Featured Savings Rates
Featured Accounts

A+ Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.36%5-year CD60 Month Plus Advantage CD
0.35%1-year CD12 Month Plus Advantage CD
0.15%SavingsRegular Savings

Overview / Commentary
512-302-6800
6420 E Highway 290
Austin, TX 78723-1030

A+ Federal Credit Union is headquartered in Austin and is the 15th largest credit union in the state of Texas. It is also the 193rd largest credit union in the nation. It was established in 1949 and as of September of 2016, it had grown to 326 employees and 131,191 members at 20 locations. A+ Federal Credit Union's CD rates are 6X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in the A+ Federal Credit Union is open to anyone the A+ Education Foundation ($10 membership dues). Membership is also open to employees or members of Texas State Teachers Association, any AISD Elementary, Middle or High Schools, and other Select Employer Groups.
See current membership details

Related Posts

View all posts from:


Reviews (1)

Bad Customer Services

Posted by: aplusfcu | Sep 10, 2013

Teachers Beware!!! The A+Credit Union is nolonger the credit union it was creadit to be year ago.  It is acutally only operating under the umbrella of a  credit union by name but with the characteristics of the large banks...it is worse than majority of the large banks and focuses on setting the customer up to take their money!! There are better credit unions around Austin with great customer service and support for your financial transactions.  Visit other credit union and banks and compare before you continue to allow A+ manage your finacial future...you are not in good hands!



Health

Health Grade Components

Overall
NCUA #6178
Year Chartered1949
Employees326
Primary Regulator
Profit Margin
Return on Assets - YTD0.71%
Return on Equity - YTD7.61%
Annual Interest Income$31.2MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$1.30B$1.19B
LoansQ3 2016vs Q3 2015$888.3MM$809.8MM
DepositsQ3 2016vs Q3 2015$1.17B$1.07B
Equity CapitalQ3 2016vs Q3 2015$119.6MM$111.0MM
Loan Loss AllowanceQ3 2016vs Q3 2015$5.7MM$4.5MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$4.5MM$3.6MM
Real Estate OwnedQ3 2016vs Q3 2015$0$51.00K
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not A+ Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

A+ Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.12%*-$1kStartUP IRA
OTHER TIERS: 0.35% $1k+
5.12%*-$1kStartUP Roth IRA
OTHER TIERS: 0.35% $1k+
5.12%*-$1kStartUP CESA
OTHER TIERS: 0.35% $1k+
0.55%$100k-Platinum IRA
0.55%$100k-Platinum Roth IRA
0.55%$100k-Platinum CESA
0.35%$100-Variable IRA
0.35%$100-Variable Roth IRA
0.35%$100-Variable CESA
0.28%$100k-Platinum Savings
0.23%$25k-Premier Savings
0.20%$100-Special Savings
0.20%$100-TUTMA
0.15%$100-Membership Savings
0.15%--Youth Membership Savings
0.15%$100-Regular Savings
0.05%$100-Health Savings Account (HSA)

A+ Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$2k-Money Market Savings

A+ Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$500-A+ Checking Account

A+ Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%-$1k12 Month StartUP CD
1.97%$500-60 Month CD w/ 5000 PlusPoints
1.87%$1k-60 Month Plus Advantage CD w/ 5000 PlusPoints
1.71%$500-48 Month CD w/ 5000 PlusPoints
1.71%$500-60 Month CD w/ 2500 PlusPoints
1.61%$1k-48 Month Plus Advantage CD w/ 5000 PlusPoints
1.61%$1k-60 Month Plus Advantage CD w/ 2500 PlusPoints
1.46%$500-60 Month CD
1.46%$500-48 Month CD w/ 2500 PlusPoints
1.36%$1k-60 Month Plus Advantage CD
1.36%$1k-48 Month Plus Advantage CD w/ 2500 PlusPoints
1.31%$500-36 Month CD w/ 5000 PlusPoints
1.20%$500-48 Month CD
1.11%$1k-48 Month Plus Advantage CD
1.11%$1k-24 Month CD w/ 5000 PlusPoints
1.11%$1k-36 Month Plus Advantage CD w/ 5000 PlusPoints
1.06%$500-36 Month CD w/ 2500 PlusPoints
1.00%$1k-24 Month Plus Advantage CD w/ 5000 PlusPoints
0.95%$1k-12 Month CD w/ 5000 PlusPoints
0.85%$1k-24 Month CD w/ 2500 PlusPoints
0.85%$1k-12 Month Plus Advantage CD w/ 5000 PlusPoints
0.85%$1k-36 Month Plus Advantage CD w/ 2500 PlusPoints
0.80%$500-36 Month CD
0.75%$1k-6 Month CD w/ 5000 PlusPoints
0.75%$1k-24 Month Plus Advantage CD w/ 2500 PlusPoints
0.70%$1k-12 Month CD w/ 2500 PlusPoints
0.60%$1k-24 Month CD
0.60%$1k-36 Month Plus Advantage CD
0.60%$1k-12 Month Plus Advantage CD w/ 2500 PlusPoints
0.50%$1k-24 Month Plus Advantage CD
0.50%$1k-6 Month CD w/ 2500 PlusPoints
0.45%$1k-12 Month CD
0.35%$1k-12 Month Plus Advantage CD
0.25%$1k-6 Month CD

A+ Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.97%$500-60 Month IRA w/ 5000 PlusPoints
1.87%$1k-60 Month Plus Advantage IRA w/ 5000 PlusPoints
1.71%$500-48 Month IRA w/ 5000 PlusPoints
1.71%$500-60 Month IRA w/ 2500 PlusPoints
1.61%$1k-60 Month Plus Advantage IRA w/ 2500 PlusPoints
1.61%$1k-48 Month Plus Advantage IRA w/ 5000 PlusPoints
1.46%$500-60 Month IRA
1.46%$500-48 Month IRA w/ 2500 PlusPoints
1.36%$1k-48 Month Plus Advantage IRA w/ 2500 PlusPoints
1.36%$1k-60 Month Plus Advantage IRA
1.31%$500-36 Month IRA w/ 5000 PlusPoints
1.20%$500-48 Month IRA
1.11%$1k-48 Month Plus Advantage IRA
1.11%$1k-24 Month IRA w/ 5000 PlusPoints
1.11%$1k-36 Month Plus Advantage IRA w/ 5000 PlusPoints
1.06%$500-36 Month IRA w/ 2500 PlusPoints
1.00%$1k-24 Month Plus Advantage IRA w/ 5000 PlusPoints
0.95%$1k-12 Month IRA w/ 5000 PlusPoints
0.85%$1k-24 Month IRA w/ 2500 PlusPoints
0.85%$1k-12 Month Plus Advantage IRA w/ 5000 PlusPoints
0.85%$1k-36 Month Plus Advantage IRA w/ 2500 PlusPoints
0.80%$500-36 Month IRA
0.75%$1k-24 Month Plus Advantage IRA w/ 2500 PlusPoints
0.70%$1k-12 Month IRA w/ 2500 PlusPoints
0.60%$1k-24 Month IRA
0.60%$1k-36 Month Plus Advantage IRA
0.60%$1k-12 Month Plus Advantage IRA w/ 2500 PlusPoints
0.50%$1k-24 Month Plus Advantage IRA
0.45%$1k-12 Month IRA
0.35%$1k-12 Month Plus Advantage IRA
Locations

A+ Federal Credit Union has 20 locations. Click to view all A+ Federal Credit Union locations.