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Overview / Commentary
855.999.BANK
One Auto Club Drive
Dearborn, MI 48126

Headquartered in Dearborn, MI, AAA Banking is run by Auto Club Trust, FSB. The bank offers a variety of financial products and services, including the following personal deposit account products: savings accounts, checking accounts, money market accounts, Certificates of Deposit (CDs), and Individual Retirement Accounts (IRAs).

AAA Banking’s personal checking accounts include interest and non-interest-bearing options. Its money market accounts yield tiered interest rates. CD terms range from 3 months to 10 years. AAA’s IRAs include both Traditional and Roth products, available either as CDs or as an IRA savings account.

In addition to these personal deposit account products, AAA Banking offers loans (personal, home, and auto) and lines of credit. The bank also offers its customers quick, easy, and safe access to funds through online and mobile banking options.

Reviews (2)

I Think It Works Fine

I have had the money market savings for a year and the ratings make up for the inconvenience of not having a local branch. Also, because it is safe.
I give it 4 stars.

Auto Club Trust Stinks!

Posted by: rsfriedm | Jun 13, 2016

absolutely the worst banking experience ever. try to open a deposit account and they will ask for your id and password to your external linked bank account. then they say "trust" us, we won't misuse your id and password. they not only ask for it once, but twice during the opening process. unbelievable! I can't believe this bank has the AAA name on it. It reduces AAA to a joke. a bunch of bungling amateurs at best. if you are smart, you will stay away. this "bank" is as much bizarre as it is awful!



Health
A+

Health Grade Components

Overall
FDIC Certificate #35115
Year Established1999
Employees59
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD-0.2%
Return on Equity - YTD-1.21%
Annual Interest Income$9.8MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$403.7MM$242.0MM
LoansQ4 2016vs Q4 2015$223.5MM$127.7MM
DepositsQ4 2016vs Q4 2015$316.4MM$169.9MM
Equity CapitalQ4 2016vs Q4 2015$58.3MM$42.3MM
Loan Loss AllowanceQ4 2016vs Q4 2015$1.9MM$1.9MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$1.4MM$6.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

AAA Banking Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%--High-Yield Savings
0.40%*$40k*-Personal Savings
OTHER TIERS: 0.05% Up to $1,500 | 0.12% $1,500 - $5k | 0.16% $5k - $15k | 0.25% $15k - $40k

AAA Banking Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$100k*-Money Market
OTHER TIERS: 0.70% $1,500 - $100k

AAA Banking Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.85%*-$10kHigh Yield Checking
OTHER TIERS: 0.05% $10k+

AAA Banking CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%$1,500-10 Year CD
1.85%$1,500-7 Year CD
1.75%$1,500-5 Year CD
1.60%$1,500-3 Year CD
1.50%$1,500-4 Year CD
1.35%$1,500-18 Month CD
1.35%$1,500-2 Year CD
1.30%$1,500-25 Month CD
1.30%$1,500-30 Month CD
1.15%$1,500-12 Month CD
1.10%$1,500-13 Month CD
0.70%$1,500-9 Month CD
0.65%$1,500-6 Month CD
0.35%$1,500-3 Month CD
Locations


AAA Banking Locations
Auto Club Trust, FSBOne Auto Club DriveDearborn, MI 48126
West Center Branch2606 S 132nd StreetOmaha, NE 68144
West Maple Branch16016 Evans St, Ste 103Omaha, NE 68116
Clock Tower Branch827 N. 98th StreetOmaha, NE 68114