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Overview / Commentary
512-302-6800
6420 E Highway 290
Austin, TX 78723-1030

A+ Federal Credit Union is headquartered in Austin and is the 15th largest credit union in the state of Texas. It is also the 194th largest credit union in the nation. It was established in 1949 and as of December of 2016, it had grown to 323 employees and 132,970 members at 21 locations. A+ Federal Credit Union's CD rates are 6X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in the A+ Federal Credit Union is open to anyone the A+ Education Foundation ($10 membership dues). Membership is also open to employees or members of Texas State Teachers Association, any AISD Elementary, Middle or High Schools, and other Select Employer Groups.
See current membership details

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Reviews (1)

Bad Customer Services

Posted by: aplusfcu | Sep 10, 2013

Teachers Beware!!! The A+Credit Union is nolonger the credit union it was creadit to be year ago.  It is acutally only operating under the umbrella of a  credit union by name but with the characteristics of the large banks...it is worse than majority of the large banks and focuses on setting the customer up to take their money!! There are better credit unions around Austin with great customer service and support for your financial transactions.  Visit other credit union and banks and compare before you continue to allow A+ manage your finacial future...you are not in good hands!



Health

Health Grade Components

Overall
NCUA #6178
Year Chartered1949
Employees323
Primary Regulator
Profit Margin
Return on Assets - YTD0.68%
Return on Equity - YTD7.52%
Annual Interest Income$42.0MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$1.31B$1.22B
LoansQ4 2016vs Q4 2015$935.6MM$835.2MM
DepositsQ4 2016vs Q4 2015$1.17B$1.10B
Equity CapitalQ4 2016vs Q4 2015$118.5MM$110.8MM
Loan Loss AllowanceQ4 2016vs Q4 2015$6.0MM$5.2MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$5.4MM$4.2MM
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

A+ Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.12%*-$1kStartUP IRA
OTHER TIERS: 0.35% $1k+
5.12%*-$1kStartUP Roth IRA
OTHER TIERS: 0.35% $1k+
5.12%*-$1kStartUP CESA
OTHER TIERS: 0.35% $1k+
0.55%$100k-Platinum IRA
0.55%$100k-Platinum Roth IRA
0.55%$100k-Platinum CESA
0.35%$100-Health Savings Account (HSA)
0.35%$100-Variable IRA
0.35%$100-Variable Roth IRA
0.35%$100-Variable CESA
0.28%$100k-Platinum Savings
0.23%$25k-Premier Savings
0.20%$100-Special Savings
0.20%$100-TUTMA
0.15%$100-Membership Savings
0.15%--Youth Membership Savings
0.15%$100-Regular Savings

A+ Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$2k-Money Market Savings

A+ Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-A+ Checking Account

A+ Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.50%-$1k12 Month StartUP CD w/ 5000 PlusPoints
5.25%-$1k12 Month StartUP CD w/ 2500 PlusPoints
5.00%-$1k12 Month StartUP CD
2.02%$500-60 Month CD w/ 5000 PlusPoints
1.92%$1k-60 Month Plus Advantage CD w/ 5000 PlusPoints
1.76%$500-48 Month CD w/ 5000 PlusPoints
1.76%$500-60 Month CD w/ 2500 PlusPoints
1.66%$1k-48 Month Plus Advantage CD w/ 5000 PlusPoints
1.66%$1k-60 Month Plus Advantage CD w/ 2500 PlusPoints
1.51%$500-60 Month CD
1.51%$500-48 Month CD w/ 2500 PlusPoints
1.46%$500-36 Month CD w/ 5000 PlusPoints
1.41%$1k-60 Month Plus Advantage CD
1.41%$1k-48 Month Plus Advantage CD w/ 2500 PlusPoints
1.36%$1k-36 Month Plus Advantage CD w/ 5000 PlusPoints
1.26%$500-48 Month CD
1.26%$1k-24 Month CD w/ 5000 PlusPoints
1.21%$500-36 Month CD w/ 2500 PlusPoints
1.16%$1k-48 Month Plus Advantage CD
1.16%$1k-24 Month Plus Advantage CD w/ 5000 PlusPoints
1.11%$1k-36 Month Plus Advantage CD w/ 2500 PlusPoints
1.06%$1k-12 Month CD w/ 5000 PlusPoints
1.00%$1k-24 Month CD w/ 2500 PlusPoints
0.95%$500-36 Month CD
0.95%$1k-12 Month Plus Advantage CD w/ 5000 PlusPoints
0.90%$1k-24 Month Plus Advantage CD w/ 2500 PlusPoints
0.85%$1k-36 Month Plus Advantage CD
0.80%$1k-12 Month CD w/ 2500 PlusPoints
0.75%$1k-24 Month CD
0.75%$1k-6 Month CD w/ 5000 PlusPoints
0.70%$1k-12 Month Plus Advantage CD w/ 2500 PlusPoints
0.65%$1k-24 Month Plus Advantage CD
0.55%$1k-12 Month CD
0.50%$1k-6 Month CD w/ 2500 PlusPoints
0.45%$1k-12 Month Plus Advantage CD
0.25%$1k-6 Month CD

A+ Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$500-60 Month IRA w/ 5000 PlusPoints
1.92%$1k-60 Month Plus Advantage IRA w/ 5000 PlusPoints
1.76%$500-48 Month IRA w/ 5000 PlusPoints
1.76%$500-60 Month IRA w/ 2500 PlusPoints
1.66%$1k-60 Month Plus Advantage IRA w/ 2500 PlusPoints
1.66%$1k-48 Month Plus Advantage IRA w/ 5000 PlusPoints
1.51%$500-60 Month IRA
1.51%$500-48 Month IRA w/ 2500 PlusPoints
1.46%$500-36 Month IRA w/ 5000 PlusPoints
1.41%$1k-48 Month Plus Advantage IRA w/ 2500 PlusPoints
1.41%$1k-60 Month Plus Advantage IRA
1.36%$1k-36 Month Plus Advantage IRA w/ 5000 PlusPoints
1.26%$500-48 Month IRA
1.26%$1k-24 Month IRA w/ 5000 PlusPoints
1.21%$500-36 Month IRA w/ 2500 PlusPoints
1.16%$1k-48 Month Plus Advantage IRA
1.11%$1k-36 Month Plus Advantage IRA w/ 2500 PlusPoints
1.06%$1k-12 Month IRA w/ 5000 PlusPoints
1.00%$1k-24 Month IRA w/ 2500 PlusPoints
0.95%$500-36 Month IRA
0.95%$1k-12 Month Plus Advantage IRA w/ 5000 PlusPoints
0.95%$1k-24 Month Plus Advantage IRA w/ 5000 PlusPoints
0.85%$1k-36 Month Plus Advantage IRA
0.80%$1k-12 Month IRA w/ 2500 PlusPoints
0.75%$1k-24 Month IRA
0.70%$1k-12 Month Plus Advantage IRA w/ 2500 PlusPoints
0.70%$1k-24 Month Plus Advantage IRA w/ 2500 PlusPoints
0.65%$1k-24 Month Plus Advantage IRA
0.55%$1k-12 Month IRA
0.45%$1k-12 Month Plus Advantage IRA
Locations

A+ Federal Credit Union has 21 locations. Click to view all A+ Federal Credit Union locations.