Month CD
3.76%$1k-36 Month CD
3.76%$1k-18 Month Plus Advantage CD
3.56%$1k-48 Month CD
3.56%$1k-60 Month CD
3.56%$1k-24 Month Plus Advantage CD
3.56%$1k-36 Month Plus Advantage CD
3.35%$1k-48 Month Plus Advantage CD
3.35%$1k-60 Month Plus Advantage CD

A+ Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.02%$1k-12 Month IRA
3.97%$1k-18 Month IRA
3.82%$1k-12 Month Plus Advantage IRA
3.76%$1k-24 Month IRA
3.76%$1k-36 Month IRA
3.76%$1k-18 Month Plus Advantage IRA
3.56%$1k-48 Month IRA
3.56%$1k-60 Month IRA
3.56%$1k-24 Month Plus Advantage IRA
3.56%$1k-36 Month Plus Advantage IRA
3.35%$1k-48 Month Plus Advantage IRA
3.35%$1k-60 Month Plus Advantage IRA
Locations

Availability



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