Featured Savings Rates
Featured Accounts

A+ Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.36%5-year CD60 Month Plus Advantage CD
0.35%1-year CD12 Month Plus Advantage CD
0.18%SavingsRegular Savings

Overview / Commentary
512-302-6800
6420 E Highway 290
Austin, TX 78723-1030

A+ Federal Credit Union is headquartered in Austin and is the 15th largest credit union in the state of Texas. It is also the 192nd largest credit union in the nation. It was established in 1949 and as of June of 2016, it had grown to 329 employees and 129,484 members at 20 locations. A+ Federal Credit Union's CD rates are 6X the national average, and it has an A health rating.

Field of Membership Restrictions

Credit union membership is open to anyone who's a member of the A+ Education Foundation, an association that's easy to join with a $10 fee, or be affiliated with one of the qualified organizations and businesses.
See current membership details

Related Posts

View all posts from:


Reviews (1)

Bad Customer Services

Posted by: aplusfcu | Sep 10, 2013

Teachers Beware!!! The A+Credit Union is nolonger the credit union it was creadit to be year ago.  It is acutally only operating under the umbrella of a  credit union by name but with the characteristics of the large banks...it is worse than majority of the large banks and focuses on setting the customer up to take their money!! There are better credit unions around Austin with great customer service and support for your financial transactions.  Visit other credit union and banks and compare before you continue to allow A+ manage your finacial future...you are not in good hands!



Health
A

Health Grade Components

Overall
NCUA #6178
Year Chartered1949
Employees329
Primary Regulator
Profit Margin
Return on Assets - YTD0.75%
Return on Equity - YTD8.08%
Annual Interest Income$20.7MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$1.27B$1.17B
LoansQ2 2016vs Q2 2015$859.0MM$790.5MM
DepositsQ2 2016vs Q2 2015$1.14B$1.05B
Equity CapitalQ2 2016vs Q2 2015$117.4MM$108.9MM
Loan Loss AllowanceQ2 2016vs Q2 2015$5.5MM$4.3MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$4.0MM$2.9MM
Real Estate OwnedQ2 2016vs Q2 2015$0$57.00K
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not A+ Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

A+ Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.12%*-$1kStartUP IRA
OTHER TIERS: 0.35% $1k+
5.12%*$1k*$1kStartUP Roth IRA
OTHER TIERS: 0.35% $1k+
5.12%*-$1kStartUP CESA
OTHER TIERS: 0.35% $1k+
0.55%$100k-Platinum IRA
0.55%$100k-Platinum Roth IRA
0.55%$100k-Platinum CESA
0.35%$100-Health Savings Account (HSA)
0.35%$100-Variable IRA
0.35%$100-Variable Roth IRA
0.35%$100-Variable CESA
0.30%$100k-Platinum Savings
0.25%$25k-Premier Savings
0.22%$100-Special Savings
0.20%$100-TUTMA
0.18%$100-Membership Savings
0.18%--Youth Membership Savings
0.18%$100-Regular Savings

A+ Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$2k-Money Market Savings

A+ Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-A+ Checking Account

A+ Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%-$1k12 Month StartUP CD
1.46%$500-60 Month CD
1.36%$1k-60 Month Plus Advantage CD
1.00%$500-48 Month CD
0.90%$1k-48 Month Plus Advantage CD
0.80%$500-36 Month CD
0.70%$1k-36 Month Plus Advantage CD
0.60%$1k-24 Month CD
0.50%$1k-24 Month Plus Advantage CD
0.45%$1k-12 Month CD
0.35%$1k-12 Month Plus Advantage CD
0.25%$1k-6 Month CD

A+ Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.46%$500-60 Month IRA
1.36%$1k-60 Month Plus Advantage IRA
1.00%$500-48 Month IRA
0.90%$1k-48 Month Plus Advantage IRA
0.80%$500-36 Month IRA
0.70%$1k-36 Month Plus Advantage IRA
0.60%$1k-24 Month IRA
0.50%$1k-24 Month Plus Advantage IRA
0.45%$1k-12 Month IRA
0.35%$1k-12 Month Plus Advantage IRA
Locations

A+ Federal Credit Union has 20 locations. Click to view all A+ Federal Credit Union locations.