A+ Federal Credit Union is headquartered in Austin and is the 15th largest credit union in the state of Texas. It is also the 192nd largest credit union in the nation. It was established in 1949 and as of December of 2024, it had grown to 506 employees and 187,778 members at 22 locations. A+ Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
A+ Federal Credit Union is open to any Texas resident by joining the A+ Education Foundation ($10 one-time membership dues). Membership is also open to employees or members of Texas State Teachers Association, any Austin ISD Elementary, Middle or High School, and many other Select Employer Groups.
See current membership details
A+ FCU Is The Best
I have been a customer for over 30 years. A+ has excellent customer service, a recently improved website that is easy to use, competitive products especially for long-term customers and low to no fees. The staff is always courteous, friendly, and listen well. I have always been satisfied with A+! .
Data as of Q4 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 6178 |
| Year Chartered | 1949 |
| Employees | 506 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.87% |
| Return on Equity - YTD | 6.88% |
| Annual Interest Income | $127.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2024vs Q4 2023 | $2.48B$2.62B |
| Loans | Q4 2024vs Q4 2023 | $2.09B$2.28B |
| Deposits | Q4 2024vs Q4 2023 | $1.99B$2.03B |
| Equity Capital | Q4 2024vs Q4 2023 | $315.3MM$299MM |
| Loan Loss Allowance | Q4 2024vs Q4 2023 | $33.6MM$28MM |
| Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $50.4MM$52.6MM |
| Real Estate Owned | Q4 2024vs Q4 2023 | $151K$509K |
