A+ Federal Credit Union is headquartered in Austin and is the 14th largest credit union in the state of Texas. It is also the 190th largest credit union in the nation. It was established in 1949 and as of September of 2024, it had grown to 501 employees and 188,990 members at 22 locations. A+ Federal Credit Union's CD rates are 6X the national average, and it has a B health rating.
A+ Federal Credit Union is open to any Texas resident by joining the A+ Education Foundation ($10 one-time membership dues). Membership is also open to employees or members of Texas State Teachers Association, any Austin ISD Elementary, Middle or High School, and many other Select Employer Groups.
See current membership details
Overall | |
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NCUA # | 6178 |
Year Chartered | 1949 |
Employees | 501 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 1% |
Return on Equity - YTD | 8.04% |
Annual Interest Income | $95.5MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q3 2024vs Q3 2023 | $2.48B$2.65B |
Loans | Q3 2024vs Q3 2023 | $2.12B$2.34B |
Deposits | Q3 2024vs Q3 2023 | $1.97B$2.11B |
Equity Capital | Q3 2024vs Q3 2023 | $312.8MM$286.4MM |
Loan Loss Allowance | Q3 2024vs Q3 2023 | $30.2MM$26.7MM |
Unbacked Noncurrent Loans | Q3 2024vs Q3 2023 | $43.4MM$46.6MM |
Real Estate Owned | Q3 2024vs Q3 2023 | $223K$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.70%* | $100k* | - | Money Market Savings | ||
OTHER TIERS: 0.35% → $2.5k - $25k | 0.60% → $25k - $100k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.20%* | $25k* | - | Business Checking Plus | ||
OTHER TIERS: 0.10% → $3.5k - $25k | |||||
0.05% | $500 | - | A+ Checking Account |